{"id":1779294047,"date":"2026-06-12T05:42:39","date_gmt":"2026-06-12T05:42:39","guid":{"rendered":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/riester-gecisi\/"},"modified":"2026-10-16T09:50:07","modified_gmt":"2026-10-16T09:50:07","slug":"riester-gecisi","status":"publish","type":"page","link":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/riester-gecisi\/","title":{"rendered":"Riester ge\u00e7i\u015fi"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1779294047\" class=\"elementor elementor-1779294047 elementor-1779266491\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0788366 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"0788366\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3ed3987 e-con-full e-flex e-con e-child\" data-id=\"3ed3987\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c04c95a elementor-widget elementor-widget-keydesign-heading\" data-id=\"c04c95a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><h1 class=\"kd-heading__title\">Altersvorsorgedepot'a Riester ge\u00e7i\u015fi<\/h1><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b65be2 elementor-widget elementor-widget-text-editor\" data-id=\"6b65be2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Altersvorsorgedepot&#8217;un (Almanya&#8217;n\u0131n devlet destekli bireysel emeklilik yat\u0131r\u0131m hesab\u0131) devreye girmesiyle Almanya&#8217;da bireysel emeklilik birikiminin modernle\u015ftirilmesi hedefleniyor. Ama\u00e7, tasarruf sahiplerine daha y\u00fcksek getirili sermaye piyasas\u0131 yat\u0131r\u0131mlar\u0131na daha kolay eri\u015fim sa\u011flamakt\u0131r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-08bedb2 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"08bedb2\" data-element_type=\"container\" data-e-type=\"container\" id=\"section1\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-61704a4 e-con-full e-flex e-con e-child\" data-id=\"61704a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e8fcda elementor-widget__width-initial animated-fast elementor-widget elementor-widget-image\" data-id=\"3e8fcda\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-684056692.webp\" class=\"attachment-full size-full wp-image-1779293246\" alt=\"\" srcset=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-684056692.webp 1000w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-684056692-300x300.webp 300w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-684056692-150x150.webp 150w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-684056692-768x768.webp 768w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-684056692-710x710.webp 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-568eca2 e-con-full e-flex e-con e-child\" data-id=\"568eca2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c2f7f90 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"c2f7f90\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Riester ge\u00e7i\u015fini \u015fimdi anlay\u0131n ve haz\u0131rlan\u0131n<\/span><h2 class=\"kd-heading__title\">\u015eans\u0131n\u0131z\u0131 <span class=\"kd-heading-highlight\"><span class=\"kd-highlight\"> \u015fimdi <\/span><\/span> de\u011ferlendirin!<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dab05ee elementor-widget elementor-widget-text-editor\" data-id=\"dab05ee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Mevcut Riester tasarruf sahipleri, birikmi\u015f emeklilik varl\u0131klar\u0131n\u0131 bir Altersvorsorgedepot&#8217;a devretme olana\u011f\u0131 elde ediyor. Ge\u00e7i\u015f s\u00fcreci b\u00fcy\u00fck \u00f6l\u00e7\u00fcde ilgili sa\u011flay\u0131c\u0131lar taraf\u0131ndan y\u00fcr\u00fct\u00fclecek. Bu s\u0131rada mevcut haklar\u0131n korunmas\u0131 ge\u00e7erlidir:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-604c49e elementor-widget__width-inherit animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-advanced-list\" data-id=\"604c49e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-advanced-list.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><ul class=\"kd-advanced-list kd-list-layout--default kd-badge-pos--after\" role=\"list\"><li class=\"kd-list-item elementor-repeater-item-9480ed5\" role=\"listitem\"><div class=\"kd-list-inner\"><span class=\"kd-list-icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><span class=\"kd-list-content\"><h5 class=\"kd-list-title\">Mevcut Riester s\u00f6zle\u015fmeleri de\u011fi\u015fmeden devam eder.<\/h5><\/span><\/div><\/li><li class=\"kd-list-item elementor-repeater-item-c529eb2\" role=\"listitem\"><div class=\"kd-list-inner\"><span class=\"kd-list-icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><span class=\"kd-list-content\"><h5 class=\"kd-list-title\">2027&#039;den itibaren yeni Riester s\u00f6zle\u015fmesi yap\u0131lamaz.