{"id":1779293034,"date":"2026-09-03T06:54:56","date_gmt":"2026-09-03T06:54:56","guid":{"rendered":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/uncategorized-tr\/riesteri-altersvorsorgedepota-aktarmak-devlet-destegini-kaybetmeden-muemkuen-mue\/"},"modified":"2026-10-16T10:09:08","modified_gmt":"2026-10-16T10:09:08","slug":"riesteri-altersvorsorgedepota-aktarmak-devlet-destegini-kaybetmeden-muemkuen-mue","status":"publish","type":"post","link":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/blog\/riesteri-altersvorsorgedepota-aktarmak-devlet-destegini-kaybetmeden-muemkuen-mue\/","title":{"rendered":"Riester&#8217;i Altersvorsorgedepot&#8217;a aktarmak \u2013 devlet deste\u011fini kaybetmeden m\u00fcmk\u00fcn m\u00fc"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1779293034\" class=\"elementor elementor-1779293034 elementor-1779290966\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51ec1b7 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"51ec1b7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8ff4d0a e-con-full e-flex e-con e-child\" data-id=\"8ff4d0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d83c470 elementor-widget__width-initial animated-fast elementor-widget elementor-widget-image\" data-id=\"d83c470\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-674018228.webp\" class=\"attachment-full size-full wp-image-1779293035\" alt=\"\" srcset=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-674018228.webp 1000w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-674018228-300x300.webp 300w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-674018228-150x150.webp 150w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-674018228-768x768.webp 768w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/iStock-674018228-710x710.webp 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2851574 e-con-full e-flex e-con e-child\" data-id=\"2851574\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8c272d elementor-widget elementor-widget-text-editor\" data-id=\"b8c272d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Evet. Aktar\u0131m, devlet katk\u0131lar\u0131n\u0131z\u0131 veya vergi avantajlar\u0131n\u0131z\u0131 kaybetmeden m\u00fcmk\u00fcnd\u00fcr. Riester s\u00f6zle\u015fmesi olan milyonlarca ki\u015fi \u015fu anda bunu soruyor. Ancak \u00f6ncesinde bilmeniz gereken birka\u00e7 nokta var, yoksa ak\u0131ll\u0131 bir ge\u00e7i\u015f pahal\u0131 bir hataya d\u00f6n\u00fc\u015f\u00fcr. \u0130\u015fte en \u00f6nemli ad\u0131mlar ve tuzaklar.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46c3030 elementor-widget elementor-widget-text-editor\" data-id=\"46c3030\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"avd-ki avd-ki--button avd-ki--align-left\"\n\t\tdata-avd-ki\n\t\tdata-prompt=\"Bu adresteki yaz\u0131y\u0131 benim i\u00e7in \u00f6zetler misin: https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts\/1779293034\/\n\nEn fazla 8 madde h\u00e2linde ve T\u00fcrk\u00e7e olarak yaz. Sonunda, Almanya\u2019daki bireysel emeklilik hesab\u0131yla (Altersvorsorgedepot) ilgilenen biri i\u00e7in en \u00f6nemli 3 pratik \u00e7\u0131kar\u0131m\u0131 belirt. Yaz\u0131n\u0131n ba\u015fl\u0131\u011f\u0131: AVD Anbieter Vergleich\">\n\n\t\t<button type=\"button\"\n\t\t\tclass=\"avd-ki__trigger\"\n\t\t\tid=\"avd-ki-9678-btn\"\n\t\t\taria-expanded=\"false\"\n\t\t\taria-haspopup=\"true\"\n\t\t\taria-controls=\"avd-ki-9678-menu\">\n\t\t\t<span class=\"avd-ki__spark\" aria-hidden=\"true\">\n\t\t\t\t<svg viewBox=\"0 0 24 24\" focusable=\"false\"><path fill=\"currentColor\" d=\"M12 2.6 13.5 8a5 5 0 0 0 3.5 3.5l5.4 1.5-5.4 1.5A5 5 0 0 0 13.5 18L12 23.4 10.5 18A5 5 0 0 0 7 14.5L1.6 13 7 11.5A5 