{"id":1779293832,"date":"2026-06-30T09:09:16","date_gmt":"2026-06-30T09:09:16","guid":{"rendered":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/uncategorized-tr\/altersvorsorgedepotta-temel-devlet-katkisi-devletten-yilda-540-euroya-kadar\/"},"modified":"2026-10-16T09:51:29","modified_gmt":"2026-10-16T09:51:29","slug":"altersvorsorgedepotta-temel-devlet-katkisi-devletten-yilda-540-euroya-kadar","status":"publish","type":"post","link":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepotta-temel-devlet-katkisi-devletten-yilda-540-euroya-kadar\/","title":{"rendered":"Altersvorsorgedepot&#8217;ta temel devlet katk\u0131s\u0131: devletten y\u0131lda 540 euroya kadar"},"content":{"rendered":"<p class=\"avd-lead\"> Temel devlet katk\u0131s\u0131, <a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepot\/\">Altersvorsorgedepot<\/a> i\u00e7inde birikim yapanlar\u0131n ald\u0131\u011f\u0131 do\u011frudan devlet deste\u011fidir. Riester-Rente&#8217;nin sabit 175 euroluk katk\u0131s\u0131n\u0131n yerini al\u0131r ve 2027&#8217;den itibaren <strong>kendi yat\u0131rd\u0131\u011f\u0131n\u0131z tutarla orant\u0131l\u0131d\u0131r<\/strong>. <\/p>\n<aside class=\"avd-callout tldr\">\n<p><strong>K\u0131saca en \u00f6nemlisi:<\/strong><\/p>\n<ul>\n<li>Devletten y\u0131lda 540 euroya kadar<\/li>\n<li>\u0130lk 360 euro i\u00e7in %50, ard\u0131ndan 1.800 euroya kadar %25<\/li>\n<li>Y\u0131lda 1.800 euro kendi katk\u0131s\u0131ndan itibaren tam katk\u0131<\/li>\n<li>Asgari katk\u0131 y\u0131lda 120 euro (ayda 10 euro)<\/li>\n<li>\u00d6deme, ZfA \u00fczerinden y\u0131ll\u0131k olarak geriye d\u00f6n\u00fck yap\u0131l\u0131r<\/li>\n<\/ul>\n<\/aside>\n<div class=\"avd-toc\">\n<p class=\"avd-toc__title\">\u0130\u00e7indekiler<\/p>\n<ol>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#was-ist\">Temel devlet katk\u0131s\u0131 nedir?<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#wer\">Temel devlet katk\u0131s\u0131na kim hak kazan\u0131r?<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#wann\">Yeni temel devlet katk\u0131s\u0131 ne zaman ge\u00e7erli?<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#wie-funktioniert\">Temel devlet katk\u0131s\u0131 nas\u0131l i\u015fliyor?<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#wie-viel\">Ne kadar alabilirim?<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#warum\">Katk\u0131 neden yeniden d\u00fczenlendi?<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/#faq\">S\u0131k sorulan sorular<\/a><\/li>\n<\/ol>\n<\/div>\n<section id=\"was-ist\">\n<h2>Temel devlet katk\u0131s\u0131 nedir?