{"id":1779294843,"date":"2026-07-02T06:42:15","date_gmt":"2026-07-02T06:42:15","guid":{"rendered":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/uncategorized-uk\/altersvorsorgedepot-%d0%bf%d0%b5%d1%80%d0%b5%d0%b2%d0%b0%d0%b3%d0%b8-%d1%96-%d0%bd%d0%b5%d0%b4%d0%be%d0%bb%d1%96%d0%ba%d0%b8-%d1%89%d0%be-%d0%b3%d0%be%d0%b2%d0%be%d1%80%d0%b8%d1%82%d1%8c\/"},"modified":"2026-10-19T07:35:45","modified_gmt":"2026-10-19T07:35:45","slug":"altersvorsorgedepot-perevahy-i-nedoliky-shcho-hovoryt-za-a-shcho-proty","status":"publish","type":"post","link":"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/uk\/blog\/altersvorsorgedepot-perevahy-i-nedoliky-shcho-hovoryt-za-a-shcho-proty\/","title":{"rendered":"Altersvorsorgedepot: \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0456 \u043d\u0435\u0434\u043e\u043b\u0456\u043a\u0438 \u2014 \u0449\u043e \u0433\u043e\u0432\u043e\u0440\u0438\u0442\u044c \u0437\u0430, \u0430 \u0449\u043e \u043f\u0440\u043e\u0442\u0438"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1779294843\" class=\"elementor elementor-1779294843 elementor-1779288559\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29b9255 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"29b9255\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4a12bde e-con-full e-flex e-con e-child\" data-id=\"4a12bde\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-770eb33 elementor-widget__width-initial animated-fast elementor-widget elementor-widget-image\" data-id=\"770eb33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"1080\" src=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/08\/altersvorsorgedepot-frau-fenster.webp\" class=\"attachment-full size-full wp-image-1779294844\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ca5e62a e-con-full e-flex e-con e-child\" data-id=\"ca5e62a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76cb9a4 elementor-widget elementor-widget-text-editor\" data-id=\"76cb9a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">540 \u0454\u0432\u0440\u043e \u0449\u043e\u0440\u043e\u043a\u0443 \u0432\u0456\u0434 \u0434\u0435\u0440\u0436\u0430\u0432\u0438, \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0431\u0435\u0437 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u0443\u0432\u0430\u043d\u043d\u044f, \u043f\u043e\u0432\u043d\u0430 \u0447\u0430\u0441\u0442\u043a\u0430 \u0430\u043a\u0446\u0456\u0439: Altersvorsorgedepot (\u043d\u0456\u043c\u0435\u0446\u044c\u043a\u0438\u0439 \u0456\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0456\u0439\u043d\u0438\u0439 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0439 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0456\u0437 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u044e \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u043e\u044e) \u0437\u0432\u0443\u0447\u0438\u0442\u044c \u044f\u043a \u043d\u0430\u0439\u043f\u0440\u0438\u0432\u0430\u0431\u043b\u0438\u0432\u0456\u0448\u0438\u0439 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u0437\u0430 \u0434\u0435\u0441\u044f\u0442\u0438\u043b\u0456\u0442\u0442\u044f. \u0414\u043b\u044f \u0431\u0430\u0433\u0430\u0442\u044c\u043e\u0445 \u043b\u044e\u0434\u0435\u0439 \u0432\u0456\u043d \u0442\u0430\u043a\u0438\u043c \u0456 \u0431\u0443\u0434\u0435. \u0422\u0430 \u043f\u043e\u043f\u0440\u0438 \u0446\u0435 \u0454 \u043c\u043e\u043c\u0435\u043d\u0442\u0438, \u044f\u043a\u0438\u0445 \u0412\u0438 \u043d\u0430 \u043f\u0435\u0440\u0448\u0438\u0439 \u043f\u043e\u0433\u043b\u044f\u0434 \u043d\u0435 \u043f\u043e\u0431\u0430\u0447\u0438\u0442\u0435. \u0421\u0430\u043c\u0435 \u0457\u0445 \u043c\u0438 \u0442\u0443\u0442 \u0440\u0430\u0437\u043e\u043c \u0456 \u0440\u043e\u0437\u0433\u043b\u044f\u043d\u0435\u043c\u043e.<\/p><p>\u0417 1 \u0441\u0456\u0447\u043d\u044f 2027 \u0440\u043e\u043a\u0443 Altersvorsorgedepot \u0437\u0430\u043c\u0456\u043d\u044e\u0454 \u043f\u0435\u043d\u0441\u0456\u044e Riester \u044f\u043a \u043f\u0440\u0438\u0432\u0430\u0442\u043d\u0435 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0435 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f \u0437 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u044e \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u043e\u044e \u0432 \u041d\u0456\u043c\u0435\u0447\u0447\u0438\u043d\u0456. \u042f\u043a\u0449\u043e \u0412\u0438 \u0437\u043d\u0430\u0442\u0438\u043c\u0435\u0442\u0435 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0456 \u043d\u0435\u0434\u043e\u043b\u0456\u043a\u0438 \u0432\u0436\u0435 \u0437\u0430\u0440\u0430\u0437, \u0442\u043e \u043d\u0430 \u0441\u0442\u0430\u0440\u0442\u0456 \u0443\u0445\u0432\u0430\u043b\u0438\u0442\u0435 \u043e\u0431\u0491\u0440\u0443\u043d\u0442\u043e\u0432\u0430\u043d\u0435 \u0440\u0456\u0448\u0435\u043d\u043d\u044f. \u0411\u0435\u0437 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u0457 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0456\u0432, \u043b\u0438\u0448\u0435 \u0437 \u0444\u0430\u043a\u0442\u0430\u043c\u0438.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-557be88 elementor-widget elementor-widget-keydesign-button\" data-id=\"557be88\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"\u0434\u043e \u0441\u043f\u0438\u0441\u043a\u0443 \u043e\u0447\u0456\u043a\u0443\u0432\u0430\u043d\u043d\u044f\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/uk\/#newsletter\/\"><span class=\"kd-button__label\">\u0434\u043e \u0441\u043f\u0438\u0441\u043a\u0443 \u043e\u0447\u0456\u043a\u0443\u0432\u0430\u043d\u043d\u044f<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58f4399 e-flex e-con-boxed e-con e-parent\" data-id=\"58f4399\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60bb5c3 elementor-widget elementor-widget-text-editor\" data-id=\"60bb5c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p> <strong>\u041a\u043e\u0440\u043e\u0442\u043a\u043e:<\/strong> Altersvorsorgedepot \u2014 \u0446\u0435 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0446\u0456\u043d\u043d\u0438\u0445 \u043f\u0430\u043f\u0435\u0440\u0456\u0432 \u0456\u0437 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u044e \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u043e\u044e, \u044f\u043a\u0438\u0439 \u0437 2027 \u0440\u043e\u043a\u0443 \u0437\u0430\u043c\u0456\u043d\u044e\u0454 \u043f\u0435\u043d\u0441\u0456\u044e Riester \u044f\u043a \u0446\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u0435 \u043f\u0440\u0438\u0432\u0430\u0442\u043d\u0435 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0435 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f. \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0432 \u043d\u044c\u043e\u043c\u0443 \u043f\u043e\u0432\u043d\u0456\u0441\u0442\u044e \u0432 ETF \u0456 \u0444\u043e\u043d\u0434\u0438, \u0430\u043b\u0435 \u0432\u0456\u0434\u043c\u043e\u0432\u043b\u044f\u0454\u0442\u0435\u0441\u044f \u0437\u0430 \u0446\u0435 \u0432\u0456\u0434 \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u0457 \u0432\u043d\u0435\u0441\u043a\u0456\u0432. \u0414\u0435\u0440\u0436\u0430\u0432\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u0443\u0454 \u0412\u0430\u0448\u0456 \u0432\u043d\u0435\u0441\u043a\u0438 \u0431\u0430\u0437\u043e\u0432\u043e\u044e \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u043e\u044e \u0434\u043e <strong>540 \u0454\u0432\u0440\u043e<\/strong> \u043d\u0430 \u0440\u0456\u043a, \u0430 \u0442\u0430\u043a\u043e\u0436 \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u043e\u044e \u043d\u0430 \u0434\u0438\u0442\u0438\u043d\u0443 \u0434\u043e <strong>300 \u0454\u0432\u0440\u043e<\/strong> \u043d\u0430 \u043a\u043e\u0436\u043d\u0443 \u0434\u0438\u0442\u0438\u043d\u0443. \u041f\u0440\u0438\u0431\u0443\u0442\u043a\u0438 \u0442\u0430 \u043f\u0435\u0440\u0435\u0440\u043e\u0437\u043f\u043e\u0434\u0456\u043b \u0443 \u0444\u0430\u0437\u0456 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u043d\u0435 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0443\u044e\u0442\u044c\u0441\u044f.<\/p><p><strong>\u041d\u0430\u0439\u0433\u043e\u043b\u043e\u0432\u043d\u0456\u0448\u0435 \u043a\u043e\u0440\u043e\u0442\u043a\u043e<\/strong><\/p><ul><li><p>\u0414\u0435\u0440\u0436\u0430\u0432\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u0443\u0454 \u0412\u0430\u0448 Altersvorsorgedepot \u0431\u0430\u0437\u043e\u0432\u043e\u044e \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u043e\u044e \u0434\u043e <strong>540 \u0454\u0432\u0440\u043e<\/strong> \u043d\u0430 \u0440\u0456\u043a, \u0434\u043e \u0442\u043e\u0433\u043e \u0436 \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u043e\u044e \u043d\u0430 \u0434\u0438\u0442\u0438\u043d\u0443 \u0434\u043e <strong>300 \u0454\u0432\u0440\u043e<\/strong> \u043d\u0430 \u043a\u043e\u0436\u043d\u0443 \u0434\u0438\u0442\u0438\u043d\u0443.