5 0 0 0 10.5 8L12 2.6ZM19.4 1l.6 2.1 2.1.6-2.1.6-.6 2.1-.6-2.1-2.1-.6 2.1-.6.6-2.1Z\"\/><\/svg>\n\t\t\t<\/span>\n\t\t\t<span class=\"avd-ki__label\">Bu yaz\u0131y\u0131 yapay zek\u00e2 ile \u00f6zetle<\/span>\n\t\t\t<span class=\"avd-ki__caret\" aria-hidden=\"true\">\n\t\t\t\t<svg viewBox=\"0 0 24 24\" focusable=\"false\"><path fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"m6 9 6 6 6-6\"\/><\/svg>\n\t\t\t<\/span>\n\t\t<\/button>\n\n\t\t<div class=\"avd-ki__menu\"\n\t\t\tid=\"avd-ki-9678-menu\"\n\t\t\trole=\"menu\"\n\t\t\taria-labelledby=\"avd-ki-9678-btn\"\n\t\t\thidden>\n\t\t\t<p class=\"avd-ki__hint\">\u00d6ffnet den Artikel mit fertigem Prompt in:<\/p>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"avd-ki__item\"\n\t\t\t\t\trole=\"menuitem\"\n\t\t\t\t\thref=\"https:\/\/chatgpt.com\/?hints=search&#038;q=Bu%20adresteki%20yaz%C4%B1y%C4%B1%20benim%20i%C3%A7in%20%C3%B6zetler%20misin%3A%20https%3A%2F%2Faltersvorsorgedepot-anbieter-vergleich.de%2Ftr%2Fwp-json%2Fwp%2Fv2%2Fposts%2F1779293034%2FEn%20fazla%208%20madde%20h%C3%A2linde%20ve%20T%C3%BCrk%C3%A7e%20olarak%20yaz.%20Sonunda%2C%20Almanya%E2%80%99daki%20bireysel%20emeklilik%20hesab%C4%B1yla%20%28Altersvorsorgedepot%29%20ilgilenen%20biri%20i%C3%A7in%20en%20%C3%B6nemli%203%20pratik%20%C3%A7%C4%B1kar%C4%B1m%C4%B1%20belirt.%20Yaz%C4%B1n%C4%B1n%20ba%C5%9Fl%C4%B1%C4%9F%C4%B1%3A%20AVD%20Anbieter%20Vergleich\"\n\t\t\t\t\ttarget=\"_blank\"\n\t\t\t\t\trel=\"noopener noreferrer nofollow\"\n\t\t\t\t\treferrerpolicy=\"no-referrer\"\n\t\t\t\t\tdata-service=\"chatgpt\">\n\t\t\t\t\t<span class=\"avd-ki__icon\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path fill=\"currentColor\" d=\"M22.28 9.82a5.98 5.98 0 0 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class=\"avd-ki__item\"\n\t\t\t\t\trole=\"menuitem\"\n\t\t\t\t\thref=\"https:\/\/claude.ai\/new?q=Bu%20adresteki%20yaz%C4%B1y%C4%B1%20benim%20i%C3%A7in%20%C3%B6zetler%20misin%3A%20https%3A%2F%2Faltersvorsorgedepot-anbieter-vergleich.de%2Ftr%2Fwp-json%2Fwp%2Fv2%2Fposts%2F1779293034%2FEn%20fazla%208%20madde%20h%C3%A2linde%20ve%20T%C3%BCrk%C3%A7e%20olarak%20yaz.%20Sonunda%2C%20Almanya%E2%80%99daki%20bireysel%20emeklilik%20hesab%C4%B1yla%20%28Altersvorsorgedepot%29%20ilgilenen%20biri%20i%C3%A7in%20en%20%C3%B6nemli%203%20pratik%20%C3%A7%C4%B1kar%C4%B1m%C4%B1%20belirt.%20Yaz%C4%B1n%C4%B1n%20ba%C5%9Fl%C4%B1%C4%9F%C4%B1%3A%20AVD%20Anbieter%20Vergleich\"\n\t\t\t\t\ttarget=\"_blank\"\n\t\t\t\t\trel=\"noopener noreferrer nofollow\"\n\t\t\t\t\treferrerpolicy=\"no-referrer\"\n\t\t\t\t\tdata-service=\"claude\">\n\t\t\t\t\t<span class=\"avd-ki__icon\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path fill=\"currentColor\" d=\"M4.71 15.15 9.4 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class=\"avd-ki__item\"\n\t\t\t\t\trole=\"menuitem\"\n\t\t\t\t\thref=\"https:\/\/www.perplexity.ai\/search\/new?q=Bu%20adresteki%20yaz%C4%B1y%C4%B1%20benim%20i%C3%A7in%20%C3%B6zetler%20misin%3A%20https%3A%2F%2Faltersvorsorgedepot-anbieter-vergleich.de%2Ftr%2Fwp-json%2Fwp%2Fv2%2Fposts%2F1779293034%2FEn%20fazla%208%20madde%20h%C3%A2linde%20ve%20T%C3%BCrk%C3%A7e%20olarak%20yaz.%20Sonunda%2C%20Almanya%E2%80%99daki%20bireysel%20emeklilik%20hesab%C4%B1yla%20%28Altersvorsorgedepot%29%20ilgilenen%20biri%20i%C3%A7in%20en%20%C3%B6nemli%203%20pratik%20%C3%A7%C4%B1kar%C4%B1m%C4%B1%20belirt.