<\/h2>\n<p> Temel devlet katk\u0131s\u0131, sertifikal\u0131 bir Altersvorsorgedepot (Almanya&#8217;n\u0131n devlet destekli bireysel emeklilik yat\u0131r\u0131m hesab\u0131) hesab\u0131na yap\u0131lan y\u0131ll\u0131k katk\u0131lar \u00fczerine devletin verdi\u011fi <strong>nakit destektir<\/strong>. Do\u011frudan hesaba kaydedilir ve hemen birlikte yat\u0131r\u0131ma y\u00f6nlendirilir. Riester&#8217;den farkl\u0131 olarak art\u0131k sabit bir taban tutar yoktur; onun yerine <strong>yat\u0131r\u0131lan her euro i\u00e7in y\u00fczdesel bir devlet deste\u011fi<\/strong> vard\u0131r. <\/p>\n<\/section>\n<figure class=\"avd-figure\">\n<p class=\"avd-figure__title\">Destek merdiveni: yat\u0131r\u0131lan her euro i\u00e7in devlet katk\u0131s\u0131<\/p>\n<p><img decoding=\"async\" alt=\"F\u00f6rder-Treppe: Zulage je eingezahltem Euro\" src=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/05\/grundzulage-01.png\"\/><figcaption>Orant\u0131l\u0131 katk\u0131: ilk 360 euro i\u00e7in %50, 1.800 euroya kadar sonraki katk\u0131lar i\u00e7in %25, en fazla 540 euro.<\/figcaption><\/figure>\n<section id=\"wer\">\n<h2>Temel devlet katk\u0131s\u0131na kim hak kazan\u0131r?<\/h2>\n<ul>\n<li>Yasal emeklilik sigortas\u0131na zorunlu tabi olanlar<\/li>\n<li>Memurlar, h\u00e2kimler ve meslek subaylar\u0131<\/li>\n<li>Serbest \u00e7al\u0131\u015fanlar ve serbest meslek sahipleri (2027&#8217;den itibaren yeni)<\/li>\n<li>Mesleki emeklilik kurumlar\u0131n\u0131n zorunlu \u00fcyeleri<\/li>\n<li>Arbeitslosengeld I \/ Krankengeld alanlar<\/li>\n<\/ul>\n<p>E\u015fler de ayr\u0131 birer hesap a\u00e7abilir ve devlet katk\u0131s\u0131n\u0131 b\u00f6ylece <strong>iki kat<\/strong> alabilir.<\/p>\n<\/section>\n<div class=\"avd-callout zwischenfazit\">\n<p><strong>Tam destek i\u00e7in ne kadar yat\u0131rmam gerekir?<\/strong><br \/>Y\u0131lda 1.800 euro yat\u0131ran ki\u015fi tam temel devlet katk\u0131s\u0131n\u0131 al\u0131r. Kendi katk\u0131s\u0131 daha az olursa katk\u0131 da buna g\u00f6re az olur.<\/p>\n<\/div>\n<section id=\"wann\">\n<h2>Yeni temel devlet katk\u0131s\u0131 ne zaman ge\u00e7erli?<\/h2>\n<p> <strong>1 Ocak 2027<\/strong>&#8216;den itibaren. Mevcut Riester s\u00f6zle\u015fmeleri i\u00e7in, s\u00f6zle\u015fme devam ettirildi\u011fi s\u00fcrece eski katk\u0131 (y\u0131lda 175 euroya kadar) korunur. Altersvorsorgedepot&#8217;a ge\u00e7en ki\u015fi otomatik olarak yeni destek kapsam\u0131na girer. <\/p>\n<\/section>\n<section id=\"wie-funktioniert\">\n<h2>Temel devlet katk\u0131s\u0131 nas\u0131l i\u015fliyor?<\/h2>\n<table class=\"avd-table\">\n<thead>\n<tr>\n<th>Y\u0131ll\u0131k yat\u0131r\u0131m<\/th>\n<th>Katk\u0131 oran\u0131<\/th>\n<th>Devlet katk\u0131s\u0131<\/th>\n<th>Destek oran\u0131<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>120 \u20ac<\/td>\n<td>50 %<\/td>\n<td>60 \u20ac<\/td>\n<td>50 %<\/td>\n<\/tr>\n<tr>\n<td>360 \u20ac<\/td>\n<td>50 %<\/td>\n<td>180 \u20ac<\/td>\n<td>50 %<\/td>\n<\/tr>\n<tr>\n<td>600 \u20ac<\/td>\n<td>50 % + 25 %<\/td>\n<td>180 \u20ac + 60 \u20ac = 240 \u20ac<\/td>\n<td>40 %<\/td>\n<\/tr>\n<tr>\n<td>1.200 \u20ac<\/td>\n<td>50 % + 25 %<\/td>\n<td>180 \u20ac + 210 \u20ac = 390 \u20ac<\/td>\n<td>33 %<\/td>\n<\/tr>\n<tr>\n<td>1.800 \u20ac<\/td>\n<td>50 % + 25 %<\/td>\n<td>180 \u20ac + 360 \u20ac = <strong>540 \u20ac<\/strong><\/td>\n<td>30 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p> Sa\u011flay\u0131c\u0131, katk\u0131y\u0131 bir kerelik <strong>kal\u0131c\u0131 devlet katk\u0131s\u0131 ba\u015fvurusu<\/strong> ile Zentrale Zulagenstelle f\u00fcr Altersverm\u00f6gen (ZfA) nezdinde talep eder. \u00d6deme her y\u0131l bir sonraki y\u0131lda yap\u0131l\u0131r. <\/p>\n<\/section>\n<section id=\"wie-viel\">\n<h2>Ne kadar alabilirim?<\/h2>\n<p> En iyi durumda: <strong>540 euro temel devlet katk\u0131s\u0131 + \u00e7ocuk ba\u015f\u0131na 300 euro + 200 euro mesle\u011fe yeni ba\u015flayan bonusu<\/strong>. \u0130ki \u00e7ocuklu, her iki ebeveynin de y\u0131lda 1.800 euro yat\u0131rd\u0131\u011f\u0131 bir aile b\u00f6ylece <strong>y\u0131lda 1.680 euroya kadar devlet katk\u0131s\u0131<\/strong> toplar; 30 y\u0131ll\u0131k \u00e7al\u0131\u015fma hayat\u0131 boyunca bu, ek olarak getiri de \u00fcreten 50.000 eurodan fazla salt destek sermayesi demektir. <\/p>\n<div class=\"avd-callout\">\n<p><strong>Siz ne kadar al\u0131yorsunuz?<\/strong> Ki\u015fisel temel devlet katk\u0131n\u0131z\u0131 ve vergi tasarrufunuzu <a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/altersvorsorgedepot-hesaplayicisi-genisletilmis\/\">AVD hesaplay\u0131c\u0131s\u0131nda<\/a> hesaplay\u0131n.<\/p>\n<\/div>\n<\/section>\n<section id=\"warum\">\n<h2>Katk\u0131 neden yeniden d\u00fczenlendi?<\/h2>\n<p> Eski 175 euroluk Riester katk\u0131s\u0131 y\u0131llard\u0131r art\u0131r\u0131lmam\u0131\u015ft\u0131 ve y\u00fckselen ya\u015fam maliyetlerine oranla \u00e7ok d\u00fc\u015f\u00fckt\u00fc. Ayr\u0131ca %4 hesab\u0131 karma\u015f\u0131kt\u0131, bir\u00e7ok birikim sahibi tam katk\u0131y\u0131 ka\u00e7\u0131r\u0131yordu. Yeni orant\u0131l\u0131 destek <strong>daha anla\u015f\u0131l\u0131r, daha y\u00fcksek ve kendi katk\u0131s\u0131yla birlikte otomatik olarak art\u0131yor<\/strong>. <\/p>\n<\/section>\n<section id=\"personas\">\n<h2>G\u00fcnl\u00fck hayattan \u00f6rnek hesaplamalar<\/h2>\n<div class=\"avd-persona\">\n<p><strong>Lara, 24, mesle\u011fe yeni ba\u015flam\u0131\u015f, 32.000 euro br\u00fct.<\/strong> Hesab\u0131na ayda 100 euro (y\u0131lda 1.200 euro) yat\u0131r\u0131yor. Devlet katk\u0131s\u0131: ilk 360 euro i\u00e7in %50 (180 euro) + 840 euro i\u00e7in %25 (210 euro) = <strong>390 euro temel devlet katk\u0131s\u0131<\/strong>. Ayr\u0131ca bir kerelik 200 euro mesle\u011fe yeni ba\u015flayan bonusu. \u0130lk y\u0131ldaki destek oran\u0131: <strong>%49<\/strong>.<\/p>\n<\/div>\n<div class=\"avd-persona\">\n<p><strong>Murat, 39, yaz\u0131l\u0131mc\u0131, 75.000 euro br\u00fct.