<\/p><\/li><li><p>\u0417\u0430\u0432\u0434\u044f\u043a\u0438 \u0432\u0456\u0434\u043c\u043e\u0432\u0456 \u0432\u0456\u0434 \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u0457 \u0432\u043d\u0435\u0441\u043a\u0456\u0432 \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u043f\u043e\u0432\u043d\u0456\u0441\u0442\u044e \u0432 ETF \u0456 \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0440\u0438\u043d\u043a\u043e\u0432\u043e\u044e \u0434\u043e\u0445\u0456\u0434\u043d\u0456\u0441\u0442\u044e.<\/p><\/li><li><p>\u0412\u0430\u0448 \u043a\u0430\u043f\u0456\u0442\u0430\u043b \u0437\u0430\u0431\u043b\u043e\u043a\u043e\u0432\u0430\u043d\u0438\u0439 \u0434\u043e 65 \u0440\u043e\u043a\u0456\u0432. \u042f\u043a\u0449\u043e \u0412\u0438 \u0437\u0430\u0431\u0435\u0440\u0435\u0442\u0435 \u0433\u0440\u043e\u0448\u0456 \u0440\u0430\u043d\u0456\u0448\u0435, \u0412\u0430\u043c \u0434\u043e\u0432\u0435\u0434\u0435\u0442\u044c\u0441\u044f \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438 \u0432\u0441\u0456 \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0438 \u0442\u0430 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438.<\/p><\/li><li><p>\u0414\u043b\u044f \u043e\u0441\u0456\u0431 \u0437 \u043d\u0438\u0437\u044c\u043a\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c \u0456 \u043a\u0456\u043b\u044c\u043a\u043e\u043c\u0430 \u0434\u0456\u0442\u044c\u043c\u0438 \u0441\u0442\u0430\u0440\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 Riester \u0432 \u043e\u043a\u0440\u0435\u043c\u0438\u0445 \u0432\u0438\u043f\u0430\u0434\u043a\u0430\u0445 \u043c\u043e\u0436\u0435 \u0431\u0443\u0442\u0438 \u0432\u0438\u0433\u0456\u0434\u043d\u0456\u0448\u043e\u044e.<\/p><\/li><li><p>\u041f\u0435\u0440\u0448\u0456 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 \u043c\u043e\u0436\u043d\u0430 \u0431\u0443\u0434\u0435 \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u0438 \u043b\u0438\u0448\u0435 \u0437 1 \u0441\u0456\u0447\u043d\u044f 2027 \u0440\u043e\u043a\u0443.<\/p><\/li><\/ul><h2>6 \u043d\u0430\u0439\u0431\u0456\u043b\u044c\u0448\u0438\u0445 \u043f\u0435\u0440\u0435\u0432\u0430\u0433 Altersvorsorgedepot<\/h2><p>\u041f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043e \u0437 \u043f\u0435\u043d\u0441\u0456\u0454\u044e Riester Altersvorsorgedepot \u0434\u0430\u0454 \u0412\u0430\u043c \u043a\u0456\u043b\u044c\u043a\u0430 \u0441\u043f\u0440\u0430\u0432\u0436\u043d\u0456\u0445 \u043f\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u044c:<\/p><h3>1. \u0414\u0435\u0440\u0436\u0430\u0432\u043d\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 \u0434\u043e 540 \u0454\u0432\u0440\u043e \u043d\u0430 \u0440\u0456\u043a<\/h3><p>\u0421\u043a\u0456\u043b\u044c\u043a\u0438 \u0412\u0438 \u043e\u0442\u0440\u0438\u043c\u0430\u0454\u0442\u0435, \u0437\u0430\u043b\u0435\u0436\u0438\u0442\u044c \u0432\u0456\u0434 \u0442\u043e\u0433\u043e, \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0412\u0438 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435. \u0414\u043e \u043f\u0435\u0440\u0448\u0438\u0445 <strong>360 \u0454\u0432\u0440\u043e<\/strong> \u043d\u0430 \u0440\u0456\u043a \u0434\u0435\u0440\u0436\u0430\u0432\u0430 \u0434\u043e\u0434\u0430\u0454 50 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0456\u0432, \u0442\u043e\u0431\u0442\u043e \u0449\u043e\u043d\u0430\u0439\u0431\u0456\u043b\u044c\u0448\u0435 <strong>180 \u0454\u0432\u0440\u043e<\/strong>. \u0414\u043e \u043a\u043e\u0436\u043d\u043e\u0433\u043e \u043d\u0430\u0441\u0442\u0443\u043f\u043d\u043e\u0433\u043e \u0454\u0432\u0440\u043e \u0430\u0436 \u0434\u043e \u0440\u0456\u0447\u043d\u043e\u0433\u043e \u0432\u043d\u0435\u0441\u043a\u0443 \u0432 <strong>1 800 \u0454\u0432\u0440\u043e<\/strong> \u0434\u043e\u0434\u0430\u0454\u0442\u044c\u0441\u044f 25 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0456\u0432, \u0442\u043e\u0431\u0442\u043e \u0434\u043e <strong>360 \u0454\u0432\u0440\u043e<\/strong>. \u041e\u0442\u0436\u0435, \u043c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u0430 \u0431\u0430\u0437\u043e\u0432\u0430 \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0430 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u044c <strong>540 \u0454\u0432\u0440\u043e<\/strong> \u043d\u0430 \u0440\u0456\u043a.<\/p><p>\u041d\u0430 \u043a\u043e\u0436\u043d\u0443 \u0434\u0438\u0442\u0438\u043d\u0443, \u0437\u0430 \u044f\u043a\u0443 \u0412\u0438 \u043e\u0442\u0440\u0438\u043c\u0443\u0454\u0442\u0435 \u0434\u043e\u043f\u043e\u043c\u043e\u0433\u0443 \u043d\u0430 \u0434\u0438\u0442\u0438\u043d\u0443 (Kindergeld), \u0434\u043e\u0434\u0430\u0454\u0442\u044c\u0441\u044f \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0430 \u043d\u0430 \u0434\u0438\u0442\u0438\u043d\u0443 \u0434\u043e <strong>300 \u0454\u0432\u0440\u043e<\/strong> \u043d\u0430 \u0440\u0456\u043a. \u0422\u0456, \u0445\u0442\u043e \u043f\u043e\u0447\u0438\u043d\u0430\u0454 \u043a\u0430\u0440&#8217;\u0454\u0440\u0443 \u0443 \u0432\u0456\u0446\u0456 \u0434\u043e 25 \u0440\u043e\u043a\u0456\u0432, \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e \u043e\u0442\u0440\u0438\u043c\u0443\u044e\u0442\u044c \u043e\u0434\u043d\u043e\u0440\u0430\u0437\u043e\u0432\u0438\u0439 \u0441\u0442\u0430\u0440\u0442\u043e\u0432\u0438\u0439 \u0431\u043e\u043d\u0443\u0441 \u0443 <strong>200 \u0454\u0432\u0440\u043e<\/strong>.\u0421\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0443 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u0457 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0438 \u043e\u043f\u0443\u0431\u043b\u0456\u043a\u043e\u0432\u0430\u043d\u043e \u0432 <a class=\"underline underline underline-offset-2 decoration-1 decoration-current\/40 hover:decoration-current focus:decoration-current\" href=\"https:\/\/www.bundesfinanzministerium.de\/Content\/DE\/FAQ\/reform-der-privaten-altersvorsorge.html\" target=\"_blank\" rel=\"noopener noreferrer\">FAQ des Bundesfinanzministeriums zur Reform der privaten Altersvorsorge<\/a>.<\/p><h3>2. \u041f\u043e\u0432\u043d\u0430 \u0447\u0430\u0441\u0442\u043a\u0430 \u0430\u043a\u0446\u0456\u0439 \u0437\u0430\u0432\u0434\u044f\u043a\u0438 \u0432\u0456\u0434\u043c\u043e\u0432\u0456 \u0432\u0456\u0434 \u043e\u0431\u043e\u0432&#8217;\u044f\u0437\u043a\u043e\u0432\u043e\u0457 \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u0457<\/h3><p>\u041a\u043b\u0430\u0441\u0438\u0447\u043d\u0456 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 Riester \u0447\u0435\u0440\u0435\u0437 \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u044e \u0432\u043d\u0435\u0441\u043a\u0456\u0432 \u043c\u0443\u0441\u0438\u043b\u0438 \u0432\u043a\u043b\u0430\u0434\u0430\u0442\u0438 \u0431\u0456\u043b\u044c\u0448\u0443 \u0447\u0430\u0441\u0442\u0438\u043d\u0443 \u0433\u0440\u043e\u0448\u0435\u0439 \u0443 \u043d\u0438\u0437\u044c\u043a\u043e\u0440\u0438\u0437\u0438\u043a\u043e\u0432\u0456 \u0430\u043a\u0442\u0438\u0432\u0438. \u0426\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u0430\u0442\u0438\u0447\u043d\u043e \u043e\u0431\u043c\u0435\u0436\u0443\u0432\u0430\u043b\u043e \u0448\u0430\u043d\u0441\u0438 \u043d\u0430 \u0434\u043e\u0445\u0456\u0434\u043d\u0456\u0441\u0442\u044c. \u0423 Altersvorsorgedepot \u0442\u0430\u043a\u043e\u0433\u043e \u043e\u0431\u043e\u0432&#8217;\u044f\u0437\u043a\u0443 \u043d\u0435\u043c\u0430\u0454. \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u0442\u0438 \u0434\u043e 100 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0456\u0432 \u0432 ETF \u0456 \u0444\u043e\u043d\u0434\u0438 \u0442\u0430 \u043f\u043e\u0432\u043d\u0456\u0441\u0442\u044e \u0437\u043e\u0440\u0456\u0454\u043d\u0442\u0443\u0432\u0430\u0442\u0438 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u043d\u0430 \u0434\u043e\u0445\u0456\u0434\u043d\u0456\u0441\u0442\u044c ETF. \u0417\u0430 \u0434\u043e\u0432\u0433\u043e\u0433\u043e \u0433\u043e\u0440\u0438\u0437\u043e\u043d\u0442\u0443 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u0446\u0435 \u043c\u043e\u0436\u0435 \u0437\u0440\u0435\u0448\u0442\u043e\u044e \u0441\u0443\u0442\u0442\u0454\u0432\u043e \u0432\u043f\u043b\u0438\u043d\u0443\u0442\u0438 \u043d\u0430 \u0412\u0430\u0448\u0443 \u0434\u043e\u0445\u0456\u0434\u043d\u0456\u0441\u0442\u044c.