{"id":1779291301,"date":"2026-07-07T11:16:32","date_gmt":"2026-07-07T11:16:32","guid":{"rendered":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/about-us\/"},"modified":"2026-09-16T15:49:01","modified_gmt":"2026-09-16T15:49:01","slug":"about-us","status":"publish","type":"page","link":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/about-us\/","title":{"rendered":"About us"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1779291301\" class=\"elementor elementor-1779291301 elementor-1779288833\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ecf7254 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"ecf7254\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6d1a5a6 e-con-full e-flex e-con e-child\" data-id=\"6d1a5a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a0a770f elementor-widget elementor-widget-keydesign-heading\" data-id=\"a0a770f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><h1 class=\"kd-heading__title\">About us<\/h1><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-804d43d elementor-widget elementor-widget-text-editor\" data-id=\"804d43d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Who is behind AVD Anbieter Vergleich, what qualifications lie behind it and the criteria we use to assess providers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-873fc67 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"873fc67\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c6ed294 e-con-full e-flex e-con e-child\" data-id=\"c6ed294\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2190a1 elementor-widget__width-inherit animated-fast elementor-invisible elementor-widget elementor-widget-image\" data-id=\"d2190a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"221\" src=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/AVD-Siegel-5-Sterne-.svg\" class=\"attachment-medium size-medium wp-image-1779291302\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f565d5e e-con-full e-flex e-con e-child\" data-id=\"f565d5e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-850dd7e animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"850dd7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">In brief<\/span><h2 class=\"kd-heading__title\">Who we are\n<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c004ede elementor-widget elementor-widget-text-editor\" data-id=\"c004ede\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">AVD Anbieter Vergleich is an independent information and comparison site on the Altersvorsorgedepot (Germany&#8217;s state-subsidized retirement investment account), the subsidized successor to the Riester pension. We are not a product provider, not a bank, not an insurer. We do not sell contracts, we do not provide investment advice and we do not broker financial products.<\/span><\/p><p><span style=\"font-weight: 400;\">Our sole task is to explain the new Altersvorsorgedepot in an understandable way and to compare the providers against transparent criteria as soon as real products come to market from 1 January 2027. So that you can make an informed decision at launch, without having to fight your way through advertising promises and the small print.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-428a269 e-con-full e-flex e-con e-child\" data-id=\"428a269\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26bb77c elementor-widget__width-auto elementor-widget elementor-widget-keydesign-button\" data-id=\"26bb77c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"join the waiting list\" href=\"#newsletter\"><span class=\"kd-button__label\">join the waiting list <\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb6b825 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"bb6b825\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c7f6434 e-con-full e-flex e-con e-child\" data-id=\"c7f6434\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cbd4be5 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"cbd4be5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Our mission<\/span><h2 class=\"kd-heading__title\">Why this site exists\n<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40c9c97 elementor-widget elementor-widget-text-editor\" data-id=\"40c9c97\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">The Altersvorsorgedepot affects around 44 million people eligible for the subsidy and is at the same time a complex product: different types of provider, various product variants, a new subsidy and tax mechanism, and a decumulation phase with several options. At the same time, almost every provider has a commercial interest in putting its own product front and center.<\/span><\/p><p><span style=\"font-weight: 400;\">We close this gap with neutral analysis: we explain the rules understandably for investors with no prior knowledge and assess all products by the same standards, regardless of which provider is behind them.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-488c8e9 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"488c8e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-52b89c2 e-con-full e-flex e-con e-child\" data-id=\"52b89c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e70689b elementor-widget__width-initial animated-fast elementor-widget elementor-widget-image\" data-id=\"e70689b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel.webp\" class=\"attachment-full size-full wp-image-1779291204\" alt=\"\" srcset=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel.webp 1000w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-300x300.webp 300w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-150x150.webp 150w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-768x768.webp 768w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-710x710.webp 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a9a3039 e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"a9a3039\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-8b8e0a1\" href=\"https:\/\/de.linkedin.com\/in\/rolf-henning-hackel-03a41283\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aaa8e62 