<\/h5><\/span><\/div><\/li><li class=\"kd-list-item elementor-repeater-item-20f1139\" role=\"listitem\"><div class=\"kd-list-inner\"><span class=\"kd-list-icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><span class=\"kd-list-content\"><h5 class=\"kd-list-title\">Ge\u00e7i\u015f iste\u011fe ba\u011fl\u0131d\u0131r.<\/h5><span class=\"kd-list-description\">\n<\/span><\/span><\/div><\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f32fde7 elementor-widget elementor-widget-text-editor\" data-id=\"f32fde7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Dikkat: Riester s\u00f6zle\u015fmenizi feshetmeyin, aksi halde devlet katk\u0131lar\u0131 ve vergi avantajlar\u0131 geri \u00f6denmek zorunda kal\u0131r. Altersvorsorgedepot&#8217;a ge\u00e7i\u015fte bunlar korunur.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d36735 elementor-widget__width-auto elementor-widget elementor-widget-keydesign-button\" data-id=\"6d36735\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"bekleme listesine\" href=\"#newsletter\"><span class=\"kd-button__label\">bekleme listesine<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4141b8 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"f4141b8\" data-element_type=\"container\" data-e-type=\"container\" id=\"tax\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-14162e8 e-con-full e-flex e-con e-child\" data-id=\"14162e8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-651aa9f animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"651aa9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">\u015eans\u0131n\u0131z\u0131 \u015fimdi de\u011ferlendirin!<\/span><h2 class=\"kd-heading__title\">Riester-Rente neden reforme ediliyor?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-950d7fd elementor-widget elementor-widget-text-editor\" data-id=\"950d7fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Riester-Rente ba\u015flang\u0131\u00e7ta yasal emeklilik sigortas\u0131ndaki g\u00fcvence a\u00e7\u0131klar\u0131n\u0131 gidermek i\u00e7in geli\u015ftirildi. Ancak son y\u0131llarda, y\u00fcksek garanti zorunluluklar\u0131n\u0131n ve d\u00fc\u015f\u00fck faizlerin, sa\u011flay\u0131c\u0131 taraf\u0131ndaki y\u00fcksek maliyetlerle birlikte getiri \u015fanslar\u0131n\u0131 s\u0131n\u0131rlad\u0131\u011f\u0131 s\u0131k\u00e7a ele\u015ftirildi.<\/p><p>Altersvorsorgedepot, uzun vadede Riester-Rente&#8217;ye k\u0131yasla daha y\u00fcksek getiri olanaklar\u0131 sunmay\u0131 hedefliyor.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db03bf1 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"db03bf1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-696484a e-con-full e-flex e-con e-child\" data-id=\"696484a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1c0aff8 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"1c0aff8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Vergi avantajlar\u0131<\/span><h2 class=\"kd-heading__title\">Riester-Rente ve Altersvorsorgedepot ayn\u0131 anda m\u00fcmk\u00fcn m\u00fc?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6a697f elementor-widget elementor-widget-text-editor\" data-id=\"e6a697f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Evet, mevcut bir Riester s\u00f6zle\u015fmesini s\u00fcrd\u00fcr\u00fcp ayn\u0131 anda bir Altersvorsorgedepot a\u00e7mak m\u00fcmk\u00fcnd\u00fcr. Bu durumda devlet katk\u0131lar\u0131 iki s\u00f6zle\u015fmeden birine tahsis edilmelidir.<\/p><p style=\"font-weight: 400;\">Paralel kullan\u0131m \u00f6zellikle, performans\u0131 g\u00fc\u00e7l\u00fc fona ba\u011fl\u0131 bir Riester s\u00f6zle\u015fmesini s\u00fcrd\u00fcrmek ve ayn\u0131 zamanda gelecekteki servet olu\u015fturma i\u00e7in yeni Altersvorsorgedepot&#8217;u kullanmak istedi\u011finizde anlaml\u0131 olabilir. Devlet deste\u011fi bu durumda yaln\u0131zca kal\u0131c\u0131 devlet katk\u0131s\u0131 ba\u015fvurusu bulunan s\u00f6zle\u015fmeye yaz\u0131l\u0131r.<\/p><p style=\"font-weight: 400;\"><strong>Dikkat: Bir R\u00fcrup s\u00f6zle\u015fmesinin Altersvorsorgedepot&#8217;a devri m\u00fcmk\u00fcn de\u011fildir.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-168e3c7 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"168e3c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-db018b7 e-con-full e-flex e-con e-child\" data-id=\"db018b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0ec2e animated-fast elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"ff0ec2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">S\u00fcre\u00e7<\/span><h2 class=\"kd-heading__title\">Ge\u00e7i\u015f <span class=\"kd-heading-highlight\"><span class=\"kd-highlight\">ad\u0131m ad\u0131m<\/span><\/span><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e31957 elementor-widget__width-auto elementor-widget elementor-widget-keydesign-button\" data-id=\"3e31957\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"bekleme listesine\" href=\"#newsletter\"><span class=\"kd-button__label\">bekleme listesine<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26cbf74 e-con-full e-flex e-con e-child\" data-id=\"26cbf74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cfa029 animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"8cfa029\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"1.