<\/p><h3>3. \u0417\u0440\u043e\u0441\u0442\u0430\u043d\u043d\u044f \u0431\u0435\u0437 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u0443\u0432\u0430\u043d\u043d\u044f \u0443 \u0444\u0430\u0437\u0456 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f<\/h3><p>\u041a\u0443\u0440\u0441\u043e\u0432\u0438\u0439 \u043f\u0440\u0438\u0431\u0443\u0442\u043e\u043a \u0456 \u0434\u043e\u0445\u043e\u0434\u0438 \u0432 Altersvorsorgedepot \u0443 \u0444\u0430\u0437\u0456 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u043d\u0435 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0443\u044e\u0442\u044c\u0441\u044f. \u041f\u0440\u0438 \u0446\u044c\u043e\u043c\u0443 \u043d\u0435 \u0432\u0438\u043d\u0438\u043a\u0430\u0454 \u043d\u0456 \u043f\u043e\u0434\u0430\u0442\u043a\u0443 \u043d\u0430 \u0434\u043e\u0445\u043e\u0434\u0438 \u0437 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443, \u043d\u0456 \u0430\u0432\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u043f\u0430\u0443\u0448\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u043e\u0434\u0430\u0442\u043a\u0443. \u0412\u0430\u0448\u0456 \u0433\u0440\u043e\u0448\u0456 \u0431\u0435\u0437\u043f\u0435\u0440\u0435\u0448\u043a\u043e\u0434\u043d\u043e \u0437\u0440\u043e\u0441\u0442\u0430\u044e\u0442\u044c \u0437\u0430\u0432\u0434\u044f\u043a\u0438 \u0435\u0444\u0435\u043a\u0442\u0443 \u0441\u043a\u043b\u0430\u0434\u043d\u043e\u0433\u043e \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0430. \u041f\u043e\u0434\u0430\u0442\u043a\u0438 \u0412\u0438 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435 \u043b\u0438\u0448\u0435 \u0443 \u0444\u0430\u0437\u0456 \u0432\u0438\u043f\u043b\u0430\u0442, \u0456 \u0442\u043e \u0437\u0430 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u043e\u044e \u0441\u0442\u0430\u0432\u043a\u043e\u044e \u043f\u043e\u0434\u0430\u0442\u043a\u0443 \u043d\u0430 \u0434\u043e\u0445\u043e\u0434\u0438, \u0447\u0438\u043d\u043d\u043e\u044e \u043d\u0430 \u0442\u043e\u0439 \u0447\u0430\u0441. \u041d\u0430 \u043f\u0435\u043d\u0441\u0456\u0457 \u0432\u043e\u043d\u0430 \u0434\u043b\u044f \u0431\u0430\u0433\u0430\u0442\u044c\u043e\u0445 \u043b\u044e\u0434\u0435\u0439 \u043d\u0438\u0436\u0447\u0430, \u043d\u0456\u0436 \u0437\u0430 \u0447\u0430\u0441\u0456\u0432 \u0440\u043e\u0431\u043e\u0442\u0438.<\/p><h3>4. \u041f\u0435\u0440\u0435\u0440\u043e\u0437\u043f\u043e\u0434\u0456\u043b \u043d\u0430 \u0440\u0430\u0445\u0443\u043d\u043a\u0443 \u0431\u0435\u0437 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u0443\u0432\u0430\u043d\u043d\u044f<\/h3><p>\u042f\u043a\u0449\u043e \u0443 \u0437\u0432\u0438\u0447\u0430\u0439\u043d\u043e\u043c\u0443 \u0440\u0430\u0445\u0443\u043d\u043a\u0443 \u0412\u0438 \u043f\u0440\u043e\u0434\u0430\u0454\u0442\u0435 \u0444\u043e\u043d\u0434\u0438 \u0456 \u043a\u0443\u043f\u0443\u0454\u0442\u0435 \u0456\u043d\u0448\u0456, \u0442\u043e \u0437 \u043a\u0443\u0440\u0441\u043e\u0432\u043e\u0433\u043e \u043f\u0440\u0438\u0431\u0443\u0442\u043a\u0443 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435 \u043f\u043e\u0434\u0430\u0442\u043e\u043a \u043d\u0430 \u0434\u043e\u0445\u043e\u0434\u0438 \u0437 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443. \u0423 Altersvorsorgedepot \u0442\u0430\u043a\u0438\u0439 \u043f\u0435\u0440\u0435\u0440\u043e\u0437\u043f\u043e\u0434\u0456\u043b \u043d\u0435 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0443\u0454\u0442\u044c\u0441\u044f, \u0445\u043e\u0447 \u0431\u0438 \u044f\u043a \u0447\u0430\u0441\u0442\u043e \u0456 \u0437 \u044f\u043a\u0438\u043c \u043f\u0440\u0438\u0431\u0443\u0442\u043a\u043e\u043c. \u042f\u043a\u0449\u043e \u0412\u0438 \u0445\u043e\u0447\u0435\u0442\u0435 \u0437\u0430 \u0440\u043e\u043a\u0438 \u0434\u043e \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u043f\u0435\u0440\u0435\u0432\u0435\u0441\u0442\u0438 \u0441\u0432\u0456\u0439 \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0437 \u043e\u0440\u0456\u0454\u043d\u0442\u043e\u0432\u0430\u043d\u0438\u0445 \u043d\u0430 \u0434\u043e\u0445\u0456\u0434\u043d\u0456\u0441\u0442\u044c \u0443 \u043c\u0435\u043d\u0448 \u0440\u0438\u0437\u0438\u043a\u043e\u0432\u0456 \u0430\u043a\u0442\u0438\u0432\u0438, \u0412\u0438 \u043c\u043e\u0436\u0435\u0442\u0435 \u0437\u0440\u043e\u0431\u0438\u0442\u0438 \u0446\u0435 \u0431\u0435\u0437 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0438\u0445 \u0432\u0442\u0440\u0430\u0442.<\/p><h3>5. \u0428\u0438\u0440\u0448\u0435 \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443, \u043d\u0456\u0436 \u0443 Riester<\/h3><p>\u041f\u0435\u043d\u0441\u0456\u044f Riester \u0431\u0443\u043b\u0430 \u043e\u0440\u0456\u0454\u043d\u0442\u043e\u0432\u0430\u043d\u0430 \u043f\u0435\u0440\u0435\u0432\u0430\u0436\u043d\u043e \u043d\u0430 \u043d\u0430\u0439\u043c\u0430\u043d\u0438\u0445 \u043f\u0440\u0430\u0446\u0456\u0432\u043d\u0438\u043a\u0456\u0432 \u0437 \u043e\u0431\u043e\u0432&#8217;\u044f\u0437\u043a\u043e\u0432\u0438\u043c \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f\u043c. Altersvorsorgedepot \u0434\u0456\u0454 \u0434\u043b\u044f \u0437\u043d\u0430\u0447\u043d\u043e \u0431\u0456\u043b\u044c\u0448\u043e\u0457 \u043a\u0456\u043b\u044c\u043a\u043e\u0441\u0442\u0456 \u043b\u044e\u0434\u0435\u0439. \u041f\u0440\u0430\u0432\u043e \u043d\u0430 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443 \u043c\u0430\u044e\u0442\u044c, \u0437\u043e\u043a\u0440\u0435\u043c\u0430, \u043d\u0430\u0439\u043c\u0430\u043d\u0456 \u043f\u0440\u0430\u0446\u0456\u0432\u043d\u0438\u043a\u0438, \u0441\u0430\u043c\u043e\u0437\u0430\u0439\u043d\u044f\u0442\u0456, \u0434\u0435\u0440\u0436\u0441\u043b\u0443\u0436\u0431\u043e\u0432\u0446\u0456, \u0443\u0447\u043d\u0456 \u043d\u0430 \u043f\u0440\u043e\u0444\u0435\u0441\u0456\u0439\u043d\u043e\u043c\u0443 \u043d\u0430\u0432\u0447\u0430\u043d\u043d\u0456, \u0430 \u0442\u0430\u043a\u043e\u0436 \u043e\u0441\u043e\u0431\u0438 \u0443 \u0432\u0456\u0434\u043f\u0443\u0441\u0442\u0446\u0456 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\u0412\u0438 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u043e\u0432\u0443\u0454\u0442\u0435 \u043a\u0430\u043f\u0456\u0442\u0430\u043b \u043d\u0430 \u0432\u043b\u0430\u0441\u043d\u0435 \u0436\u0438\u0442\u043b\u043e, \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443 \u0412\u0438 \u043d\u0435 \u0432\u0442\u0440\u0430\u0447\u0430\u0454\u0442\u0435.<\/p><h3>3. \u0412\u0456\u0434\u043a\u043b\u0430\u0434\u0435\u043d\u0435 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u043f\u043b\u0430\u0442\u0438<\/h3><p>\u041d\u0430 \u043f\u0435\u043d\u0441\u0456\u0457 \u0437 \u0432\u0438\u043f\u043b\u0430\u0442 \u0412\u0438 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435 \u0441\u0432\u043e\u044e \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u0443 \u0441\u0442\u0430\u0432\u043a\u0443 \u043f\u043e\u0434\u0430\u0442\u043a\u0443 \u043d\u0430 \u0434\u043e\u0445\u043e\u0434\u0438. \u0423 \u0437\u0432\u0438\u0447\u0430\u0439\u043d\u043e\u043c\u0443 \u0440\u0430\u0445\u0443\u043d\u043a\u0443 \u0434\u0456\u0454 \u043b\u0438\u0448\u0435 \u043f\u043e\u0434\u0430\u0442\u043e\u043a \u043d\u0430 \u0434\u043e\u0445\u043e\u0434\u0438 \u0437 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443, \u0449\u043e \u0432 \u0431\u0430\u0433\u0430\u0442\u044c\u043e\u0445 \u0432\u0438\u043f\u0430\u0434\u043a\u0430\u0445 \u0432\u0438\u0433\u0456\u0434\u043d\u0456\u0448\u0435. \u0420\u0456\u0437\u043d\u0438\u0446\u044f, \u0443\u0442\u0456\u043c, \u0437\u043c\u0435\u043d\u0448\u0443\u0454\u0442\u044c\u0441\u044f, \u0431\u043e \u0431\u0456\u043b\u044c\u0448\u0456\u0441\u0442\u044c \u043b\u044e\u0434\u0435\u0439 \u0443 \u0441\u0442\u0430\u0440\u043e\u0441\u0442\u0456 \u0437\u0430\u0440\u043e\u0431\u043b\u044f\u044e\u0442\u044c \u043c\u0435\u043d\u0448\u0435, \u0430 \u043e\u0442\u0436\u0435 \u043c\u0430\u044e\u0442\u044c \u0456 \u043d\u0438\u0436\u0447\u0443 \u0441\u0442\u0430\u0432\u043a\u0443 \u043f\u043e\u0434\u0430\u0442\u043a\u0443.