e-con-full e-flex e-con e-child\" data-id=\"aaa8e62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6475cd4 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"6475cd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Who is behind it<\/span><h2 class=\"kd-heading__title\">Rolf Henning Hackel<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f51d1b elementor-widget elementor-widget-text-editor\" data-id=\"8f51d1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong><span style=\"font-weight: 400;\"><strong>Lawyer &amp; financial markets expert \u00b7 AVD Anbieter Vergleich \u00b7 responsible for the content<\/strong>s<\/span><\/strong><\/p><p><span style=\"font-weight: 400;\">Rolf Henning Hackel holds a law degree (Diplom-Jurist) and has worked for over two decades at the intersection of sales, financial technology and law. As a serial founder, board member and managing director in the FinTech and WealthTech sector, he has helped build investment advisory and wealth management platforms in the heavily regulated German market. He knows the providers, their products with their strengths and weaknesses, and the industry&#8217;s rules of the game at first hand.<\/span><\/p><h3><b>His career<\/b><\/h3><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Law studies at the University of Passau (Diplom-Jurist)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Board member of fundsaccess AG (investment advice and fund platform)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Co-founder and board member of Finconomy AG (company builder FinTech \/ SaaS)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Managing Director Wealth Management Germany at a European top 3 software provider to the wealth management industry (WealthTech)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Today: founder &amp; managing director of FPV Finanzproduktvergleich GmbH (AVD Anbieter Vergleich)<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e2121f3 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"e2121f3\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1478971 e-con-full e-flex e-con e-child\" data-id=\"1478971\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1d37e75 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"1d37e75\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Motivation<\/span><h2 class=\"kd-heading__title\">Why the Altersvorsorgedepot?\n<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6176d3e elementor-widget elementor-widget-text-editor\" data-id=\"6176d3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Here a state-subsidized product meets millions of people, high complexity and a great deal of provider marketing. Rolf Henning brings the financial industry&#8217;s inside view and deliberately uses it for the other side: to explain the Altersvorsorgedepot to savers in an understandable, critical and independent way.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a646ab5 elementor-widget elementor-widget-keydesign-testimonial\" data-id=\"a646ab5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-testimonial.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-testimonial kd-author-img-position-top kd-testimonial--align-center\"><div class=\"kd-testimonial__content\"><h4 class=\"kd-testimonial__title\">&quot;I know the product world very well from the inside. So I know what matters when it comes to costs and the small print, and that is exactly what I want to make transparent and understandable for everyone here.&quot; \u2014 <\/h4><\/div><div class=\"kd-testimonial__author\" dir=\"ltr\"><div class=\"kd-testimonial__author-meta\"><div class=\"kd-testimonial__author-name\">Rolf Henning Hackel<\/div><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47cb5be keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"47cb5be\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-73948b4 e-con-full e-flex e-con e-child\" data-id=\"73948b4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f2f8bb animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"3f2f8bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Milestones<\/span><h2 class=\"kd-heading__title\">Our story<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-321278f e-con-full e-flex e-con e-child\" data-id=\"321278f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f27a8d elementor-widget elementor-widget-text-editor\" data-id=\"3f27a8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">AVD Anbieter Vergleich grew out of a simple observation: when the reform of private retirement provision was adopted in 2026, it quickly became clear that it affects millions of people, leaves many questions open, and that the first information came above all from providers with an interest in their own product. We wanted to set an independent, understandable source against that.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c8e69e6 e-grid e-con-full e-con e-child\" data-id=\"c8e69e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-daf51cb animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"daf51cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">March 2026 <\/span><h4 class=\"kd-heading__title\">The reform is adopted:<\/h4><div class=\"kd-heading__desc\"><p> The Bundestag and Bundesrat pass the Retirement Provision Reform Act. Riester will be replaced from 2027.\n<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-692d71f animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"692d71f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Today<\/span><h4 class=\"kd-heading__title\">We follow the market: <\/h4><div class=\"kd-heading__desc\"><p>The first providers are being certified. We are preparing the full comparison.