<\/strong> Azami tutar olan y\u0131lda 1.800 euroyu yat\u0131r\u0131yor. Tam temel devlet katk\u0131s\u0131 540 euro. %38 olan marjinal vergi oran\u0131nda \u00f6zel gider indirimi 684 euro vergi tasarrufuyla daha avantajl\u0131; vergi dairesi bunu otomatik olarak se\u00e7er (lehe olan hesaplama).<\/p>\n<\/div>\n<div class=\"avd-persona\">\n<p><strong>Christine, 36, tek ebeveyn, 2 \u00e7ocuk, 38.000 euro br\u00fct.<\/strong> Ayda 50 euro (y\u0131lda 600 euro) yat\u0131r\u0131yor. Temel devlet katk\u0131s\u0131: 180 euro (360 euronun %50&#8217;si) + 60 euro (240 euronun %25&#8217;i) = 240 euro. Ayr\u0131ca 600 euro \u00e7ocuk katk\u0131s\u0131 (2 \u00d7 300 euro) = 600 euro kendi katk\u0131s\u0131na kar\u015f\u0131l\u0131k <strong>840 euro devlet deste\u011fi<\/strong> (destek oran\u0131 %140).<\/p>\n<\/div>\n<\/section>\n<section id=\"ehepartner\">\n<h2>E\u015fler: iki kat\u0131 katk\u0131y\u0131 do\u011fru kullanmak<\/h2>\n<p> Evli \u00e7iftler, ikisi de kendi Altersvorsorgedepot hesab\u0131n\u0131 a\u00e7arsa iki kat yararlanabilir. \u00c7al\u0131\u015fmayan e\u015f de temel devlet katk\u0131s\u0131na hak kazanabilir; ko\u015ful, y\u0131lda 120 euro tutar\u0131nda kendi asgari katk\u0131s\u0131 (s\u00f6zde \u201eSockelbetrag&#8221;, yani taban tutar) ve deste\u011fe hak kazanan bir ana ge\u00e7im sa\u011flay\u0131c\u0131s\u0131d\u0131r. B\u00f6ylece aile 2 \u00d7 540 euro = 1.080 euroya kadar temel devlet katk\u0131s\u0131n\u0131 g\u00fcvenceye al\u0131r. <\/p>\n<\/section>\n<section id=\"mindestbeitrag\">\n<h2>Asgari katk\u0131 ve taban kural\u0131<\/h2>\n<p> Sa\u011flay\u0131c\u0131n\u0131n katk\u0131y\u0131 ZfA nezdinde talep edebilmesi i\u00e7in kendi cebinizden en az <strong>y\u0131lda 120 euro (ayda 10 euro)<\/strong> yat\u0131rman\u0131z gerekir. Bu e\u015fi\u011fin alt\u0131nda kalan ki\u015fi devlet katk\u0131s\u0131n\u0131, \u00e7ocuk katk\u0131s\u0131 dahil, tamamen kaybeder. ZfA bunu her y\u0131l sa\u011flay\u0131c\u0131n\u0131n veri bildirimi \u00fczerinden otomatik olarak denetler. <\/p>\n<\/section>\n<section id=\"auszahlung\">\n<h2>Devlet katk\u0131s\u0131 ne zaman hesaba ge\u00e7er?<\/h2>\n<p> Katk\u0131 kurumu (ZfA) her y\u0131l geriye d\u00f6n\u00fck inceleme yapar. 2027 katk\u0131 y\u0131l\u0131na ait devlet katk\u0131s\u0131 tipik olarak 2028&#8217;in ikinci yar\u0131s\u0131nda hesaba kaydedilir. Kal\u0131c\u0131 devlet katk\u0131s\u0131 ba\u015fvurusunu vermi\u015f olan ki\u015finin ba\u015fka bir \u015fey yapmas\u0131 gerekmez, vergi beyannamesinde de bir i\u015flem gerekmez. <\/p>\n<\/section>\n<section class=\"avd-faq\" id=\"faq\">\n<h2>Temel devlet katk\u0131s\u0131 hakk\u0131nda s\u0131k sorulan sorular<\/h2>\n<details>\n<summary>360 eurodan az yat\u0131r\u0131rsam ne olur?