%20Yaz%C4%B1n%C4%B1n%20ba%C5%9Fl%C4%B1%C4%9F%C4%B1%3A%20AVD%20Anbieter%20Vergleich\"\n\t\t\t\t\ttarget=\"_blank\"\n\t\t\t\t\trel=\"noopener noreferrer nofollow\"\n\t\t\t\t\treferrerpolicy=\"no-referrer\"\n\t\t\t\t\tdata-service=\"perplexity\">\n\t\t\t\t\t<span class=\"avd-ki__icon\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path fill=\"currentColor\" d=\"M12 2.5 5.2 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0 0 3.5 3.5l5.4 1.5-5.4 1.5A5 5 0 0 0 13.5 18L12 23.4 10.5 18A5 5 0 0 0 7 14.5L1.6 13 7 11.5A5 5 0 0 0 10.5 8L12 2.6Z\" \/><\/svg><\/span>\n\t\t\t\t\t<span>Google AI Mode<\/span>\n\t\t\t\t\t<span class=\"avd-ki__ext\" aria-hidden=\"true\">\n\t\t\t\t\t\t<svg viewBox=\"0 0 24 24\" focusable=\"false\"><path fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M14 4h6v6M20 4l-9 9M18 14v5a1 1 0 0 1-1 1H5a1 1 0 0 1-1-1V7a1 1 0 0 1 1-1h5\"\/><\/svg>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<a class=\"avd-ki__item\"\n\t\t\t\t\trole=\"menuitem\"\n\t\t\t\t\thref=\"https:\/\/grok.com\/?q=Bu%20adresteki%20yaz%C4%B1y%C4%B1%20benim%20i%C3%A7in%20%C3%B6zetler%20misin%3A%20https%3A%2F%2Faltersvorsorgedepot-anbieter-vergleich.de%2Ftr%2Fwp-json%2Fwp%2Fv2%2Fposts%2F1779293034%2FEn%20fazla%208%20madde%20h%C3%A2linde%20ve%20T%C3%BCrk%C3%A7e%20olarak%20yaz.%20Sonunda%2C%20Almanya%E2%80%99daki%20bireysel%20emeklilik%20hesab%C4%B1yla%20%28Altersvorsorgedepot%29%20ilgilenen%20biri%20i%C3%A7in%20en%20%C3%B6nemli%203%20pratik%20%C3%A7%C4%B1kar%C4%B1m%C4%B1%20belirt.%20Yaz%C4%B1n%C4%B1n%20ba%C5%9Fl%C4%B1%C4%9F%C4%B1%3A%20AVD%20Anbieter%20Vergleich\"\n\t\t\t\t\ttarget=\"_blank\"\n\t\t\t\t\trel=\"noopener noreferrer nofollow\"\n\t\t\t\t\treferrerpolicy=\"no-referrer\"\n\t\t\t\t\tdata-service=\"grok\">\n\t\t\t\t\t<span class=\"avd-ki__icon\"><svg viewBox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"><path fill=\"currentColor\" d=\"M6.1 15.4 14.8 4.2h3.1L7.9 17.9H4.8l1.3-2.5Zm11.8-4.1v8.5h-2.6v-5l2.6-3.5Z\" \/><\/svg><\/span>\n\t\t\t\t\t<span>Grok<\/span>\n\t\t\t\t\t<span class=\"avd-ki__ext\" aria-hidden=\"true\">\n\t\t\t\t\t\t<svg viewBox=\"0 0 24 24\" focusable=\"false\"><path fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M14 4h6v6M20 4l-9 9M18 14v5a1 1 0 0 1-1 1H5a1 1 0 0 1-1-1V7a1 1 0 0 1 1-1h5\"\/><\/svg>\n\t\t\t\t\t<\/span>\n\t\t\t\t<\/a>\n\t\t\t\n\t\t\t<button type=\"button\" class=\"avd-ki__item avd-ki__copy\" role=\"menuitem\">\n\t\t\t\t<span class=\"avd-ki__icon\">\n\t\t\t\t\t<svg viewBox=\"0 0 24 24\" focusable=\"false\"><path fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M9 9h10v10a1 1 0 0 1-1 1H9a1 1 0 0 1-1-1V9Z\"\/><path fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M16 6V5a1 1 0 0 0-1-1H5a1 1 0 0 0-1 1v10a1 1 0 0 0 1 1h1\"\/><\/svg>\n\t\t\t\t<\/span>\n\t\t\t\t<span class=\"avd-ki__copy-label\">Prompt kopieren<\/span>\n\t\t\t<\/button>\n\n\t\t\t<p class=\"avd-ki__note\">Es werden keine Daten an Dritte \u00fcbertragen, bevor Sie klicken.<\/p>\n\t\t<\/div>\n\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58f4399 e-flex e-con-boxed e-con e-parent\" data-id=\"58f4399\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60bb5c3 elementor-widget elementor-widget-text-editor\" data-id=\"60bb5c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>K\u0131saca en \u00f6nemlileri<\/strong><\/p>\n<ul>\n<li>Altersvorsorgedepot (Almanya&#8217;n\u0131n devlet destekli bireysel emeklilik yat\u0131r\u0131m hesab\u0131) hesab\u0131na aktar\u0131m deste\u011fe zarar vermez, devlet katk\u0131lar\u0131 ve vergi avantajlar\u0131 korunur.<\/li>\n<li>Aktar\u0131m, yeni sa\u011flay\u0131c\u0131ya g\u00f6nderilen \u015fekle ba\u011fl\u0131 olmayan bir yaz\u0131yla y\u00fcr\u00fcr, eski sa\u011flay\u0131c\u0131n\u0131n onay\u0131na ihtiyac\u0131n\u0131z yoktur.<\/li>\n<li>Ge\u00e7i\u015f \u00fccreti eski sa\u011flay\u0131c\u0131da ilk be\u015f y\u0131l i\u00e7in 150 euro ile s\u0131n\u0131rl\u0131d\u0131r, sonras\u0131nda aktar\u0131m \u00fccretsizdir. Duruma g\u00f6re yeni sa\u011flay\u0131c\u0131 da devralma i\u015flemi i\u00e7in 150 euroya kadar bir tutar isteyebilir.