\n<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e4fcb26 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"e4fcb26\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Summer 2026<\/span><h4 class=\"kd-heading__title\"> AVD Anbieter Vergleich goes online: <\/h4><div class=\"kd-heading__desc\"><p>With guides, a subsidy calculator and a pension gap calculator, plus a first overview of providers.\n<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78329b6 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"78329b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">1 January 2027 <\/span><h4 class=\"kd-heading__title\">Market launch: <\/h4><div class=\"kd-heading__desc\"><p>The first Altersvorsorgedepot accounts can be taken out \u2013 our full provider comparison goes live.\n<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51bfc0b keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"51bfc0b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a9470d7 e-con-full e-flex e-con e-child\" data-id=\"a9470d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-31169f7 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"31169f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Methodology<\/span><h2 class=\"kd-heading__title\">How we assess<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdcb043 elementor-widget elementor-widget-text-editor\" data-id=\"cdcb043\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">For a fair comparison, the same standards apply to all providers. Total costs count most, followed by ETF selection and flexibility. Each criterion feeds into an overall score with a point value, based on official product information and the statutory requirements. We update the assessment as soon as terms change.<\/span><\/p><p><span style=\"font-weight: 400;\">We maintain the full list of all assessment criteria with explanations in a single place: on our providers page. That way it always stays current and free of contradictions.<\/span><\/p><p><b>A note on timing:<\/b><span style=\"font-weight: 400;\"> No Altersvorsorgedepot can be taken out before 1 January 2027. As long as no final terms are available, we publish the criteria but not yet a final assessment.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-94c42e6 e-con-full e-flex e-con e-child\" data-id=\"94c42e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d2f00ff animated-fast elementor-widget elementor-widget-keydesign-button\" data-id=\"d2f00ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"View all providers &amp; assessment criteria\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wpa-stats\/anbieter\/\"><span class=\"kd-button__label\">View all providers &amp; assessment criteria<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-348138c elementor-widget__width-auto elementor-widget elementor-widget-keydesign-button\" data-id=\"348138c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"join the waiting list\" href=\"#newsletter\"><span class=\"kd-button__label\">join the waiting list <\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-541ae6e keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"541ae6e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-977d2e0 e-con-full e-flex e-con e-child\" data-id=\"977d2e0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ffa75a animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"8ffa75a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Transparency<\/span><h2 class=\"kd-heading__title\">Independence and how we are funded<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6674ae elementor-widget elementor-widget-text-editor\" data-id=\"a6674ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Independence is the foundation of this site. No provider can buy a better placement, a better rating or preferential presentation from us. Our ranking is based solely on the criteria named.<\/span><\/p><p><span style=\"font-weight: 400;\">So that you know where you stand: AVD Anbieter Vergleich is partly funded through affiliate links (referral links). If you open a securities account through such a link, we may receive a payment from the provider; this creates no additional cost for you. This payment has no influence on our assessment: we also include providers without an affiliate program in the comparison, and placement is based exclusively on our criteria. We label affiliate links as such.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>About us Who is behind AVD Anbieter Vergleich, what qualifications lie behind it and the criteria we use to assess providers. In brief Who we are AVD Anbieter Vergleich is an independent information and comparison site on the Altersvorsorgedepot (Germany&#8217;s state-subsidized retirement investment account), the subsidized successor to the Riester pension. We are not a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_metasync_otto_title":"","_metasync_otto_description":"","_metasync_otto_keywords":"","_metasync_otto_og_title":"","_metasync_otto_og_description":"","_metasync_otto_twitter_title":"","_metasync_otto_twitter_description":"","rank_math_title":"","rank_math_description":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_aioseo_title":"","_aioseo_description":"","_metasync_seo_title":"","_metasync_seo_desc":"","_metasync_breadcrumb_title":"","_metasync_primary_category":0,"_metasync_primary_product_cat":0,"_metasync_otto_disabled":"","_metasync_hreflang":"","_metasync_plugin_sync_ts":"","_metasync_robots_advanced":"","footnotes":""},"class_list":["post-1779291301","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/pages\/1779291301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/comments?post=1779291301"}],"version-history":[{"count":5,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/pages\/1779291301\/revisions"}],"predecessor-version":[{"id":1779291714,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/pages\/1779291301\/revisions\/1779291714"}],"wp:attachment":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/wp-json\/wp\/v2\/media?parent=1779291301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}