<\/summary>\n<p>Kendi katk\u0131n\u0131z\u0131n tam olarak %50&#8217;sini devlet katk\u0131s\u0131 olarak al\u0131rs\u0131n\u0131z, ama do\u011fal olarak buna uygun bi\u00e7imde daha az.<\/p>\n<\/details>\n<details>\n<summary>Hi\u00e7 yat\u0131r\u0131m yapmadan da devlet katk\u0131s\u0131 al\u0131r m\u0131y\u0131m?<\/summary>\n<p>Hay\u0131r. Tam katk\u0131y\u0131 g\u00fcvenceye almak i\u00e7in y\u0131lda en az 120 euro taban katk\u0131 yat\u0131r\u0131lmas\u0131 gerekir.<\/p>\n<\/details>\n<details>\n<summary>Temel devlet katk\u0131s\u0131 gelir say\u0131l\u0131r m\u0131?<\/summary>\n<p>Hay\u0131r. Vergisel olarak gelir gibi i\u015flem g\u00f6rmez, ama \u00f6deme a\u015famas\u0131nda hesapla birlikte vergilendirilir (<a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepotta-ertelenmis-vergilendirme\/\">ertelenmi\u015f vergilendirme<\/a>).<\/p>\n<\/details>\n<details>\n<summary>Temel devlet katk\u0131s\u0131 y\u00fcksek gelirliler i\u00e7in de de\u011fer mi?<\/summary>\n<p>\u00c7o\u011fu zaman <a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepotta-ozel-gider-indirimi-1-800-euro-arti-katki-hakki\/\">\u00f6zel gider indirimi<\/a> daha da fazla de\u011fer. Vergi dairesi bunu lehe olan hesaplama ile otomatik denetler.<\/p>\n<\/details>\n<details>\n<summary>\u0130\u015fsiz kal\u0131rsam ne olur?<\/summary>\n<p>Arbeitslosengeld I ald\u0131\u011f\u0131n\u0131z s\u00fcrece deste\u011fe hak kazanan kal\u0131rs\u0131n\u0131z. B\u00fcrgergeld&#8217;e ge\u00e7i\u015fte destek hakk\u0131 s\u0131n\u0131rlanabilir, ancak zaten yat\u0131r\u0131lm\u0131\u015f katk\u0131lara ait devlet katk\u0131s\u0131 korunur.<\/p>\n<\/details>\n<details>\n<summary>Devlet katk\u0131s\u0131n\u0131 geriye d\u00f6n\u00fck talep edebilir miyim?<\/summary>\n<p>Evet, sa\u011flay\u0131c\u0131 arac\u0131l\u0131\u011f\u0131yla iki y\u0131la kadar geriye d\u00f6n\u00fck. Kal\u0131c\u0131 devlet katk\u0131s\u0131 ba\u015fvurusunu vermi\u015f olan\u0131n bir \u015fey yapmas\u0131 gerekmez, ZfA verileri otomatik olarak al\u0131r.<\/p>\n<\/details>\n<details>\n<summary>Katk\u0131lar\u0131n d\u00fczenli akmas\u0131 gerekiyor mu?<\/summary>\n<p>Hay\u0131r. Y\u0131lda bir kez veya d\u00fczensiz de yat\u0131rabilirsiniz. Belirleyici olan yaln\u0131zca, tam katk\u0131y\u0131 alabilmek i\u00e7in y\u0131l sonunda 1.800 euroya ula\u015f\u0131lm\u0131\u015f olmas\u0131d\u0131r.<\/p>\n<\/details>\n<details>\n<summary>Ta\u015f\u0131n\u0131rsam ne olur?<\/summary>\n<p>AB \/ AEA i\u00e7inde devlet deste\u011fi korunur. AB d\u0131\u015f\u0131 bir \u00fclkeye ta\u015f\u0131nmak, devlet katk\u0131lar\u0131n\u0131n geri \u00f6denmesine yol a\u00e7abilir.<\/p>\n<\/details>\n<\/section>\n<div class=\"avd-callout zwischenfazit\">\n<p><strong>E\u015fler daha fazla alabilir mi?<\/strong><br \/>Evli \u00e7iftler, ikisi de kendi hesab\u0131n\u0131 a\u00e7arsa devlet katk\u0131s\u0131n\u0131 ikiye katlar.