\tMevcut durumun tespiti\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">1.\tMevcut durumun tespiti<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Mevcut Riester s\u00f6zle\u015fmesinin, bakiyenin ve destek durumunun incelenmesi.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c073173 animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"c073173\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"2.\tSa\u011flay\u0131c\u0131 se\u00e7imi:\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">2.\tSa\u011flay\u0131c\u0131 se\u00e7imi:<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Maliyetlerin, ETF se\u00e7eneklerinin ve servis hizmetlerinin kar\u015f\u0131la\u015ft\u0131r\u0131lmas\u0131.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20d3a6f animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"20d3a6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"3.\tHesap a\u00e7\u0131l\u0131\u015f\u0131:\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">3.\tHesap a\u00e7\u0131l\u0131\u015f\u0131:<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Se\u00e7ilen sa\u011flay\u0131c\u0131da yeni Altersvorsorgedepot'un a\u00e7\u0131lmas\u0131<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e0d9254 e-con-full e-flex e-con e-child\" data-id=\"e0d9254\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1590162 animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"1590162\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"4.\tDevir talebi:\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">4.\tDevir talebi:<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Standart bir devir formunun imzalanmas\u0131.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9446915 animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"9446915\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"5.\t\u0130\u015flemin y\u00fcr\u00fct\u00fclmesi:\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">5.\t\u0130\u015flemin y\u00fcr\u00fct\u00fclmesi:<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Eski ve yeni sa\u011flay\u0131c\u0131 aras\u0131nda do\u011frudan ileti\u015fim.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8fee282 animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"8fee282\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"6.\tSermaye devri\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">6.\tSermaye devri<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Mevcut varl\u0131\u011f\u0131n eski sa\u011flay\u0131c\u0131 taraf\u0131ndan devredilmesi<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06f8731 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"06f8731\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a088a59 e-con-full e-flex e-con e-child\" data-id=\"a088a59\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd59da5 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"cd59da5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Vergi avantajlar\u0131<\/span><h2 class=\"kd-heading__title\">Tasarruf sahibi olarak ne yapman\u0131z gerekiyor?<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cff566 elementor-widget elementor-widget-text-editor\" data-id=\"3cff566\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Tasarruf sahiplerinin kural olarak yaln\u0131zca birka\u00e7 ad\u0131m\u0131 kendilerinin yapmas\u0131 gerekir. \u00d6zellikle uygun bir sa\u011flay\u0131c\u0131n\u0131n se\u00e7ilmesi, hesab\u0131n a\u00e7\u0131lmas\u0131 ve devir talebinin verilmesi gereklidir. Teknik uygulama ard\u0131ndan b\u00fcy\u00fck \u00f6l\u00e7\u00fcde do\u011frudan sa\u011flay\u0131c\u0131lar aras\u0131nda y\u00fcr\u00fct\u00fcl\u00fcr.