<\/p><h3>4. \u041e\u0441\u043e\u0431\u0438 \u0437 \u043d\u0438\u0437\u044c\u043a\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c \u0456 \u043a\u0456\u043b\u044c\u043a\u043e\u043c\u0430 \u0434\u0456\u0442\u044c\u043c\u0438: Riester \u043c\u043e\u0436\u0435 \u0437\u0430\u043b\u0438\u0448\u0430\u0442\u0438\u0441\u044f \u043a\u0440\u0430\u0449\u0438\u043c<\/h3><p>\u0414\u043b\u044f \u0434\u043e\u043c\u043e\u0433\u043e\u0441\u043f\u043e\u0434\u0430\u0440\u0441\u0442\u0432 \u0437 \u043d\u0438\u0437\u044c\u043a\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c \u0456 \u043a\u0456\u043b\u044c\u043a\u043e\u043c\u0430 \u0434\u0456\u0442\u044c\u043c\u0438 \u0440\u043e\u0437\u0440\u0430\u0445\u0443\u043d\u043e\u043a \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0438 \u0432 Altersvorsorgedepot \u043d\u0435 \u0454 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u043d\u043e \u0432\u0438\u0433\u0456\u0434\u043d\u0456\u0448\u0438\u043c. \u0423 \u0441\u0442\u0430\u0440\u0456\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0456 Riester \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0438 \u043d\u0430 \u0434\u0456\u0442\u0435\u0439 \u0432\u0438\u043f\u043b\u0430\u0447\u0443\u0432\u0430\u043b\u0438 \u043d\u0435\u0437\u0430\u043b\u0435\u0436\u043d\u043e \u0432\u0456\u0434 \u0434\u043e\u0445\u043e\u0434\u0443. \u0423 Altersvorsorgedepot \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0430 \u043d\u0430 \u0434\u0438\u0442\u0438\u043d\u0443 \u0437\u0430\u043b\u0435\u0436\u0438\u0442\u044c \u0432\u0456\u0434 \u0442\u043e\u0433\u043e, \u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0412\u0438 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435 \u0441\u0430\u043c\u0456. \u042f\u043a\u0449\u043e \u0412\u0438 \u0441\u043f\u043b\u0430\u0447\u0443\u0454\u0442\u0435 \u043c\u0430\u043b\u043e, \u0442\u043e \u0439 \u043e\u0442\u0440\u0438\u043c\u0443\u0454\u0442\u0435 \u043c\u0435\u043d\u0448\u0435. \u0427\u0438 \u043c\u0430\u0454 \u0437\u043c\u0456\u043d\u0430 \u043f\u043e\u043f\u0440\u0438 \u0446\u0435 \u0441\u0435\u043d\u0441, \u043f\u043e\u043a\u0430\u0437\u0443\u0454 \u043f\u043e\u0440\u0430\u0434\u043d\u0438\u043a \u0437 \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043d\u044f Riester \u0456 Altersvorsorgedepot.<\/p><h3>5. \u0413\u0440\u0430\u043d\u0438\u0447\u043d\u0438\u0439 \u0440\u0456\u0432\u0435\u043d\u044c \u0432\u0438\u0442\u0440\u0430\u0442 \u0432 \u043e\u0434\u0438\u043d \u0432\u0456\u0434\u0441\u043e\u0442\u043e\u043a \u2014 \u0446\u0435 \u043d\u0435 \u0432\u0438\u0433\u0456\u0434\u043d\u0430 \u0446\u0456\u043d\u0430<\/h3><p>\u0414\u043b\u044f \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u0438\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0456\u0432 \u0434\u0456\u0454 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0447\u043e \u0432\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0439 \u0433\u0440\u0430\u043d\u0438\u0447\u043d\u0438\u0439 \u0440\u0456\u0432\u0435\u043d\u044c \u0432\u0438\u0442\u0440\u0430\u0442 \u0432 <strong>\u043e\u0434\u0438\u043d \u0432\u0456\u0434\u0441\u043e\u0442\u043e\u043a<\/strong> \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0438\u0445 \u0432\u0438\u0442\u0440\u0430\u0442 \u043d\u0430 \u0440\u0456\u043a. \u0426\u0435 \u043c\u0430\u0454 \u0437\u0430\u0445\u0438\u0441\u0442\u0438\u0442\u0438 \u043d\u043e\u0432\u0430\u0447\u043a\u0456\u0432 \u0432\u0456\u0434 \u043d\u0430\u0434\u0442\u043e \u0434\u043e\u0440\u043e\u0433\u0438\u0445 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0456\u0432. \u0410\u043b\u0435 \u043e\u0434\u0438\u043d \u0432\u0456\u0434\u0441\u043e\u0442\u043e\u043a \u2014 \u0446\u0435 \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043e \u0431\u0430\u0433\u0430\u0442\u043e. \u042f\u043a\u0449\u043e \u0412\u0438 \u0437\u043d\u0430\u0454\u0442\u0435 \u0434\u0435\u0448\u0435\u0432\u0456 \u0456\u043d\u0434\u0435\u043a\u0441\u043d\u0456 ETF, \u0442\u043e \u0437\u043d\u0430\u0454\u0442\u0435, \u0449\u043e \u0431\u0443\u0432\u0430\u0454 \u0437\u043d\u0430\u0447\u043d\u043e \u0434\u0435\u0448\u0435\u0432\u0448\u0435. \u042f\u043a\u0449\u043e \u0412\u0438 \u0441\u0430\u043c\u0456 \u043e\u0431\u0435\u0440\u0435\u0442\u0435 \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0430, \u0443\u0432\u0430\u0436\u043d\u043e\u0433\u043e \u0434\u043e \u0432\u0438\u0442\u0440\u0430\u0442, \u0442\u043e \u0437\u0430\u043b\u0438\u0448\u0438\u0442\u0435\u0441\u044f \u043d\u0438\u0436\u0447\u0435 \u0446\u0456\u0454\u0457 \u043c\u0435\u0436\u0456.<\/p><p><strong>\u041a\u043e\u0440\u043e\u0442\u043a\u043e \u043f\u0456\u0434\u0441\u0443\u043c\u043e\u0432\u0443\u044e\u0447\u0438<\/strong> \u0421\u0443\u0442\u0442\u0454\u0432\u0456 \u043d\u0435\u0434\u043e\u043b\u0456\u043a\u0438 \u2014 \u0446\u0435 \u0432\u0456\u0434\u0441\u0443\u0442\u043d\u0456\u0441\u0442\u044c \u0437\u0430\u0445\u0438\u0441\u0442\u0443 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443, \u0431\u043b\u043e\u043a\u0443\u0432\u0430\u043d\u043d\u044f \u0434\u043e 65 \u0440\u043e\u043a\u0456\u0432, \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0438\u043f\u043b\u0430\u0442\u0438 \u0437\u0430 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u043e\u044e \u0441\u0442\u0430\u0432\u043a\u043e\u044e \u043f\u043e\u0434\u0430\u0442\u043a\u0443 \u0456 \u0441\u043b\u0430\u0431\u0448\u0430 \u0447\u0430\u0441\u0442\u043a\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0438 \u0434\u043b\u044f \u043e\u0441\u0456\u0431 \u0437 \u043d\u0438\u0437\u044c\u043a\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c \u0456 \u043a\u0456\u043b\u044c\u043a\u043e\u043c\u0430 \u0434\u0456\u0442\u044c\u043c\u0438. \u0414\u043e \u0446\u044c\u043e\u0433\u043e \u0434\u043e\u0434\u0430\u0454\u0442\u044c\u0441\u044f \u0442\u0435, \u0449\u043e \u043d\u0435 \u043a\u043e\u0436\u0435\u043d \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u043f\u0456\u0434 \u043d\u0430\u0437\u0432\u043e\u044e \u00abAltersvorsorgedepot\u00bb \u0454 \u0432\u0438\u0433\u0456\u0434\u043d\u0438\u043c \u0440\u0430\u0445\u0443\u043d\u043a\u043e\u043c.<\/p><p> <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7372a5e6 animated-fast e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"7372a5e6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-30ec0385 e-con-full e-flex e-con e-child\" data-id=\"30ec0385\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6155987b animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"6155987b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">\u041a\u0430\u043b\u044c\u043a\u0443\u043b\u044f\u0442\u043e\u0440<\/span><h3 class=\"kd-heading__title\">\u0429\u043e \u0434\u0430\u0454 \u0412\u0430\u043c Altersvorsorgedepot?<\/h3><div class=\"kd-heading__desc\"><p>\u0414\u0435\u0440\u0436\u0430\u0432\u043d\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430, \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0430 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0430 \u0456 \u043c\u043e\u0436\u043b\u0438\u0432\u0430 \u0432\u0430\u0440\u0442\u0456\u0441\u0442\u044c \u0440\u0430\u0445\u0443\u043d\u043a\u0443 \u043c\u0435\u043d\u0448 \u043d\u0456\u0436 \u0437\u0430 \u0445\u0432\u0438\u043b\u0438\u043d\u0443 \u0456 \u0437 \u0412\u0430\u0448\u0438\u043c\u0438 \u0432\u043b\u0430\u0441\u043d\u0438\u043c\u0438 \u0446\u0438\u0444\u0440\u0430\u043c\u0438.<\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-297c4b77 e-con-full e-flex e-con e-child\" data-id=\"297c4b77\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1104c460 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-button\" data-id=\"1104c460\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"\u0420\u043e\u0437\u0440\u0430\u0445\u0443\u0432\u0430\u0442\u0438 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/uk\/rozshyrenyi-kalkuliator-altersvorsorgedepot\/\"><span class=\"kd-button__label\">\u0420\u043e\u0437\u0440\u0430\u0445\u0443\u0432\u0430\u0442\u0438 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61797c2 e-flex e-con-boxed e-con e-parent\" data-id=\"61797c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-296b01b elementor-widget elementor-widget-text-editor\" data-id=\"296b01b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2>\u0423\u0432\u0430\u0433\u0430: \u043d\u0435 \u043a\u043e\u0436\u0435\u043d Altersvorsorgedepot \u0454 \u0441\u043f\u0440\u0430\u0432\u0436\u043d\u0456\u043c \u0456\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0456\u0439\u043d\u0438\u043c \u0440\u0430\u0445\u0443\u043d\u043a\u043e\u043c<\/h2><p>\u041f\u043e\u0440\u044f\u0434 \u0437 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043d\u0435\u043e\u0431\u0440\u043e\u043a\u0435\u0440\u0430\u043c\u0438 \u0456 \u0444\u043e\u043d\u0434\u043e\u0432\u0438\u043c\u0438 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u044f\u043c\u0438 \u043f\u0440\u043e\u043f\u043e\u043d\u0443\u0432\u0430\u0442\u0438 Altersvorsorgedepot \u043c\u043e\u0436\u0443\u0442\u044c \u0456 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0456 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457, \u0443 \u0446\u044c\u043e\u043c\u0443 \u0440\u0430\u0437\u0456 \u0443 \u0444\u043e\u0440\u043c\u0456 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f, \u043f\u0440\u0438\u0432&#8217;\u044f\u0437\u0430\u043d\u043e\u0433\u043e \u0434\u043e \u0444\u043e\u043d\u0434\u0456\u0432. \u0414\u0435\u0440\u0436\u0430\u0432\u043d\u0430 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0430 \u0456 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0438\u0439 \u0440\u0435\u0436\u0438\u043c \u043f\u0440\u0438 \u0446\u044c\u043e\u043c\u0443 \u0456\u0434\u0435\u043d\u0442\u0438\u0447\u043d\u0456 \u0441\u043f\u0440\u0430\u0432\u0436\u043d\u044c\u043e\u043c\u0443 \u0440\u0430\u0445\u0443\u043d\u043a\u0443. \u0420\u0456\u0437\u043d\u0438\u0446\u044f \u043f\u043e\u043b\u044f\u0433\u0430\u0454 \u0443 \u0432\u0438\u0442\u0440\u0430\u0442\u0430\u0445: \u0442\u0430\u043a\u0456 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 \u043c\u043e\u0436\u0443\u0442\u044c \u043c\u0456\u0441\u0442\u0438\u0442\u0438 \u0432\u0438\u0442\u0440\u0430\u0442\u0438 \u043d\u0430 \u0443\u043a\u043b\u0430\u0434\u0435\u043d\u043d\u044f \u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0443 \u0456 \u0432\u0438\u0449\u0456 \u043f\u043e\u0442\u043e\u0447\u043d\u0456 \u0430\u0434\u043c\u0456\u043d\u0456\u0441\u0442\u0440\u0430\u0442\u0438\u0432\u043d\u0456 \u0437\u0431\u043e\u0440\u0438, \u044f\u043a\u0456 \u0437\u043d\u0430\u0447\u043d\u043e \u043f\u0435\u0440\u0435\u0432\u0438\u0449\u0443\u044e\u0442\u044c \u043c\u0435\u0436\u0456 \u0432\u0438\u0442\u0440\u0430\u0442 \u0437\u0432\u0438\u0447\u0430\u0439\u043d\u043e\u0433\u043e \u0440\u0430\u0445\u0443\u043d\u043a\u0443.