Ginmon in the provider monitor

Altersvorsorgedepot at Ginmon from 2027

confirmed

Ginmon lists the Altersvorsorgedepot under the product name Ginmon Pension and describes two variants. The company advertises a waiting list, but there is no sign-up form on the page.

Provider type Robo-advisorSurvey 4 November 2026Rolf Henning HackelVerified by Rolf Henning Hackel on 3 November 2026

What lies behind the commitment

Ginmon names the product. Ginmon Pension, with the line below it: a state-subsidised Altersvorsorgedepot with proven ETF strategies from Ginmon. The provider is talking about itself, not about the law, and places the offering in its own product bar.

Two routes are described. The Standarddepot Altersvorsorge invests in just two ETFs. The Altersvorsorgedepot contract comes with portfolio management across up to fourteen ETFs, factor investing and lifecycle management.

Since the market check in early September the page has moved from the address altersvorsorgedepot to ginmon-pension. The provider still advertises the waiting list: the “Warteliste beitreten” button jumps to a section of the same page, where the invitation is to sign up in order to open a depot immediately after launch. There is no form for it at that point. Verified on 22 September 2026.

Who will hold the depot, the product page does not say. On its general security page Ginmon names DAB BNP Paribas, ABN AMRO, Clearstream and Upvest in a collective listing for the firm as a whole. As evidence for the Altersvorsorgedepot that is not enough. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.

The facts at a glance

Does it offer an AVD?
Yes, confirmed
Planned launch
1 January 2027
Your contracting party
still open, the provider names no contracting party
Access for retail investors
Direct sign-up possible
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No; the fee page does not mention the Altersvorsorgedepot
How far along the offer is
product page online
Investment universe
Standarddepot Altersvorsorge: just two ETFs with statutory lifecycle management. Altersvorsorgedepot contract: portfolio management with up to 14 ETFs, factor investing and dynamic lifecycle management.
Riester transfer
available
Provider website

About Ginmon

Ginmon is a digital asset manager based in Frankfurt am Main, founded in 2014. The company invests customer money in ETF portfolios and holds a BaFin authorisation as a portfolio manager. The securities accounts sit with partner banks.

Questions and answers

Does Ginmon offer an Altersvorsorgedepot?
From 2027, yes, under the name Ginmon Pension. Evidence: the provider's website.
What has Ginmon already decided, and what not?
The product name and two variants are decided. Costs, the custodian bank and certification are not decided.
What does the Altersvorsorgedepot cost at Ginmon?
Ginmon names no price for the Altersvorsorgedepot. The service fee of 0.75% a year is on the fee page, but the Altersvorsorgedepot does not appear there. So we do not carry the figure over. A price only becomes binding with the schedule of fees that follows certification.

Evidence & source

No status without evidence. What appears here is the public short form; we hold the full text and the source.

Evidence for the status “confirmed”
provider website · last verified by us on 3 November 2026 „Staatlich gefördertes Altersvorsorgedepot mit bewährten ETF Strategien von Ginmon“

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How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

Ginmon: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.