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9faabda keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"9faabda\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b7990c9 e-con-full e-flex e-con e-child\" data-id=\"b7990c9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5111105 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"5111105\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">Kar\u015f\u0131la\u015ft\u0131rma<\/span><h2 class=\"kd-heading__title\">Riester-Rente vs. Altersvorsorgedepot<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cda6d30 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"cda6d30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table style=\"font-weight: 400;\"><tbody><tr><td width=\"192\"><p>\u00dcr\u00fcn ad\u0131<\/p><\/td><td width=\"192\"><p><strong>Riester-Rente<\/strong><\/p><\/td><td width=\"192\"><p><strong>Altersvorsorgedepot<\/strong><\/p><\/td><\/tr><tr><td width=\"192\"><p>Yat\u0131r\u0131m bi\u00e7imi<\/p><\/td><td width=\"192\"><p>\u00c7o\u011funlukla sigortalar\/fonlar<\/p><\/td><td width=\"192\"><p>ETF ve fon yat\u0131r\u0131ml\u0131 menkul k\u0131ymet hesab\u0131<\/p><\/td><\/tr><tr><td width=\"192\"><p>Getiri \u015fanslar\u0131<\/p><\/td><td width=\"192\"><p>Daha ziyade s\u0131n\u0131rl\u0131<\/p><\/td><td width=\"192\"><p>Sermaye piyasas\u0131 sayesinde daha y\u00fcksek<\/p><\/td><\/tr><tr><td width=\"192\"><p>Esneklik<\/p><\/td><td width=\"192\"><p>S\u0131n\u0131rl\u0131<\/p><\/td><td width=\"192\"><p>Belirgin bi\u00e7imde daha y\u00fcksek<\/p><\/td><\/tr><tr><td width=\"192\"><p>Devlet deste\u011fi<\/p><\/td><td width=\"192\"><p>Devlet katk\u0131lar\u0131, vergi avantajlar\u0131<\/p><\/td><td width=\"192\"><p>\u00d6nemli \u00f6l\u00e7\u00fcde devlet katk\u0131lar\u0131, vergi avantajlar\u0131<\/p><\/td><\/tr><tr><td width=\"192\"><p>Maliyetler<\/p><\/td><td width=\"192\"><p>K\u0131smen \u00e7ok y\u00fcksek<\/p><\/td><td width=\"192\"><p>Sa\u011flay\u0131c\u0131ya ba\u011fl\u0131, ancak belirgin bi\u00e7imde daha d\u00fc\u015f\u00fck<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-abf3dd9 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"abf3dd9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cdd39d7 e-con-full e-flex e-con e-child\" data-id=\"cdd39d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72f2082 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"72f2082\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">\u00d6rnek hesaplamalar<\/span><h2 class=\"kd-heading__title\">Bakiyeniz \u015f\u00f6yle geli\u015febilir<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dd017e5 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"dd017e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<table style=\"font-weight: 400;\"><tbody><tr><td width=\"168\"><p>Senaryo<\/p><\/td><td width=\"168\"><p>Riester bakiyesi<\/p><\/td><td width=\"168\"><p>Varsay\u0131lan getiri<\/p><\/td><td width=\"168\"><p>20 y\u0131l sonra olas\u0131 hesap de\u011feri*<\/p><\/td><\/tr><tr><td width=\"168\"><p>\u00d6rnek 1<\/p><\/td><td width=\"168\"><p>25.000 \u20ac<\/p><\/td><td width=\"168\"><p>y\u0131ll\u0131k %5<\/p><\/td><td width=\"168\"><p>66.332 \u20ac<\/p><\/td><\/tr><tr><td width=\"168\"><p>\u00d6rnek 2<\/p><\/td><td width=\"168\"><p>50.000 \u20ac<\/p><\/td><td width=\"168\"><p>y\u0131ll\u0131k %5<\/p><\/td><td width=\"168\"><p>132.665 \u20ac<\/p><\/td><\/tr><tr><td width=\"168\"><p>\u00d6rnek 3<\/p><\/td><td width=\"168\"><p>100.000 \u20ac<\/p><\/td><td width=\"168\"><p>y\u0131ll\u0131k %5<\/p><\/td><td width=\"168\"><p>265.330 \u20ac<\/p><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3eeb709 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"3eeb709\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4cccdd7 e-con-full e-flex e-con e-child\" data-id=\"4cccdd7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46f49ac animated-fast elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"46f49ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">D\u00fcr\u00fcst\u00e7e bak\u0131ld\u0131\u011f\u0131nda<\/span><h2 class=\"kd-heading__title\">F\u0131rsatlar ve riskler<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-06760fc e-con-full e-flex e-con e-child\" data-id=\"06760fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a10a66e animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"a10a66e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"Uzun vadede daha y\u00fcksek getiri beklentisi\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<span class=\"kd-icon-box__icon-wrapper\">\n\t\t\t\t\t<span class=\"kd-icon-box__icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">Uzun vadede daha y\u00fcksek getiri beklentisi<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Uzun d\u00f6nemlerde, d\u00fc\u015f\u00fck faizli garantiler yerine ETF'ler ve fonlar sayesinde daha fazla getiri.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee1840f animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"ee1840f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"Daha geni\u015f \u00e7e\u015fitlendirme\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<span class=\"kd-icon-box__icon-wrapper\">\n\t\t\t\t\t<span class=\"kd-icon-box__icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">Daha geni\u015f \u00e7e\u015fitlendirme<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Sermaye bir\u00e7ok piyasaya ve sekt\u00f6re da\u011f\u0131t\u0131l\u0131r \u2013 bu riskleri azalt\u0131r.