<\/p><p>\u042f\u043a\u0449\u043e \u0412\u0438 \u043e\u0444\u043e\u0440\u043c\u043b\u044e\u0454\u0442\u0435 \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u0443 2027 \u0440\u043e\u0446\u0456, \u043f\u0435\u0440\u0435\u0432\u0456\u0440\u0442\u0435 \u0442\u043e\u043c\u0443 \u0442\u0438\u043f \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0443 \u0456 \u043f\u043e\u0432\u043d\u0443 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0443 \u0432\u0438\u0442\u0440\u0430\u0442, \u043f\u0435\u0440\u0448 \u043d\u0456\u0436 \u043f\u0456\u0434\u043f\u0438\u0441\u0443\u0432\u0430\u0442\u0438. \u0429\u043e\u0439\u043d\u043e \u043f\u0435\u0440\u0448\u0456 \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0438 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u0442\u044c \u0441\u0432\u043e\u0457 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438, \u0412\u0438 \u0437\u043d\u0430\u0439\u0434\u0435\u0442\u0435 \u0442\u0443\u0442 \u043f\u0440\u044f\u043c\u0435 \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043d\u044f.<\/p><h2>\u0414\u043b\u044f \u043a\u043e\u0433\u043e \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u043f\u0435\u0440\u0435\u0432\u0430\u0436\u0430\u044e\u0442\u044c?<\/h2><p>\u042f\u043a\u0449\u043e \u0443 \u0412\u0430\u0441 \u0449\u0435 \u0434\u043e\u0432\u0433\u0438\u0439 \u0433\u043e\u0440\u0438\u0437\u043e\u043d\u0442 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u043d\u043d\u044f \u2014 15 \u0440\u043e\u043a\u0456\u0432 \u0430\u0431\u043e \u0431\u0456\u043b\u044c\u0448\u0435, \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0434\u043b\u044f \u0412\u0430\u0441 \u044f\u0432\u043d\u043e \u043f\u0435\u0440\u0435\u0432\u0430\u0436\u0430\u044e\u0442\u044c. \u041d\u0430\u0439\u043c\u0430\u043d\u0456 \u043f\u0440\u0430\u0446\u0456\u0432\u043d\u0438\u043a\u0438, \u0441\u0430\u043c\u043e\u0437\u0430\u0439\u043d\u044f\u0442\u0456, \u043e\u0434\u0438\u043d\u0430\u043a\u0438, \u043f\u0430\u0440\u0438 \u0431\u0435\u0437 \u0434\u0456\u0442\u0435\u0439 \u0456 \u043e\u0441\u043e\u0431\u0438 \u0437 \u0432\u0438\u0441\u043e\u043a\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c \u0443 \u043d\u043e\u0432\u0456\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0456, \u0437\u0430 \u043d\u0438\u043d\u0456\u0448\u043d\u0456\u043c\u0438 \u043e\u0446\u0456\u043d\u043a\u0430\u043c\u0438, \u043f\u0435\u0440\u0435\u0431\u0443\u0432\u0430\u044e\u0442\u044c \u0443 \u043a\u0440\u0430\u0449\u043e\u043c\u0443 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0449\u0456, \u043d\u0456\u0436 \u0443 \u0441\u0442\u0430\u0440\u0456\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0456 Riester. \u0422\u0456, \u0445\u0442\u043e \u043f\u043e\u0447\u0438\u043d\u0430\u0454 \u043a\u0430\u0440&#8217;\u0454\u0440\u0443 \u0443 \u0432\u0456\u0446\u0456 \u0434\u043e 25 \u0440\u043e\u043a\u0456\u0432, \u0434\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u044e\u0442\u044c\u0441\u044f \u043e\u0434\u043d\u043e\u0440\u0430\u0437\u043e\u0432\u0438\u043c \u0441\u0442\u0430\u0440\u0442\u043e\u0432\u0438\u043c \u0431\u043e\u043d\u0443\u0441\u043e\u043c \u0443 <strong>200 \u0454\u0432\u0440\u043e<\/strong>.<\/p><p>\u0414\u043b\u044f \u043e\u0441\u0456\u0431 \u0437 \u043d\u0438\u0437\u044c\u043a\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c, \u043a\u0456\u043b\u044c\u043a\u043e\u043c\u0430 \u0434\u0456\u0442\u044c\u043c\u0438 \u0456 \u043d\u0435\u0432\u0435\u043b\u0438\u043a\u0438\u043c \u043f\u0440\u043e\u0441\u0442\u043e\u0440\u043e\u043c \u0434\u043b\u044f \u0432\u043d\u0435\u0441\u043a\u0456\u0432 \u0432\u0430\u0440\u0442\u043e \u0440\u0435\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u0442\u0438 \u0443\u043c\u043e\u0432\u0438 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u0457 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0438, \u043f\u0435\u0440\u0448 \u043d\u0456\u0436 \u0443\u0445\u0432\u0430\u043b\u044e\u0432\u0430\u0442\u0438 \u0440\u0456\u0448\u0435\u043d\u043d\u044f. \u0427\u0438 \u0454 Altersvorsorgedepot \u043a\u0440\u0430\u0449\u0438\u043c \u0432\u0438\u0431\u043e\u0440\u043e\u043c \u0434\u043b\u044f \u0412\u0430\u0448\u043e\u0457 \u043e\u0441\u043e\u0431\u0438\u0441\u0442\u043e\u0457 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457, \u0437\u0430\u043b\u0435\u0436\u0438\u0442\u044c \u0432\u0456\u0434 \u0434\u043e\u0445\u043e\u0434\u0443, \u0441\u0456\u043c\u0435\u0439\u043d\u043e\u0457 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457 \u0442\u0430 \u0433\u043e\u0440\u0438\u0437\u043e\u043d\u0442\u0443 \u0456\u043d\u0432\u0435\u0441\u0442\u0443\u0432\u0430\u043d\u043d\u044f.<\/p><h2 data-pm-slice=\"1 1 []\">\u0412\u0438\u0441\u043d\u043e\u0432\u043e\u043a<\/h2><p>Altersvorsorgedepot \u0434\u0430\u0454 \u0431\u0430\u0433\u0430\u0442\u044c\u043e\u043c \u043b\u044e\u0434\u044f\u043c \u0441\u043f\u0440\u0430\u0432\u0436\u043d\u0456 \u043f\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u043d\u044f \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043e \u0437 \u043f\u0435\u043d\u0441\u0456\u0454\u044e Riester: \u0431\u0456\u043b\u044c\u0448\u0435 \u0448\u0430\u043d\u0441\u0456\u0432 \u043d\u0430 \u0434\u043e\u0445\u0456\u0434\u043d\u0456\u0441\u0442\u044c, \u0448\u0438\u0440\u0448\u0435 \u043f\u0440\u0430\u0432\u043e \u043d\u0430 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443 \u0456 \u0431\u0456\u043b\u044c\u0448\u0435 \u043f\u0440\u043e\u0437\u043e\u0440\u043e\u0441\u0442\u0456. \u042f\u043a\u0449\u043e \u0412\u0438 \u0437\u043d\u0430\u0442\u0438\u043c\u0435\u0442\u0435 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0456 \u043d\u0435\u0434\u043e\u043b\u0456\u043a\u0438 Altersvorsorgedepot \u0443\u0436\u0435 \u0437\u0430\u0440\u0430\u0437, \u0442\u043e \u043d\u0430 \u0441\u0442\u0430\u0440\u0442\u0456 \u0443 2027 \u0440\u043e\u0446\u0456 \u0431\u0443\u0434\u0435\u0442\u0435 \u043f\u0456\u0434\u0433\u043e\u0442\u043e\u0432\u043b\u0435\u043d\u0456 \u043a\u0440\u0430\u0449\u0435, \u043d\u0456\u0436 \u0442\u043e\u0439, \u0445\u0442\u043e \u0446\u0456\u043a\u0430\u0432\u0438\u0442\u044c\u0441\u044f \u0446\u0438\u043c \u043b\u0438\u0448\u0435 \u043f\u0456\u0434 \u0447\u0430\u0441 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u043d\u044f \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0443.<\/p><p><strong>\u041f\u0435\u0440\u0448\u0456 \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0438 \u0441\u0442\u0430\u0440\u0442\u0443\u044e\u0442\u044c 1 \u0441\u0456\u0447\u043d\u044f 2027 \u0440\u043e\u043a\u0443. \u041c\u0438 \u043f\u043e\u0432\u0456\u0434\u043e\u043c\u0438\u043c\u043e \u0412\u0430\u0441, \u0449\u043e\u0439\u043d\u043e \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 \u0437&#8217;\u044f\u0432\u043b\u044f\u0442\u044c\u0441\u044f, \u0449\u043e\u0431 \u0412\u0438 \u043c\u043e\u0433\u043b\u0438 \u043e\u0434\u0440\u0430\u0437\u0443 \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u0442\u0438.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1db9732 elementor-widget elementor-widget-keydesign-button\" data-id=\"1db9732\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-button.