{"id":1779291191,"date":"2026-10-24T14:22:41","date_gmt":"2026-10-24T14:22:41","guid":{"rendered":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/?p=1779291191"},"modified":"2026-10-28T12:53:10","modified_gmt":"2026-10-28T12:53:10","slug":"how-the-development-of-etf-costs-affects-the-return-on-your-altersvorsorgedepot","status":"publish","type":"post","link":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/en\/blog\/how-the-development-of-etf-costs-affects-the-return-on-your-altersvorsorgedepot\/","title":{"rendered":"How the development of costs affects the return on your Altersvorsorgedepot"},"content":{"rendered":"\t\t
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You have just worked out what the government subsidy in the Altersvorsorgedepot (Germany’s new state-subsidized retirement investment account) is worth to you \u2013 \u20ac540 basic allowance, perhaps a child allowance on top. Then a second figure appears that determines your return just as much, only far more quietly. The ongoing costs. One percentage point sounds like very little. Over 30 years it is one of the biggest levers you hold in your own hands. We show you how costs are developing, why they tend to fall and what that means for your final balance.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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