<\/li>\n<li>Wohn-Riester&#8217;de ve y\u00fcksek garanti faizli eski s\u00f6zle\u015fmelerde dikkat.<\/li>\n<\/ul>\n<h2>D\u00f6rt ad\u0131mda ge\u00e7i\u015f<\/h2>\n<p>S\u00fcre\u00e7, \u00e7o\u011fu ki\u015finin d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcnden daha basit. \u015eu s\u0131rayla ilerleyin.<\/p>\n<p>\u00d6nce ge\u00e7i\u015fin size ger\u00e7ekten yarar sa\u011flay\u0131p sa\u011flamad\u0131\u011f\u0131n\u0131 kontrol edersiniz. Ard\u0131ndan se\u00e7ti\u011finiz sa\u011flay\u0131c\u0131da uygun bir Altersvorsorgedepot se\u00e7ersiniz. Sonra bu sa\u011flay\u0131c\u0131ya, Riester bakiyenizin aktar\u0131lmas\u0131 talebini i\u00e7eren \u015fekle ba\u011fl\u0131 olmayan bir yaz\u0131 g\u00f6nderir ve yaln\u0131zca mevcut sa\u011flay\u0131c\u0131n\u0131z\u0131, \u00fcr\u00fcn\u00fc ve s\u00f6zle\u015fme numaras\u0131n\u0131 belirtirsiniz. Gerisini yeni sa\u011flay\u0131c\u0131 ile devlet katk\u0131s\u0131 kurumu kendi aralar\u0131nda \u00e7\u00f6zer. Eski s\u00f6zle\u015fmeyi kendiniz feshetmeniz gerekmez, eski sa\u011flay\u0131c\u0131n\u0131n onay\u0131na da ihtiyac\u0131n\u0131z olmaz.<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-437a386 e-con-full e-flex e-con e-child\" data-id=\"437a386\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c5c390b animated-fast e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"c5c390b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5471aa8 e-con-full e-flex e-con e-child\" data-id=\"5471aa8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b0c4a1 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"6b0c4a1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><div class=\"kd-heading__title\">\u201eDer \u00dcbertrag selbst ist in zehn Minuten erledigt. Die eigentliche Arbeit kommt davor. Lohnt er sich f\u00fcr genau meinen Vertrag, das ist die Frage, die z\u00e4hlt.\" (T\u00fcrk\u00e7esi: Aktar\u0131m\u0131n kendisi on dakikada biter. As\u0131l i\u015f \u00f6ncesinde ba\u015flar. Tam olarak benim s\u00f6zle\u015fmem i\u00e7in de\u011fer mi, \u00f6nemli olan soru bu.) <\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a28480d elementor-widget elementor-widget-text-editor\" data-id=\"a28480d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>Ge\u00e7i\u015fin maliyeti<\/h2>\n<p>Aktar\u0131m her zaman \u00fccretsiz de\u011fil, ama d\u00fc\u015f\u00fck maliyetli. S\u00f6zle\u015fme 5 y\u0131ldan eski ise, bakiyenin eski Riester sa\u011flay\u0131c\u0131s\u0131ndan aktar\u0131lmas\u0131 \u00fccretsizdir. Mevcut s\u00f6zle\u015fme 5 y\u0131ll\u0131k veya daha gen\u00e7 ise, eski sa\u011flay\u0131c\u0131 en fazla 150 euro ge\u00e7i\u015f \u00fccreti alabilir. Duruma g\u00f6re yeni hesap sa\u011flay\u0131c\u0131s\u0131 da devralma i\u015flemi i\u00e7in 150 euroya kadar tek seferlik sabit bir tutar talep edebilir (ancak bu, sa\u011flay\u0131c\u0131ya g\u00f6re \u00e7o\u011fu zaman daha d\u00fc\u015f\u00fck, hatta \u00fccretsizdir).<\/p>\n<h2>\u00d6zel durum: Wohn-Riester<\/h2>\n<p>Wohn-Riester do\u011frudan Altersvorsorgedepot&#8217;a aktar\u0131lamaz. \u0130ki model fazla farkl\u0131 i\u015fliyor, biri ta\u015f\u0131nmaz\u0131n\u0131z\u0131n i\u00e7inde, di\u011feri menkul k\u0131ymet hesab\u0131nda duruyor. Ancak Wohn-Riester&#8217;i dondurup yine de yeni bir Altersvorsorgedepot&#8217;a katk\u0131 yapabilirsiniz. Bu da deste\u011fe zarar vermez.<\/p>\n<h2>Y\u00fcksek garanti faizinde dikkat<\/h2>\n<p>En b\u00fcy\u00fck engel burada. 