<\/p>\n<\/div>\n<p class=\"small muted\">Durum: Haziran 2026. Kaynaklar: BMF, Bundesregierung, Bundestag.<\/p>\n<section class=\"avd-weiter\">\n<h2>Hesaplamaya ve okumaya devam<\/h2>\n<p class=\"avd-weiter__rechner\"><strong><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/altersvorsorgedepot-hesaplayicisi-genisletilmis\/\">Altersvorsorgedepot hesaplay\u0131c\u0131s\u0131 Plus<\/a><\/strong> \u2014 devlet deste\u011fini, vergi avantaj\u0131n\u0131 ve nihai sermayeyi kendi durumunuz i\u00e7in hesaplay\u0131n.<\/p>\n<ul class=\"avd-weiter__links\">\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/asgari-kendi-katkisi-yilda-120-euro-destegi-canli-tutuyor\/\">Asgari kendi katk\u0131s\u0131<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/lehe-olan-hesaplama-devlet-katkisi-mi-vergi-indirimi-mi-vergi-dairesi-karar-verir\/\">Lehe olan hesaplama<\/a><\/li>\n<li><a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/surekli-katki-basvurusu-bir-kez-yap-her-yil-devlet-katkisi-al\/\">Kal\u0131c\u0131 devlet katk\u0131s\u0131 ba\u015fvurusu<\/a><\/li>\n<\/ul>\n<p class=\"avd-weiter__zielgruppe\">Buna uygun olarak: <a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/dusuk-gelirliler-icin-altersvorsorgedepot\/\">D\u00fc\u015f\u00fck gelirliler i\u00e7in Altersvorsorgedepot<\/a>.<\/p>\n<p class=\"avd-weiter__lexikon\">T\u00fcm kavramlara genel bak\u0131\u015f: <a href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/nedir\/altersvorsorgedepot-sozlugu-adan-zye-tum-kavramlar\/\">A&#8217;dan Z&#8217;ye s\u00f6zl\u00fck<\/a>.<\/p>\n<\/section>\n<section class=\"avd-sources\">\n<h2>Resmi kaynaklar ve ileri okuma<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.bundesfinanzministerium.de\/Content\/DE\/FAQ\/reform-der-privaten-altersvorsorge.html\" rel=\"external nofollow\" target=\"_blank\">Bundesministerium der Finanzen, \u00f6zel emeklilik reformu hakk\u0131nda SSS<\/a><\/li>\n<li><a href=\"https:\/\/www.bundesregierung.de\/breg-de\/aktuelles\/reform-private-altersvorsorge-2400072\" rel=\"external nofollow\" target=\"_blank\">Bundesregierung, \u00f6zel emeklilik reformu<\/a><\/li>\n<li><a href=\"https:\/\/www.bundestag.de\/dokumente\/textarchiv\/2026\/kw13-de-altersvorsorge-1156798\" rel=\"external nofollow\" target=\"_blank\">Deutscher Bundestag, Altersvorsorgedepot karar\u0131 (KW 13\/2026)<\/a><\/li>\n<li><a href=\"https:\/\/dserver.bundestag.de\/btd\/21\/040\/2104088.pdf\" rel=\"external nofollow\" target=\"_blank\">Bundestag-Drucksache 21\/4088 (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.deutsche-rentenversicherung.de\/DRV\/DE\/Ueber-uns-und-Presse\/Presse\/Meldungen\/2026\/260508-bundesrat-reform-private-altersvorsorge.html\" rel=\"external nofollow\" target=\"_blank\">Deutsche