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-button-wrap\"><a class=\"kd-button elementor-button\" role=\"button\" data-text=\"\u0434\u043e \u0441\u043f\u0438\u0441\u043a\u0443 \u043e\u0447\u0456\u043a\u0443\u0432\u0430\u043d\u043d\u044f\" href=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/uk\/#newsletter\/\"><span class=\"kd-button__label\">\u0434\u043e \u0441\u043f\u0438\u0441\u043a\u0443 \u043e\u0447\u0456\u043a\u0443\u0432\u0430\u043d\u043d\u044f<\/span><span class=\"kd-button__icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-arrow-right\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M190.5 66.9l22.2-22.2c9.4-9.4 24.6-9.4 33.9 0L441 239c9.4 9.4 9.4 24.6 0 33.9L246.6 467.3c-9.4 9.4-24.6 9.4-33.9 0l-22.2-22.2c-9.5-9.5-9.3-25 .4-34.3L311.4 296H24c-13.3 0-24-10.7-24-24v-32c0-13.3 10.7-24 24-24h287.4L190.9 101.2c-9.8-9.3-10-24.8-.4-34.3z\"><\/path><\/svg><\/span><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e040ea animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"4e040ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><span class=\"kd-heading__label\">\u0427\u0430\u0441\u0442\u0456 \u0437\u0430\u043f\u0438\u0442\u0430\u043d\u043d\u044f<\/span><h2 class=\"kd-heading__title\">FAQ \u043f\u0440\u043e \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0456 \u043d\u0435\u0434\u043e\u043b\u0456\u043a\u0438 Altersvorsorgedepot<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b20b590 elementor-widget elementor-widget-n-accordion\" data-id=\"b20b590\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1860\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1860\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u0427\u0438 \u043c\u0430\u0454 Altersvorsorgedepot \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u044e \u0432\u043d\u0435\u0441\u043a\u0456\u0432? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1860\" class=\"elementor-element elementor-element-e82662f e-con-full e-flex e-con e-child\" data-id=\"e82662f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-58723e4 elementor-widget elementor-widget-text-editor\" data-id=\"58723e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">\u041d\u0456, Altersvorsorgedepot \u043d\u0435 \u043c\u0430\u0454 \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u0457 \u0432\u043d\u0435\u0441\u043a\u0456\u0432. \u0412\u0430\u0440\u0442\u0456\u0441\u0442\u044c \u0440\u0430\u0445\u0443\u043d\u043a\u0443 \u0442\u0438\u043c\u0447\u0430\u0441\u043e\u0432\u043e \u043c\u043e\u0436\u0435 \u043f\u0430\u0434\u0430\u0442\u0438. \u0414\u043b\u044f \u0456\u043d\u0432\u0435\u0441\u0442\u043e\u0440\u0456\u0432, \u043e\u0440\u0456\u0454\u043d\u0442\u043e\u0432\u0430\u043d\u0438\u0445 \u043d\u0430 \u0431\u0435\u0437\u043f\u0435\u043a\u0443, \u043e\u043f\u0446\u0456\u0439\u043d\u043e \u0454 \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u0439\u043d\u0456 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 \u0437\u0456 \u0437\u0431\u0435\u0440\u0435\u0436\u0435\u043d\u043d\u044f\u043c 80 \u0430\u0431\u043e 100 \u0432\u0456\u0434\u0441\u043e\u0442\u043a\u0456\u0432 \u0432\u043d\u0435\u0441\u043a\u0456\u0432, \u044f\u043a\u0456 \u0437\u0430\u0445\u0438\u0449\u0430\u044e\u0442\u044c \u043c\u0456\u043d\u0456\u043c\u0430\u043b\u044c\u043d\u0443 \u0447\u0430\u0441\u0442\u043a\u0443, \u0449\u043e\u043f\u0440\u0430\u0432\u0434\u0430 \u043a\u043e\u0448\u0442\u043e\u043c \u0434\u043e\u0445\u0456\u0434\u043d\u043e\u0441\u0442\u0456.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1861\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1861\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u042f\u043a\u0438\u0439 \u043d\u0430\u0439\u0431\u0456\u043b\u044c\u0448\u0438\u0439 \u043d\u0435\u0434\u043e\u043b\u0456\u043a Altersvorsorgedepot? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1861\" class=\"elementor-element elementor-element-bc54de2 e-con-full e-flex e-con e-child\" data-id=\"bc54de2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dbb5380 elementor-widget elementor-widget-text-editor\" data-id=\"dbb5380\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">\u0412\u0438\u0440\u0456\u0448\u0430\u043b\u044c\u043d\u0438\u0439 \u043d\u0435\u0434\u043e\u043b\u0456\u043a \u2014 \u0446\u0435 \u0431\u043b\u043e\u043a\u0443\u0432\u0430\u043d\u043d\u044f \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443 \u0434\u043e 65 \u0440\u043e\u043a\u0456\u0432. \u0425\u0442\u043e \u0437\u0430\u0431\u0438\u0440\u0430\u0454 \u0433\u0440\u043e\u0448\u0456 \u0440\u0430\u043d\u0456\u0448\u0435, \u043c\u0430\u0454 \u043f\u043e\u0432\u043d\u0456\u0441\u0442\u044e \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438 \u0432\u0441\u0456 \u043e\u0442\u0440\u0438\u043c\u0430\u043d\u0456 \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0438 \u0442\u0430 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438. \u0422\u043e\u043c\u0443 Altersvorsorgedepot \u0433\u043e\u0434\u0438\u0442\u044c\u0441\u044f \u0432\u0438\u043a\u043b\u044e\u0447\u043d\u043e \u0434\u043b\u044f \u0434\u043e\u0432\u0433\u043e\u0441\u0442\u0440\u043e\u043a\u043e\u0432\u043e\u0433\u043e \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f, \u0430 \u043d\u0435 \u044f\u043a \u0434\u043e\u0433\u043e\u0432\u0456\u0440 \u043d\u0430\u043a\u043e\u043f\u0438\u0447\u0435\u043d\u043d\u044f \u0437 \u0433\u043d\u0443\u0447\u043a\u0438\u043c \u0434\u043e\u0441\u0442\u0443\u043f\u043e\u043c.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1862\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1862\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u0414\u043b\u044f \u043a\u043e\u0433\u043e Altersvorsorgedepot \u043d\u0435 \u0432\u0438\u0433\u0456\u0434\u043d\u0438\u0439? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1862\" class=\"elementor-element elementor-element-060a87a e-con-full e-flex e-con e-child\" data-id=\"060a87a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-566d5fa elementor-widget elementor-widget-text-editor\" data-id=\"566d5fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Altersvorsorgedepot \u043c\u0435\u043d\u0448 \u0432\u0438\u0433\u0456\u0434\u043d\u0438\u0439 \u0434\u043b\u044f \u043e\u0441\u0456\u0431 \u0437 \u043d\u0438\u0437\u044c\u043a\u0438\u043c \u0434\u043e\u0445\u043e\u0434\u043e\u043c \u0456 \u043a\u0456\u043b\u044c\u043a\u043e\u043c\u0430 \u0434\u0456\u0442\u044c\u043c\u0438, \u044f\u043a\u0456 \u0437\u0430 \u0441\u0442\u0430\u0440\u043e\u044e \u043b\u043e\u0433\u0456\u043a\u043e\u044e \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0438 Riester \u043e\u0442\u0440\u0438\u043c\u0443\u0432\u0430\u043b\u0438 \u0432\u0438\u0441\u043e\u043a\u0456 \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0438 \u043d\u0430 \u0434\u0456\u0442\u0435\u0439. \u0422\u0430\u043a\u043e\u0436 \u0434\u043b\u044f \u043b\u044e\u0434\u0435\u0439 \u0437\u043e\u0432\u0441\u0456\u043c \u043d\u0435\u0437\u0430\u0434\u043e\u0432\u0433\u043e \u0434\u043e \u0432\u0438\u0445\u043e\u0434\u0443 \u043d\u0430 \u043f\u0435\u043d\u0441\u0456\u044e \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u0440\u0438\u043d\u043a\u0443 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443 \u0431\u0435\u0437 \u0433\u0430\u0440\u0430\u043d\u0442\u0456\u0457 \u043f\u0456\u0434\u0445\u043e\u0434\u0438\u0442\u044c \u043b\u0438\u0448\u0435 \u043e\u0431\u043c\u0435\u0436\u0435\u043d\u043e.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1863\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1863\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u0429\u043e \u0441\u0442\u0430\u043d\u0435\u0442\u044c\u0441\u044f, \u044f\u043a\u0449\u043e \u044f \u0437\u0430\u0431\u0435\u0440\u0443 \u0433\u0440\u043e\u0448\u0456 \u0437 Altersvorsorgedepot \u0434\u043e 65 \u0440\u043e\u043a\u0456\u0432? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1863\" class=\"elementor-element elementor-element-6b3d984 e-flex e-con-boxed e-con e-child\" data-id=\"6b3d984\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-be1b96b elementor-widget elementor-widget-text-editor\" data-id=\"be1b96b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">\u0414\u043e\u0441\u0442\u0440\u043e\u043a\u043e\u0432\u0435 \u0437\u043d\u044f\u0442\u0442\u044f \u0432\u0432\u0430\u0436\u0430\u0454\u0442\u044c\u0441\u044f \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f\u043c, \u0449\u043e \u0441\u043a\u0430\u0441\u043e\u0432\u0443\u0454 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443. \u0412\u0430\u043c \u0434\u043e\u0432\u0435\u0434\u0435\u0442\u044c\u0441\u044f \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438 \u0432\u0441\u0456 \u043e\u0442\u0440\u0438\u043c\u0430\u043d\u0456 \u043d\u0430\u0434\u0431\u0430\u0432\u043a\u0438 \u0442\u0430 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0456 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438. \u0412\u0438\u043d\u044f\u0442\u043e\u043a \u0434\u0456\u0454 \u0434\u043b\u044f \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u0437\u0430\u043b\u0438\u0448\u043a\u0443 \u043d\u0430 \u0432\u043b\u0430\u0441\u043d\u0435 \u0436\u0438\u0442\u043b\u043e: \u0442\u0430\u043a\u0435 \u0437\u043d\u044f\u0442\u0442\u044f \u043f\u0440\u044f\u043c\u043e \u0434\u043e\u0437\u0432\u043e\u043b\u0435\u043d\u043e \u0456 \u043d\u0435 \u0441\u043a\u0430\u0441\u043e\u0432\u0443\u0454 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1864\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1864\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><h3 class=\"e-n-accordion-item-title-text\"> \u0427\u0438 \u0431\u0435\u0437\u043f\u0435\u0447\u043d\u0438\u0439 Altersvorsorgedepot \u043f\u0440\u0438 \u043e\u0431\u0432\u0430\u043b\u0456 \u0431\u0456\u0440\u0436\u0456? <\/h3><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1864\" class=\"elementor-element elementor-element-e3c957e e-flex e-con-boxed e-con e-child\" data-id=\"e3c957e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4da079a elementor-widget elementor-widget-text-editor\" data-id=\"4da079a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-pm-slice=\"1 1 []\">Altersvorsorgedepot \u043d\u0435 \u043f\u0440\u043e\u043f\u043e\u043d\u0443\u0454 \u0437\u0430\u0445\u0438\u0441\u0442\u0443 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0443. \u0417\u0430 \u0441\u0438\u043b\u044c\u043d\u0438\u0445 \u043f\u0430\u0434\u0456\u043d\u044c \u043a\u0443\u0440\u0441\u0456\u0432 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\\u043e\\u0431\\u0432\\u0430\\u043b\\u0456 \\u0431\\u0456\\u0440\\u0436\\u0456?