2004 \u00f6ncesine ait eski bir Riester s\u00f6zle\u015fmesi olan ki\u015fi \u00e7o\u011fu zaman y\u00fczde 2,75 veya daha y\u00fcksek bir garanti faizini g\u00fcvence alt\u0131na alm\u0131\u015ft\u0131r. Ge\u00e7i\u015fte bu faizden vazge\u00e7ersiniz ve bu pahal\u0131ya gelebilir. Garanti faizi s\u0131f\u0131ra yak\u0131n olan yeni s\u00f6zle\u015fmelerde ise bu kay\u0131p neredeyse hi\u00e7 \u00f6nem ta\u015f\u0131maz. Bu nedenle ge\u00e7i\u015f yapmadan \u00f6nce s\u00f6zle\u015fmenizde ne yazd\u0131\u011f\u0131n\u0131 mutlaka kontrol edin.<\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a026541 elementor-widget elementor-widget-keydesign-button\" data-id=\"a026541\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"bekleme listesine\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#newsletter\/\"><span class=\"kd-button__label\">bekleme listesine<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-295e85c animated-fast e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"295e85c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-be7f71f e-con-full e-flex e-con e-child\" data-id=\"be7f71f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ab4f416 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"ab4f416\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">hesaplay\u0131c\u0131<\/span><h3 class=\"kd-heading__title\">Altersvorsorgedepot size ne kazand\u0131r\u0131r?<\/h3><div class=\"kd-heading__desc\"><p>Devlet deste\u011fi, vergi avantaj\u0131 ve olas\u0131 hesap de\u011feri, bir dakikadan k\u0131sa s\u00fcrede ve kendi say\u0131lar\u0131n\u0131zla.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e67a8aa e-con-full e-flex e-con e-child\" data-id=\"e67a8aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c0cb46 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-button\" data-id=\"4c0cb46\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"Devlet deste\u011fini \u015fimdi hesaplay\u0131n\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wpa-stats\/altersvorsorgedepot-rechner\/\"><span class=\"kd-button__label\">Devlet deste\u011fini \u015fimdi hesaplay\u0131n<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2782f7e e-con-full e-flex e-con e-parent\" data-id=\"2782f7e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c1a635d elementor-widget elementor-widget-text-editor\" data-id=\"c1a635d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<h2>Ge\u00e7i\u015fte en s\u0131k yap\u0131lan hatalar<\/h2>\n<p>Maalesef \u00fc\u00e7 hata tekrar tekrar yap\u0131l\u0131yor. En s\u0131k g\u00f6r\u00fcleni, eski s\u00f6zle\u015fmeyi aktarmak yerine feshetmek, \u00e7\u00fcnk\u00fc fesheden ki\u015fi ald\u0131\u011f\u0131 devlet deste\u011fini geri \u00f6demek zorundad\u0131r, aktar\u0131mda ise destek kal\u0131r. \u0130kinci hata, g\u00f6zden ka\u00e7an garanti faizi. \u00d6zellikle eski s\u00f6zle\u015fmeler bazen bug\u00fcn \u00e7ok de\u011ferli olan faiz taahh\u00fctleri ta\u015f\u0131yor. \u00dc\u00e7\u00fcnc\u00fc hata ise g\u00f6z\u00fc kapal\u0131 en ucuz sa\u011flay\u0131c\u0131n\u0131n pe\u015finden gitmek. Ucuz olmak tek ba\u015f\u0131na yetmiyor.<\/p>\n<h2>Ge\u00e7i\u015f sizin i\u00e7in de\u011fer mi?<\/h2>\n<p>Ge\u00e7i\u015fin hesab\u0131n\u0131n tutup tutmamas\u0131 \u00fc\u00e7 \u015feye ba\u011fl\u0131: eski s\u00f6zle\u015fmenizin maliyetleri, kalan s\u00fcre ve varsa bir garanti faizi. Pahal\u0131 ve getirisi d\u00fc\u015f\u00fck bir s\u00f6zle\u015fmesi olan ki\u015fi Altersvorsorgedepot ile \u00e7o\u011fu zaman belirgin kazan\u00e7 sa\u011flar. Y\u00fcksek bir garanti tutan ki\u015fi ise dikkatli hesaplamal\u0131. Sitemizdeki\u00a0<a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/riester-gecisi\/\">Riester ge\u00e7i\u015fi<\/a>\u00a0sayfas\u0131nda durumunuzu de\u011ferlendirmenize yard\u0131mc\u0131 oluyoruz.