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f6aa14 animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"0f6aa14\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"Daha fazla \u015feffafl\u0131k\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<span class=\"kd-icon-box__icon-wrapper\">\n\t\t\t\t\t<span class=\"kd-icon-box__icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg>\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">Daha fazla \u015feffafl\u0131k<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Her zaman net: yat\u0131r\u0131mlar, de\u011fer geli\u015fimi ve maliyetler g\u00f6z \u00f6n\u00fcnde.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e641339 animated-fast elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-keydesign-icon-box\" data-id=\"e641339\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-icon-box.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\">\t\t<div class=\"kd-icon-box elementor-animation-float icon-position-top\">\n\t\t\t\t\t\t\t<a class=\"kd-icon-box__link\" href=\"#\" aria-label=\"Sermaye piyasalar\u0131ndaki de\u011fer dalgalanmalar\u0131\">\n\t\t\t\n\t\t\t<div class=\"kd-icon-box__inner\">\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t<span class=\"kd-icon-box__icon-wrapper\">\n\t\t\t\t\t<span class=\"kd-icon-box__icon\" aria-hidden=\"true\">\n\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"keydesign-icon at-minus-circle\"><\/i>\t\t\t\t\t<\/span>\n\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t<div class=\"kd-icon-box__content\">\n\t\t\t\t\t\t\t\t\t\t\t<h4 class=\"kd-icon-box__title\">Sermaye piyasalar\u0131ndaki de\u011fer dalgalanmalar\u0131<\/h4>\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"kd-icon-box__desc\">Daha fazla f\u0131rsat, daha fazla dalgalanma demektir. Uzun bir yat\u0131r\u0131m vadesi bunu yumu\u015fat\u0131r.<\/p>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7fe3b67 e-flex e-con-boxed e-con e-parent\" data-id=\"7fe3b67\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3febb5f keydesign-container-yes e-con-full e-flex e-con e-child\" data-id=\"3febb5f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-03b4df8 e-con-full e-flex e-con e-child\" data-id=\"03b4df8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd15f5a animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"bd15f5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">SSS<\/span><h2 class=\"kd-heading__title\">S\u0131k sorulan sorular<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-727e4d4 kd-accordion animated-fast elementor-invisible elementor-widget elementor-widget-n-accordion\" data-id=\"727e4d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:200,&quot;sizes&quot;:[]},&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300,&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1200\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1200\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Riester'den Altersvorsorgedepot'a ge\u00e7i\u015f de\u011fer mi? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1200\" class=\"elementor-element elementor-element-f7066db e-con-full e-flex e-con e-child\" data-id=\"f7066db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee3698b elementor-widget elementor-widget-text-editor\" data-id=\"ee3698b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Bu, s\u00f6zle\u015fmenize ba\u011fl\u0131. Mevcut <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepot-sozlugu-adan-zye-tum-kavramlar\/#riester-rente\">Riester s\u00f6zle\u015fmeniz<\/a> normal \u015fekilde devam eder \u2013 feshedilmez veya otomatik olarak d\u00f6n\u00fc\u015ft\u00fcr\u00fclmez. Eski s\u00f6zle\u015fmenizin maliyetleri y\u00fcksekse ve uygun maliyetli ETF&#8217;lere ge\u00e7mek istiyorsan\u0131z ge\u00e7i\u015f de\u011ferli olabilir. Ancak birden fazla \u00e7ocu\u011fu olan d\u00fc\u015f\u00fck gelirliler i\u00e7in Riester daha iyi bile kalabilir, \u00e7\u00fcnk\u00fc oradaki eski sabit devlet katk\u0131lar\u0131 yeni oransal destekten daha g\u00fc\u00e7l\u00fc etki eder. Bir \u015fey de\u011fi\u015ftirmeden \u00f6nce kendi durumunuzu hesaplay\u0131n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1201\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1201\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Mevcut Riester bakiyemi Altersvorsorgedepot'a devredebilir miyim? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1201\" class=\"elementor-element elementor-element-c67947f e-con-full e-flex e-con e-child\" data-id=\"c67947f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-caef18b elementor-widget elementor-widget-text-editor\" data-id=\"caef18b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Evet, b\u00f6yle \u00f6ng\u00f6r\u00fcl\u00fcyor. Serbest bir menkul k\u0131ymet hesab\u0131ndaki paylardan farkl\u0131 olarak, bir <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepot-sozlugu-adan-zye-tum-kavramlar\/#riester-rente\">Riester s\u00f6zle\u015fmesindeki<\/a> bakiyenin Altersvorsorgedepot&#8217;a devredilebilmesi planlan\u0131yor. B\u00f6ylece biriktirdi\u011finiz sermayeyi yan\u0131n\u0131zda g\u00f6t\u00fcr\u00fcr ve yeni kurallar alt\u0131nda s\u00fcrd\u00fcr\u00fcrs\u00fcn\u00fcz. Devrin tam olarak nas\u0131l i\u015fleyece\u011fi ve hangi s\u00fcrelerin ge\u00e7erli olaca\u011f\u0131 sa\u011flay\u0131c\u0131ya ba\u011fl\u0131 \u2013 ayr\u0131nt\u0131lar 2027 ba\u015flang\u0131c\u0131nda netle\u015fecek.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1202\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1202\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Ge\u00e7i\u015fte devlet katk\u0131lar\u0131m korunur mu? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1202\" class=\"elementor-element elementor-element-aa043e7 e-con-full e-flex e-con e-child\" data-id=\"aa043e7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a18bc1 elementor-widget elementor-widget-text-editor\" data-id=\"2a18bc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"2\">Evet. <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"74\">Altersvorsorgedepot&#8217;a devirde <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"107\">\u015fimdiye kadar <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"115\">ald\u0131\u011f\u0131n\u0131z devlet katk\u0131lar\u0131 ve vergi avantajlar\u0131 <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"153\">tam olarak korunur. Bu durum <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"191\">hem <\/span><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepotta-temel-devlet-katkisi-devletten-yilda-540-euroya-kadar\/\"><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"199\">temel devlet katk\u0131s\u0131<\/span><\/a><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"199\"> hem de \u00e7ocuk katk\u0131s\u0131 i\u00e7in ge\u00e7erlidir. <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"316\">Yaln\u0131zca fesih halinde <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"352\">bu deste\u011fi geri \u00f6demeniz gerekirdi \u2013 ancak <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"388\">ge\u00e7i\u015fte b\u00f6yle bir \u015fey olmaz.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1203\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1203\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Hesab\u0131m ileride nas\u0131l vergilendirilir? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1203\" class=\"elementor-element elementor-element-15898c3 e-con-full e-flex e-con e-child\" data-id=\"15898c3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-74f7380 elementor-widget elementor-widget-text-editor\" data-id=\"74f7380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"2\">Ge\u00e7erli olan ilke <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"50\">\u015fudur: <\/span><a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepotta-ertelenmis-vergilendirme\/\"><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"66\">ertelenmi\u015f vergilendirme<\/span><\/a><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"66\">. <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"185\">Birikim a\u015famas\u0131nda <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"221\">vergi avantajlar\u0131ndan yararlan\u0131rs\u0131n\u0131z; getiriler ve <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"258\">kur kazan\u00e7lar\u0131 hesapta vergilendirilmeden <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"292\">b\u00fcy\u00fcr. Vergiyi ancak emeklilikte <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"330\">\u00f6deme s\u0131ras\u0131nda \u00f6dersiniz \u2013 \u00e7o\u011funlukla <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"367\">\u00e7al\u0131\u015fma hayat\u0131n\u0131zdakinden daha d\u00fc\u015f\u00fck bir ki\u015fisel <\/span><span class=\"_animating_6ta1u_10\" data-newtext-seq=\"401\">vergi oran\u0131yla.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1204\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1204\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Eski Riester-Rente'den temel fark\u0131 nedir? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1204\" class=\"elementor-element elementor-element-baed62a e-con-full e-flex e-con e-child\" data-id=\"baed62a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fde23b elementor-widget elementor-widget-text-editor\" data-id=\"1fde23b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Garanti odakl\u0131 bir sigorta yerine Altersvorsorgedepot&#8217;ta do\u011frudan sermaye piyasas\u0131na, \u00f6zellikle ETF&#8217;ler ve fonlar \u00fczerinden yat\u0131r\u0131m yapars\u0131n\u0131z. Bu, daha y\u00fcksek getiri \u015fans\u0131 do\u011furur, ancak de\u011fer dalgalanmalar\u0131n\u0131 da beraberinde getirir. Ayr\u0131nt\u0131l\u0131 kar\u015f\u0131la\u015ft\u0131rmay\u0131 \u015furada bulabilirsiniz: <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/riester-rente-mi-altersvorsorgedepot-mu-gecmek-mi-kalmak-mi\/\">Riester-Rente vs. Altersvorsorgedepot<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1205\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1205\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Emeklilikte param ne olur? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1205\" class=\"elementor-element elementor-element-57c8a74 e-con-full e-flex e-con e-child\" data-id=\"57c8a74\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-461e83f elementor-widget elementor-widget-text-editor\" data-id=\"461e83f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Emeklilik ba\u015flang\u0131c\u0131nda varl\u0131\u011f\u0131n\u0131z\u0131n nas\u0131l \u00f6denece\u011fine siz karar verirsiniz: bir <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepotta-omur-boyu-maas-hayat-boyu-garantili-emekli-ayligi\/\">\u00f6m\u00fcr boyu maa\u015f<\/a> olarak, esnek bir <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/85-yasina-kadar-odeme-plani-omur-boyu-maasa-esnek-alternatif\/\">85 ya\u015f\u0131na kadar \u00f6deme plan\u0131<\/a> \u00fczerinden ya da ikisinin birle\u015fimi olarak. %30&#8217;a kadar\u0131n\u0131 bir defada \u00e7ekebilirsiniz; kalan k\u0131s\u0131m yat\u0131r\u0131mda kal\u0131r ve getiri \u00fcretmeye devam edebilir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1206\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1206\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h5 class=\"e-n-accordion-item-title-text\"> Devredilen bakiyem g\u00fcvence alt\u0131nda m\u0131? <\/h5><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1206\" class=\"elementor-element elementor-element-33230a6 e-con-full e-flex e-con e-child\" data-id=\"33230a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce4cf31 elementor-widget elementor-widget-text-editor\" data-id=\"ce4cf31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">\u0130sterseniz %80 veya %100 oran\u0131nda bir <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepotta-katki-garantisi-zorunlu-degil-istege-bagli\/\">katk\u0131 garantisi<\/a> se\u00e7ebilirsiniz. B\u00f6ylece \u00f6dedi\u011finiz katk\u0131lar\u0131n bir k\u0131sm\u0131 veya tamam\u0131 emeklilik ba\u015flang\u0131c\u0131nda g\u00fcvence alt\u0131na al\u0131n\u0131r. Ancak dikkat edin: garanti ne kadar y\u00fcksekse, kural olarak getiri \u015fans\u0131 o kadar d\u00fc\u015fer, \u00e7\u00fcnk\u00fc daha az sermaye serbest\u00e7e yat\u0131r\u0131labilir.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Riester'den Altersvorsorgedepot'a ge\\u00e7i\\u015f de\\u011fer mi?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bu, s\\u00f6zle\\u015fmenize ba\\u011fl\\u0131. Mevcut Riester s\\u00f6zle\\u015fmeniz normal \\u015fekilde devam eder \\u2013 feshedilmez veya otomatik olarak d\\u00f6n\\u00fc\\u015ft\\u00fcr\\u00fclmez. Eski s\\u00f6zle\\u015fmenizin maliyetleri y\\u00fcksekse ve uygun maliyetli ETF&#8217;lere ge\\u00e7mek istiyorsan\\u0131z ge\\u00e7i\\u015f de\\u011ferli olabilir. Ancak birden fazla \\u00e7ocu\\u011fu olan d\\u00fc\\u015f\\u00fck gelirliler i\\u00e7in Riester daha iyi bile kalabilir, \\u00e7\\u00fcnk\\u00fc oradaki eski sabit devlet katk\\u0131lar\\u0131 yeni oransal destekten daha g\\u00fc\\u00e7l\\u00fc etki eder. Bir \\u015fey de\\u011fi\\u015ftirmeden \\u00f6nce kendi durumunuzu hesaplay\\u0131n.\"}},{\"@type\":\"Question\",\"name\":\"Mevcut Riester bakiyemi Altersvorsorgedepot'a devredebilir miyim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Evet, b\\u00f6yle \\u00f6ng\\u00f6r\\u00fcl\\u00fcyor. Serbest bir menkul k\\u0131ymet hesab\\u0131ndaki paylardan farkl\\u0131 olarak, bir Riester s\\u00f6zle\\u015fmesindeki bakiyenin Altersvorsorgedepot&#8217;a devredilebilmesi planlan\\u0131yor. B\\u00f6ylece biriktirdi\\u011finiz sermayeyi yan\\u0131n\\u0131zda g\\u00f6t\\u00fcr\\u00fcr ve yeni kurallar alt\\u0131nda s\\u00fcrd\\u00fcr\\u00fcrs\\u00fcn\\u00fcz. Devrin tam olarak nas\\u0131l i\\u015fleyece\\u011fi ve hangi s\\u00fcrelerin ge\\u00e7erli olaca\\u011f\\u0131 sa\\u011flay\\u0131c\\u0131ya ba\\u011fl\\u0131 \\u2013 ayr\\u0131nt\\u0131lar 2027 ba\\u015flang\\u0131c\\u0131nda netle\\u015fecek.