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Altersvorsorgedepot \\u043d\\u0435 \\u043f\\u0440\\u043e\\u043f\\u043e\\u043d\\u0443\\u0454 \\u0437\\u0430\\u0445\\u0438\\u0441\\u0442\\u0443 \\u043a\\u0430\\u043f\\u0456\\u0442\\u0430\\u043b\\u0443. \\u0417\\u0430 \\u0441\\u0438\\u043b\\u044c\\u043d\\u0438\\u0445 \\u043f\\u0430\\u0434\\u0456\\u043d\\u044c \\u043a\\u0443\\u0440\\u0441\\u0456\\u0432 \\u0432\\u0430\\u0440\\u0442\\u0456\\u0441\\u0442\\u044c \\u0440\\u0430\\u0445\\u0443\\u043d\\u043a\\u0443 \\u043c\\u043e\\u0436\\u0435 \\u0441\\u0443\\u0442\\u0442\\u0454\\u0432\\u043e \\u0437\\u043d\\u0438\\u0437\\u0438\\u0442\\u0438\\u0441\\u044f. \\u0425\\u0442\\u043e \\u043c\\u0430\\u0454 \\u0449\\u0435 \\u0431\\u0430\\u0433\\u0430\\u0442\\u043e \\u0440\\u043e\\u043a\\u0456\\u0432 \\u0434\\u043e \\u043f\\u0435\\u043d\\u0441\\u0456\\u0457, \\u0456\\u0441\\u0442\\u043e\\u0440\\u0438\\u0447\\u043d\\u043e \\u043c\\u043e\\u0436\\u0435 \\u0442\\u0430\\u043a\\u0456 \\u0444\\u0430\\u0437\\u0438 \\u043f\\u0435\\u0440\\u0435\\u0447\\u0435\\u043a\\u0430\\u0442\\u0438. \\u0414\\u043b\\u044f \\u043b\\u044e\\u0434\\u0435\\u0439 \\u0431\\u043b\\u0438\\u0437\\u044c\\u043a\\u043e \\u0434\\u043e \\u0432\\u0438\\u0445\\u043e\\u0434\\u0443 \\u043d\\u0430 \\u043f\\u0435\\u043d\\u0441\\u0456\\u044e \\u0454 \\u0433\\u0430\\u0440\\u0430\\u043d\\u0442\\u0456\\u0439\\u043d\\u0456 \\u043f\\u0440\\u043e\\u0434\\u0443\\u043a\\u0442\\u0438, \\u044f\\u043a\\u0456 \\u0437\\u0430\\u0445\\u0438\\u0449\\u0430\\u044e\\u0442\\u044c \\u043c\\u0456\\u043d\\u0456\\u043c\\u0430\\u043b\\u044c\\u043d\\u0443 \\u0447\\u0430\\u0441\\u0442\\u043a\\u0443 \\u043a\\u0430\\u043f\\u0456\\u0442\\u0430\\u043b\\u0443.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-31780024 keydesign-container-yes e-flex e-con-boxed e-con e-parent\" data-id=\"31780024\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4c5eac57 e-con-full e-flex e-con e-child\" data-id=\"4c5eac57\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-453ddbb4 e-con-full e-flex e-con e-child\" data-id=\"453ddbb4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-36c64832 e-con-full e-flex e-con e-child\" data-id=\"36c64832\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3fe16e1f kd-section-title animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"3fe16e1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><h5 class=\"kd-heading__title\">\u041f\u0440\u043e \u0430\u0432\u0442\u043e\u0440\u0430<\/h5><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f27e3bb elementor-widget elementor-widget-keydesign-heading\" data-id=\"1f27e3bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><p class=\"kd-heading__title\">Rolf Henning Hackel<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66a8ca7 elementor-widget elementor-widget-text-editor\" data-id=\"66a8ca7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u042e\u0440\u0438\u0441\u0442 &amp; \u0435\u043a\u0441\u043f\u0435\u0440\u0442 \u0437 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u0440\u0438\u043d\u043a\u0456\u0432 \u00b7 AVD Anbieter Vergleich<\/strong><\/p><p>Rolf Henning Hackel \u2014 \u0434\u0438\u043f\u043b\u043e\u043c\u043e\u0432\u0430\u043d\u0438\u0439 \u044e\u0440\u0438\u0441\u0442, \u044f\u043a\u0438\u0439 \u043f\u043e\u043d\u0430\u0434 22 \u0440\u043e\u043a\u0438 \u043f\u0440\u0430\u0446\u044e\u0454 \u0447\u043b\u0435\u043d\u043e\u043c \u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0442\u0430 \u043a\u0435\u0440\u0456\u0432\u043d\u0438\u043a\u043e\u043c \u0440\u0456\u0437\u043d\u0438\u0445 \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0456\u0432 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043d\u043e\u0433\u043e \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f \u0434\u043b\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u0433\u0430\u043b\u0443\u0437\u0456, \u0430 \u0442\u0430\u043a\u043e\u0436 \u0437\u0430\u0441\u043d\u043e\u0432\u043d\u0438\u043a\u043e\u043c \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0439. \u042f\u043a \u0441\u043f\u0440\u0430\u0432\u0436\u043d\u0456\u0439 \u0435\u043a\u0441\u043f\u0435\u0440\u0442 \u0440\u0438\u043d\u043a\u0443 \u0432\u0456\u043d \u0437\u043d\u0430\u0454 \u043d\u0435 \u043b\u0438\u0448\u0435 \u0440\u0456\u0437\u043d\u0438\u0445 \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0456\u0432, \u0430 \u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u0438 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u0456\u043d\u0434\u0443\u0441\u0442\u0440\u0456\u0457 \u0437 \u0457\u0445\u043d\u0456\u043c\u0438 \u0441\u0438\u043b\u044c\u043d\u0438\u043c\u0438 \u0456 \u0441\u043b\u0430\u0431\u043a\u0438\u043c\u0438 \u0441\u0442\u043e\u0440\u043e\u043d\u0430\u043c\u0438 \u0442\u0430 \u0457\u0445\u043d\u0456 \u0440\u0435\u0433\u0443\u043b\u044f\u0442\u043e\u0440\u043d\u0456 \u0440\u0430\u043c\u043a\u0438. \u0423 AVD Anbieter Vergleich \u0432\u0456\u043d \u043f\u0438\u0448\u0435 \u043f\u0440\u043e \u043d\u043e\u0432\u0438\u0439 Altersvorsorgedepot \u0456 \u043f\u043e\u044f\u0441\u043d\u044e\u0454 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0443 \u043f\u0456\u0434\u0442\u0440\u0438\u043c\u043a\u0443, \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0456\u0432 \u0456 \u0448\u0430\u043d\u0441\u0438 \u043d\u0430 \u0434\u043e\u0445\u0456\u0434\u043d\u0456\u0441\u0442\u044c \u0437\u0440\u043e\u0437\u0443\u043c\u0456\u043b\u0438\u043c\u0438 \u0441\u043b\u043e\u0432\u0430\u043c\u0438 \u2014 \u043d\u0435\u0437\u0430\u043b\u0435\u0436\u043d\u043e \u0456 \u0431\u0435\u0437 \u0440\u0435\u043a\u043b\u0430\u043c\u0438.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37b820d e-grid-align-left elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"37b820d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-8b8e0a1\" href=\"https:\/\/de.linkedin.com\/in\/rolf-henning-hackel-03a41283\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7524a1c0 e-con-full e-flex e-con e-child\" data-id=\"7524a1c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-90d16ce elementor-widget elementor-widget-image\" data-id=\"90d16ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel.webp\" class=\"attachment-large size-large wp-image-1779294450\" alt=\"\" srcset=\"https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel.webp 1000w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-300x300.webp 300w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-150x150.webp 150w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-768x768.webp 768w, https:\/\/altersvorsorgedepot-anbieter-vergleich.de\/wp-content\/uploads\/2026\/06\/Rolf-Henning-Hackel-710x710.webp 710w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9431930 keydesign-container-yes e-con-full e-flex e-con e-parent\" data-id=\"9431930\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-df1d118 e-con-full e-flex e-con e-child\" data-id=\"df1d118\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3048784 animated-fast elementor-invisible elementor-widget elementor-widget-keydesign-heading\" data-id=\"3048784\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:100}\" data-widget_type=\"keydesign-heading.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><div class=\"kd-heading\"><h2 class=\"kd-heading__title\"><span class=\"kd-heading-highlight\"><span class=\"kd-highlight\">\u0417\u0430\u043f\u0438\u0441\u0430\u0442\u0438\u0441\u044f \u0437\u0430\u0440\u0430\u0437<\/span><\/span> \u0456 \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0430\u043c\u0438 \u0437 \u043f\u0435\u0440\u0448\u043e\u0433\u043e \u0434\u043d\u044f.