<\/p>\n<h2>Sonu\u00e7<\/h2>\n<p>Aktar\u0131m, \u00fcn\u00fcnden daha az karma\u015f\u0131k. \u015eekle ba\u011fl\u0131 olmayan bir yaz\u0131 yeterli, devlet deste\u011fi kal\u0131yor ve maliyetler s\u0131n\u0131rl\u0131. Ancak iki durum dikkatli bakmay\u0131 gerektiriyor: Wohn-Riester ve y\u00fcksek garanti faizli eski s\u00f6zle\u015fmeler. Bu ikisini g\u00f6z \u00f6n\u00fcnde tutan ki\u015fi, ilk Altersvorsorgedepot hesaplar\u0131 2027&#8217;de ba\u015flar ba\u015flamaz ge\u00e7i\u015fi sakin bi\u00e7imde ele alabilir.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5e6dabd elementor-widget elementor-widget-text-editor\" data-id=\"5e6dabd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t\n<h3>Kaynaklar<\/h3>\n<ul>\n<li>extraETF, \u201eRiester behalten oder ins Altersvorsorgedepot wechseln?&#8221;<\/li>\n<li>finanzen.net, \u201eRiester-Rente umwandeln: \u00dcbertragung ins Altersvorsorgedepot&#8221;<\/li>\n<li>pfefferminzia.de, \u201eRiester ins AV-Depot \u00fcbertragen, was zu beachten ist&#8221;<\/li>\n<\/ul>\n<p><em>Bu yaz\u0131 bilgilendirme ama\u00e7l\u0131d\u0131r ve yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 de\u011fildir.<\/em><\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b2c14d6 elementor-widget elementor-widget-keydesign-button\" data-id=\"b2c14d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"bekleme listesine\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#newsletter\/\"><span class=\"kd-button__label\">bekleme listesine<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ddde3c7 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"ddde3c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">S\u0131k sorulan sorular<\/span><h2 class=\"kd-heading__title\">Riester'i AVD'ye aktarma hakk\u0131nda SSS<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa175e0 elementor-widget elementor-widget-avdu_faq\" data-id=\"aa175e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"avdu_faq.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"avdu-faq e-n-accordion\" aria-label=\"S\u0131k sorulan sorular\"><details id=\"avdu-faq-aa175e0-1\" class=\"e-n-accordion-item avdu-faq__item\"><summary class=\"e-n-accordion-item-title avdu-faq__title\" tabindex=\"0\"><span class=\"e-n-accordion-item-title-header avdu-faq__header\"><h3 class=\"e-n-accordion-item-title-text avdu-faq__question\">Aktar\u0131mda devlet katk\u0131lar\u0131m\u0131 kaybeder miyim?<\/h3><\/span><span class=\"e-n-accordion-item-title-icon avdu-faq__icon\"><span class=\"e-opened\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"\/><\/svg><\/span><span class=\"e-closed\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"\/><\/svg><\/span><\/span><\/summary><div class=\"avdu-faq__body\" role=\"region\" aria-labelledby=\"avdu-faq-aa175e0-1\"><p>Hay\u0131r. Altersvorsorgedepot'a aktar\u0131m deste\u011fe zarar vermez, \u015fimdiye kadar ald\u0131\u011f\u0131n\u0131z devlet katk\u0131lar\u0131 ve vergi avantajlar\u0131 tam olarak korunur.<\/p><\/div><\/details><details id=\"avdu-faq-aa175e0-2\" class=\"e-n-accordion-item avdu-faq__item\"><summary class=\"e-n-accordion-item-title avdu-faq__title\" tabindex=\"0\"><span class=\"e-n-accordion-item-title-header avdu-faq__header\"><h3 class=\"e-n-accordion-item-title-text avdu-faq__question\">Eski s\u00f6zle\u015fmemi feshetmem gerekir mi?<\/h3><\/span><span class=\"e-n-accordion-item-title-icon avdu-faq__icon\"><span class=\"e-opened\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"\/><\/svg><\/span><span class=\"e-closed\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"\/><\/svg><\/span><\/span><\/summary><div class=\"avdu-faq__body\" role=\"region\" aria-labelledby=\"avdu-faq-aa175e0-2\"><p>Hay\u0131r. Yeni sa\u011flay\u0131c\u0131ya g\u00f6nderilen \u015fekle ba\u011fl\u0131 olmayan bir yaz\u0131 yeterli, gerisiyle o ilgilenir. Fesih hatta zararl\u0131 olurdu, \u00e7\u00fcnk\u00fc o durumda devlet deste\u011fini geri \u00f6demeniz gerekirdi.