\"}},{\"@type\":\"Question\",\"name\":\"Ge\\u00e7i\\u015fte devlet katk\\u0131lar\\u0131m korunur mu?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Evet. Altersvorsorgedepot&#8217;a devirde \\u015fimdiye kadar ald\\u0131\\u011f\\u0131n\\u0131z devlet katk\\u0131lar\\u0131 ve vergi avantajlar\\u0131 tam olarak korunur. Bu durum hem temel devlet katk\\u0131s\\u0131 hem de \\u00e7ocuk katk\\u0131s\\u0131 i\\u00e7in ge\\u00e7erlidir. Yaln\\u0131zca fesih halinde bu deste\\u011fi geri \\u00f6demeniz gerekirdi \\u2013 ancak ge\\u00e7i\\u015fte b\\u00f6yle bir \\u015fey olmaz.\"}},{\"@type\":\"Question\",\"name\":\"Hesab\\u0131m ileride nas\\u0131l vergilendirilir?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Ge\\u00e7erli olan ilke \\u015fudur: ertelenmi\\u015f vergilendirme. Birikim a\\u015famas\\u0131nda vergi avantajlar\\u0131ndan yararlan\\u0131rs\\u0131n\\u0131z; getiriler ve kur kazan\\u00e7lar\\u0131 hesapta vergilendirilmeden b\\u00fcy\\u00fcr. 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Ayr\\u0131nt\\u0131l\\u0131 kar\\u015f\\u0131la\\u015ft\\u0131rmay\\u0131 \\u015furada bulabilirsiniz: Riester-Rente vs. Altersvorsorgedepot.\"}},{\"@type\":\"Question\",\"name\":\"Emeklilikte param ne olur?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Emeklilik ba\\u015flang\\u0131c\\u0131nda varl\\u0131\\u011f\\u0131n\\u0131z\\u0131n nas\\u0131l \\u00f6denece\\u011fine siz karar verirsiniz: bir \\u00f6m\\u00fcr boyu maa\\u015f olarak, esnek bir 85 ya\\u015f\\u0131na kadar \\u00f6deme plan\\u0131 \\u00fczerinden ya da ikisinin birle\\u015fimi olarak. %30&#8217;a kadar\\u0131n\\u0131 bir defada \\u00e7ekebilirsiniz; kalan k\\u0131s\\u0131m yat\\u0131r\\u0131mda kal\\u0131r ve getiri \\u00fcretmeye devam edebilir.\"}},{\"@type\":\"Question\",\"name\":\"Devredilen bakiyem g\\u00fcvence alt\\u0131nda m\\u0131?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\\u0130sterseniz %80 veya %100 oran\\u0131nda bir katk\\u0131 garantisi se\\u00e7ebilirsiniz. B\\u00f6ylece \\u00f6dedi\\u011finiz katk\\u0131lar\\u0131n bir k\\u0131sm\\u0131 veya tamam\\u0131 emeklilik ba\\u015flang\\u0131c\\u0131nda g\\u00fcvence alt\\u0131na al\\u0131n\\u0131r. Ancak dikkat edin: garanti ne kadar y\\u00fcksekse, kural olarak getiri \\u015fans\\u0131 o kadar d\\u00fc\\u015fer, \\u00e7\\u00fcnk\\u00fc daha az sermaye serbest\\u00e7e yat\\u0131r\\u0131labilir.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Altersvorsorgedepot&#8217;a Riester ge\u00e7i\u015fi Altersvorsorgedepot&#8217;un (Almanya&#8217;n\u0131n devlet destekli bireysel emeklilik yat\u0131r\u0131m hesab\u0131) devreye girmesiyle Almanya&#8217;da bireysel emeklilik birikiminin modernle\u015ftirilmesi hedefleniyor. Ama\u00e7, tasarruf sahiplerine daha y\u00fcksek getirili sermaye piyasas\u0131 yat\u0131r\u0131mlar\u0131na daha kolay eri\u015fim sa\u011flamakt\u0131r. Riester ge\u00e7i\u015fini \u015fimdi anlay\u0131n ve haz\u0131rlan\u0131n \u015eans\u0131n\u0131z\u0131 \u015fimdi de\u011ferlendirin! Mevcut Riester tasarruf sahipleri, birikmi\u015f emeklilik varl\u0131klar\u0131n\u0131 bir Altersvorsorgedepot&#8217;a devretme olana\u011f\u0131 elde ediyor. Ge\u00e7i\u015f [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_metasync_otto_title":"","_metasync_otto_description":"","_metasync_otto_keywords":"","_metasync_otto_og_title":"","_metasync_otto_og_description":"","_metasync_otto_twitter_title":"","_metasync_otto_twitter_description":"","rank_math_title":"","rank_math_description":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_aioseo_title":"","_aioseo_description":"","_metasync_seo_title":"Riester ge\u00e7i\u015fi: Altersvorsorgedepot\u2019a ge\u00e7mek | AVD Kar\u015f\u0131la\u015ft\u0131rma","_metasync_seo_desc":"Altersvorsorgedepot: 2027\u2019den itibaren Riester\u2019den yeni devlet destekli ETF hesab\u0131na ge\u00e7in. Y\u0131lda 1.680 euroya kadar. T\u00fcm sa\u011flay\u0131c\u0131lar kar\u015f\u0131la\u015ft\u0131rmada.","_metasync_breadcrumb_title":"","_metasync_primary_category":0,"_metasync_primary_product_cat":0,"_metasync_otto_disabled":"","_metasync_hreflang":"","_metasync_plugin_sync_ts":"","_metasync_robots_advanced":"","footnotes":""},"class_list":["post-1779294047","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/pages\/1779294047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/comments?post=1779294047"}],"version-history":[{"count":1,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/pages\/1779294047\/revisions"}],"predecessor-version":[{"id":1779294049,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/pages\/1779294047\/revisions\/1779294049"}],"wp:attachment":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/media?parent=1779294047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}