<\/h2><div class=\"kd-heading__desc\"><p>\u0421\u044c\u043e\u0433\u043e\u0434\u043d\u0456 \u043d\u0456\u0445\u0442\u043e \u0449\u0435 \u043d\u0435 \u043c\u043e\u0436\u0435 \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u0438 Altersvorsorgedepot, \u0446\u0435 \u0431\u0443\u0434\u0435 \u043c\u043e\u0436\u043b\u0438\u0432\u043e \u043b\u0438\u0448\u0435 \u0437 1 \u0441\u0456\u0447\u043d\u044f 2027 \u0440\u043e\u043a\u0443. \u041c\u0438 \u0441\u0442\u0435\u0436\u0438\u043c\u043e \u0437\u0430 \u0440\u0438\u043d\u043a\u043e\u043c \u0456 \u043d\u0430\u043f\u0438\u0448\u0435\u043c\u043e \u0412\u0430\u043c, \u043a\u043e\u043b\u0438 \u0431\u0443\u0434\u0435 \u0449\u043e \u0441\u043f\u0440\u0430\u0432\u0434\u0456 \u043f\u043e\u0440\u0456\u0432\u043d\u044e\u0432\u0430\u0442\u0438. <\/p><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e5b15b1 elementor-widget__width-auto elementor-widget elementor-widget-keydesign-advanced-list\" data-id=\"e5b15b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"keydesign-advanced-list.default\">\n\t\t\t\t\t<div class=\"kd-widget-container\"><ul class=\"kd-advanced-list kd-list-layout--inline kd-badge-pos--after\" role=\"list\"><li class=\"kd-list-item elementor-repeater-item-9480ed5\" role=\"listitem\"><div class=\"kd-list-inner\"><span class=\"kd-list-icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg><\/span><span class=\"kd-list-content\"><h5 class=\"kd-list-title\">\u041e\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044f \u043f\u0440\u043e \u043f\u043e\u0441\u0442\u0430\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0456\u0432.<\/h5><\/span><\/div><\/li><li class=\"kd-list-item elementor-repeater-item-48f77bb\" role=\"listitem\"><div class=\"kd-list-inner\"><span class=\"kd-list-icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg><\/span><span class=\"kd-list-content\"><h5 class=\"kd-list-title\">\u0417\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0432\u0447\u0456 \u0440\u043e\u0437&#039;\u044f\u0441\u043d\u0435\u043d\u043d\u044f<\/h5><\/span><\/div><\/li><li class=\"kd-list-item elementor-repeater-item-b4c9f16\" role=\"listitem\"><div class=\"kd-list-inner\"><span class=\"kd-list-icon\" aria-hidden=\"true\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 48c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m140.204 130.267l-22.536-22.718c-4.667-4.705-12.265-4.736-16.97-.068L215.346 303.697l-59.792-60.277c-4.667-4.705-12.265-4.736-16.97-.069l-22.719 22.536c-4.705 4.667-4.736 12.265-.068 16.971l90.781 91.516c4.667 4.705 12.265 4.736 16.97.068l172.589-171.204c4.704-4.668 4.734-12.266.067-16.971z\"><\/path><\/svg><\/span><span class=\"kd-list-content\"><h5 class=\"kd-list-title\">\u0420\u0435\u0434\u0430\u043a\u0446\u0456\u0439\u043d\u0456 \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043d\u043d\u044f<\/h5><\/span><\/div><\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b33bb1 e-con-full e-flex e-con e-child\" data-id=\"4b33bb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-59bc77e e-con-full animated-fast keydesign-container-yes e-flex elementor-invisible e-con e-child\" data-id=\"59bc77e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:300,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0bc615f elementor-widget elementor-widget-html\" data-id=\"0bc615f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t\n<link rel=\"stylesheet\" href=\"https:\/\/sibforms.com\/forms\/end-form\/build\/sib-styles.css\">\n\n\n<!--  END - We recommend to place the above code in head tag of your website html -->\n\n\n\n\n\n\n<!-- START - We recommend to place the below code where you want the form in your website html  -->\n<div class=\"sib-form\" style=\"text-align: center;\n         background-color: transparent; \n        \n        \n        \n        \">\n  <div id=\"sib-form-container\" class=\"sib-form-container\">\n    <div id=\"error-message\" class=\"sib-form-message-panel\" style=\"font-family:Helvetica, sans-serif; font-size:16px; text-align:left; color:#661d1d; background-color:#ffeded; border-color:#ff4949; border-radius:3px;\n        max-width:540px;\">\n      <div class=\"sib-form-message-panel__text sib-form-message-panel__text--center\">\n        <svg viewBox=\"0 0 512 512\" class=\"sib-icon sib-notification__icon\">\n          <path d=\"M256 40c118.621 0 216 96.075 216 216 0 119.291-96.61 216-216 216-119.244 0-216-96.562-216-216 0-119.203 96.602-216 216-216m0-32C119.043 8 8 119.083 8 256c0 136.997 111.043 248 248 248s248-111.003 248-248C504 119.083 392.957 8 256 8zm-11.49 120h22.979c6.823 0 12.274 5.682 11.99 12.5l-7 168c-.268 6.428-5.556 11.5-11.99 11.5h-8.979c-6.433 0-11.722-5.073-11.99-11.5l-7-168c-.283-6.818 5.167-12.5 11.99-12.5zM256 340c-15.464 0-28 12.536-28 28s12.536 28 28 28 28-12.536 28-28-12.536-28-28-28z\" \/>\n        <\/svg>\n        <span class=\"sib-form-message-panel__inner-text\">\n\n\n                \u0412\u0430\u0448\u0443 \u0440\u0435\u0454\u0441\u0442\u0440\u0430\u0446\u0456\u044e \u043d\u0435 \u0432\u0434\u0430\u043b\u043e\u0441\u044f \u0437\u0431\u0435\u0440\u0435\u0433\u0442\u0438. \u0411\u0443\u0434\u044c \u043b\u0430\u0441\u043a\u0430, \u0441\u043f\u0440\u043e\u0431\u0443\u0439\u0442\u0435 \u0449\u0435 \u0440\u0430\u0437.\n              \n            \n          <\/span>\n      <\/div>\n    <\/div>\n    <div><\/div>\n    <div id=\"success-message\" class=\"sib-form-message-panel\" style=\"font-family:Helvetica, sans-serif; font-size:16px; text-align:left; color:#085229; background-color:#e7faf0; border-color:#13ce66; border-radius:3px;\n        max-width:540px;\">\n      <div class=\"sib-form-message-panel__text sib-form-message-panel__text--center\">\n        <svg viewBox=\"0 0 512 512\" class=\"sib-icon sib-notification__icon\">\n          <path d=\"M256 8C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 464c-118.664 0-216-96.055-216-216 0-118.663 96.055-216 216-216 118.664 0 216 96.055 216 216 0 118.663-96.055 216-216 216zm141.63-274.961L217.15 376.071c-4.705 4.667-12.303 4.637-16.97-.068l-85.878-86.572c-4.667-4.705-4.637-12.303.068-16.97l8.52-8.451c4.705-4.667 12.303-4.637 16.97.068l68.976 69.533 163.441-162.13c4.705-4.667 12.303-4.637 16.97.068l8.451 8.52c4.668 4.705 4.637 12.303-.068 16.97z\" \/>\n        <\/svg>\n        <span class=\"sib-form-message-panel__inner-text\">\n\n\n                \u0412\u0430\u0448\u0443 \u0440\u0435\u0454\u0441\u0442\u0440\u0430\u0446\u0456\u044e \u0443\u0441\u043f\u0456\u0448\u043d\u043e \u0432\u0438\u043a\u043e\u043d\u0430\u043d\u043e.\n             \n            \n          <\/span>\n      <\/div>\n    <\/div>\n    <div><\/div>\n    <div id=\"sib-container\" class=\"sib-container--large sib-container--vertical\" style=\"max-width:540px; text-align:center; background-color:rgba(255,255,255,1); 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\u0412\u0438 \u043f\u043e\u0433\u043e\u0434\u0436\u0443\u0454\u0442\u0435\u0441\u044f \u043d\u0430 \u043e\u0431\u0440\u043e\u0431\u043a\u0443 \u0412\u0430\u0448\u043e\u0457 \u0435\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0457 \u0430\u0434\u0440\u0435\u0441\u0438 \u0434\u043b\u044f \u043d\u0430\u0434\u0441\u0438\u043b\u0430\u043d\u043d\u044f \u0440\u043e\u0437\u0441\u0438\u043b\u043a\u0438 (Double-Opt-in). \u0412\u0456\u0434\u043f\u0438\u0441\u0430\u0442\u0438\u0441\u044f \u043c\u043e\u0436\u043d\u0430 \u0431\u0443\u0434\u044c-\u043a\u043e\u043b\u0438 \u043e\u0434\u043d\u0438\u043c \u043a\u043b\u0456\u043a\u043e\u043c. \u0414\u0435\u0442\u0430\u043b\u0456 \u2014 \u0443 \u0414\u0435\u043a\u043b\u0430\u0440\u0430\u0446\u0456\u0457 \u043f\u0440\u043e \u0437\u0430\u0445\u0438\u0441\u0442 \u0434\u0430\u043d\u0438\u0445.<\/p><span data-required=\"*\" style=\"display: inline;\" class=\"entry__label entry__label_optin\"><\/span><\/span>\n\n                  <\/label>\n             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-->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>540 \u0454\u0432\u0440\u043e \u0449\u043e\u0440\u043e\u043a\u0443 \u0432\u0456\u0434 \u0434\u0435\u0440\u0436\u0430\u0432\u0438, \u0440\u0430\u0445\u0443\u043d\u043e\u043a \u0431\u0435\u0437 \u043e\u043f\u043e\u0434\u0430\u0442\u043a\u0443\u0432\u0430\u043d\u043d\u044f, \u043f\u043e\u0432\u043d\u0430 \u0447\u0430\u0441\u0442\u043a\u0430 \u0430\u043a\u0446\u0456\u0439: Altersvorsorgedepot \u0437\u0432\u0443\u0447\u0438\u0442\u044c \u044f\u043a \u043d\u0430\u0439\u043f\u0440\u0438\u0432\u0430\u0431\u043b\u0438\u0432\u0456\u0448\u0438\u0439 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0439 \u043f\u0440\u043e\u0434\u0443\u043a\u0442 \u0437\u0430 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