<\/p><\/div><\/details><details id=\"avdu-faq-aa175e0-3\" class=\"e-n-accordion-item avdu-faq__item\"><summary class=\"e-n-accordion-item-title avdu-faq__title\" tabindex=\"0\"><span class=\"e-n-accordion-item-title-header avdu-faq__header\"><h3 class=\"e-n-accordion-item-title-text avdu-faq__question\">Ge\u00e7i\u015f ne kadar tutuyor?<\/h3><\/span><span class=\"e-n-accordion-item-title-icon avdu-faq__icon\"><span class=\"e-opened\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"\/><\/svg><\/span><span class=\"e-closed\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"\/><\/svg><\/span><\/span><\/summary><div class=\"avdu-faq__body\" role=\"region\" aria-labelledby=\"avdu-faq-aa175e0-3\"><p>\u0130lk be\u015f s\u00f6zle\u015fme y\u0131l\u0131nda en fazla 150 euro, sonras\u0131nda \u00fccretsiz. Duruma g\u00f6re yeni sa\u011flay\u0131c\u0131 da ge\u00e7i\u015f i\u00e7in 150 euroya kadar bir tutar isteyebilir.<\/p><\/div><\/details><details id=\"avdu-faq-aa175e0-4\" class=\"e-n-accordion-item avdu-faq__item\"><summary class=\"e-n-accordion-item-title avdu-faq__title\" tabindex=\"0\"><span class=\"e-n-accordion-item-title-header avdu-faq__header\"><h3 class=\"e-n-accordion-item-title-text avdu-faq__question\">Wohn-Riester&#039;imi aktarabilir miyim?<\/h3><\/span><span class=\"e-n-accordion-item-title-icon avdu-faq__icon\"><span class=\"e-opened\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"\/><\/svg><\/span><span class=\"e-closed\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"\/><\/svg><\/span><\/span><\/summary><div class=\"avdu-faq__body\" role=\"region\" aria-labelledby=\"avdu-faq-aa175e0-4\"><p>Hay\u0131r, Wohn-Riester do\u011frudan Altersvorsorgedepot'a aktar\u0131lamaz. Ancak onu dondurup yan\u0131nda bir menkul k\u0131ymet hesab\u0131na katk\u0131 yapabilirsiniz.<\/p><\/div><\/details><details id=\"avdu-faq-aa175e0-5\" class=\"e-n-accordion-item avdu-faq__item\"><summary class=\"e-n-accordion-item-title avdu-faq__title\" tabindex=\"0\"><span class=\"e-n-accordion-item-title-header avdu-faq__header\"><h3 class=\"e-n-accordion-item-title-text avdu-faq__question\">Aktar\u0131m ne zamandan itibaren m\u00fcmk\u00fcn?<\/h3><\/span><span class=\"e-n-accordion-item-title-icon avdu-faq__icon\"><span class=\"e-opened\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"\/><\/svg><\/span><span class=\"e-closed\"><svg aria-hidden=\"true\" viewBox=\"0 0 448 512\"><path fill=\"currentColor\" d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"\/><\/svg><\/span><\/span><\/summary><div class=\"avdu-faq__body\" role=\"region\" aria-labelledby=\"avdu-faq-aa175e0-5\"><p>1 Ocak 2027'den itibaren, ilk Altersvorsorgedepot hesaplar\u0131 kullan\u0131ma girer girmez.<\/p><\/div><\/details><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9e5201 elementor-widget elementor-widget-shortcode\" data-id=\"c9e5201\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"container\" data-elementor-id=\"1779288339\" class=\"elementor elementor-1779288339\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b67f0ea e-con-full e-flex e-con e-child\" data-id=\"1b67f0ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-18d53674 e-con-full e-flex e-con e-child\" data-id=\"18d53674\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-29e4a3e3 e-con-full e-flex e-con e-child\" data-id=\"29e4a3e3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3040b9c1 kd-section-title animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"3040b9c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><h5 