Rentenversicherung, reform duyurusu<\/a><\/li>\n<li><a href=\"https:\/\/www.test.de\/Altersvorsorgedepot-4910361-0\/\" rel=\"external nofollow\" target=\"_blank\">Stiftung Warentest, Altersvorsorgedepot<\/a><\/li>\n<li><a href=\"https:\/\/www.verbraucherzentrale.de\/wissen\/geld-versicherungen\/altersvorsorge\/neues-altersvorsorgedepot-rentenchance-oder-teure-verkaufsfalle-118178\" rel=\"external nofollow\" target=\"_blank\">Verbraucherzentrale, Yeni Altersvorsorgedepot: f\u0131rsat m\u0131, sat\u0131\u015f tuza\u011f\u0131 m\u0131?<\/a><\/li>\n<\/ul>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>Altersvorsorgedepot&#8217;ta temel devlet katk\u0131s\u0131: devletten y\u0131lda 540 euroya kadar. Kim hak sahibi, katk\u0131 nas\u0131l hesaplan\u0131yor, ne zaman \u00f6deniyor? T\u00fcm yan\u0131tlar.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_metasync_otto_title":"","_metasync_otto_description":"","_metasync_otto_keywords":"","_metasync_otto_og_title":"","_metasync_otto_og_description":"","_metasync_otto_twitter_title":"","_metasync_otto_twitter_description":"","rank_math_title":"","rank_math_description":"","_yoast_wpseo_title":"","_yoast_wpseo_metadesc":"","_aioseo_title":"","_aioseo_description":"","_metasync_seo_title":"Altersvorsorgedepot temel deste\u011fi: y\u0131lda 540 euroya kadar | AVD Kar\u015f\u0131la\u015ft\u0131rma","_metasync_seo_desc":"Altersvorsorgedepot temel deste\u011fi: y\u0131lda 540 euroya kadar. Kimler hak kazan\u0131yor ve nas\u0131l hesaplan\u0131yor? \u015eimdi bilgi edinin!","_metasync_breadcrumb_title":"","_metasync_primary_category":0,"_metasync_primary_product_cat":0,"_metasync_otto_disabled":"","_metasync_hreflang":"","_metasync_plugin_sync_ts":"","_metasync_robots_advanced":"","footnotes":""},"categories":[95],"tags":[96,105,111,109,104],"class_list":["post-1779293832","post","type-post","status-publish","format-standard","hentry","category-nedir","tag-altersvorsorgedepot","tag-cocuk-katkisi","tag-ertelenmis-vergilendirme","tag-meslege-yeni-baslayan-bonusu","tag-oezel-gider-indirimi"],"_links":{"self":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts\/1779293832","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/comments?post=1779293832"}],"version-history":[{"count":1,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts\/1779293832\/revisions"}],"predecessor-version":[{"id":1779294352,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/posts\/1779293832\/revisions\/1779294352"}],"wp:attachment":[{"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/media?parent=1779293832"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/categories?post=1779293832"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/tr\/wp-json\/wp\/v2\/tags?post=1779293832"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}