Concordia in the provider monitor

Altersvorsorgedepot at Concordia from 2027

confirmed

Concordia names the date, the company and the intention in a single sentence. From 1 January 2027, Concordia oeco Lebensversicherung will offer subsidised products.

Provider type InsurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What lies behind the commitment

Three things sit in a single sentence, and that is rare. A date, 1 January 2027. A named company, Concordia oeco Lebensversicherung. And an intention in the future tense: it will offer attractive subsidised products. Then follows the undertaking to give information here in good time.

Technically the page still sits at the old Riester address, but it carries the title and breadcrumb Altersvorsorgedepot and is dated 28 July 2026. A repurposed Riester page, then, as at several insurers in this round.

The tone is defensive. A whole block argues for sticking with insurance solutions: while pure depots often put wealth accumulation at the centre, it says, an insurer also supports conversion into a lasting retirement income. The provider names no terms; the table on the page shows statutory subsidy figures and two contribution examples.

The facts at a glance

Does it offer an AVD?
Yes, confirmed
Planned launch
1 January 2027
Your contracting party
Concordia oeco Lebensversicherung, named by the provider itself
Access for retail investors
Direct sign-up possible
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
announcement only
contracting party
Concordia oeco Lebensversicherung
Provider website

About Concordia

Concordia Versicherungen is a mutual insurance group based in Hanover. Several companies belong to the group; the life insurance business runs through Concordia oeco Lebensversicherungs-AG. Distribution is through tied agents and brokers.

Questions and answers

Does Concordia offer an Altersvorsorgedepot?
From 2027, yes. The commitment comes from Concordia oeco Lebensversicherung, with a date. Evidence: the provider's website, 14 September 2026.
What has Concordia already decided, and what not?
The date and the offering company are decided. Costs, the product form and certification are not decided.
What does the Altersvorsorgedepot cost at Concordia?
The provider has said nothing about costs so far. Only the schedule of fees that follows certification turns a statement into a price.

Evidence & source

No status without evidence. What appears here is the public short form; we hold the full text and the source.

Evidence for the status “confirmed”
provider website, 14 September 2026 · last verified by us on 3 November 2026 „Die Concordia oeco Lebensversicherung wird zum 1. Januar 2027 attraktive geförderte Produkte anbieten.“

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

Concordia: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.