class=\"kd-heading__title\">\u00dcber den Autor<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2449a1d1 elementor-widget elementor-widget-keydesign-heading\" data-id=\"2449a1d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><p class=\"kd-heading__title\">Rolf Henning Hackel<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1840a956 elementor-widget elementor-widget-text-editor\" data-id=\"1840a956\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Jurist &amp; Finanzmarktexperte \u00b7 AVD Anbieter Vergleich<\/strong><\/p><p>Rolf Henning Hackel ist Diplom-Jurist und seit \u00fcber 22 Jahren als Vorstand und Gesch\u00e4ftsf\u00fchrer f\u00fcr unterschiedliche Softwaredienstleister der Finanzbranche sowie als Unternehmensgr\u00fcnder t\u00e4tig. Als absoluter Marktexperte kennt er nicht nur die verschiedenen Anbieter, sondern auch die Produkte der Finanzindustrie mit ihren St\u00e4rken und Schw\u00e4chen sowie deren regulatorischen Rahmen. Beim AVD Anbieter Vergleich schreibt er \u00fcber das neue Altersvorsorgedepot und erkl\u00e4rt F\u00f6rderung, Anbieter und Renditechancen in verst\u00e4ndlichen Worten \u2013 unabh\u00e4ngig und werbefrei.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-044c071 e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"044c071\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-8b8e0a1\" href=\"https:\/\/de.linkedin.com\/in\/rolf-henning-hackel-03a41283\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg 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\/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Riester, Altersvorsorgedepot&#8217;a aktar\u0131labilir ve s\u00fcreler, maliyetler ve s\u0131ralama do\u011fru oldu\u011fu s\u00fcrece devlet deste\u011fi tam olarak korunur. Aksi halde i\u015f pahal\u0131ya gelir.<\/p>\n","protected":false},"author":2,"featured_media":1779293035,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_metasync_otto_title":"","_metasync_otto_description":"","_metasync_otto_keywords":"","_metasync_otto_og_title":"","_metasync_otto_og_description":"","_metasync_otto_twitter_title":"","_metasync_otto_twitter_description":"","rank_math_title":"","rank_math_description":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_aioseo_title":"","_aioseo_description":"","_metasync_seo_title":"Riester\u2019i Altersvorsorgedepot\u2019a aktarmak: destek kayb\u0131 olmadan m\u0131? | AVD Kar\u015f\u0131la\u015ft\u0131rma","_metasync_seo_desc":"2027\u2019den itibaren Riester birikimi aktar\u0131labiliyor. Neyin korundu\u011fu ve ge\u00e7i\u015fte nelere dikkat edilece\u011fi.","_metasync_breadcrumb_title":"","_metasync_primary_category":0,"_metasync_primary_product_cat":0,"_metasync_otto_disabled":"","_metasync_hreflang":"","_metasync_plugin_sync_ts":"","_metasync_robots_advanced":"","footnotes":""},"categories":[101],"tags":[],"class_list":["post-1779293034","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts\/1779293034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/comments?post=1779293034"}],"version-history":[{"count":56,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts\/1779293034\/revisions"}],"predecessor-version":[{"id":1779294385,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts\/1779293034\/revisions\/1779294385"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/media\/1779293035"}],"wp:attachment":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/media?parent=1779293034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/categories?post=1779293034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/tags?post=1779293034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}