Who will offer an Altersvorsorgedepot from 2027?

Planned: A product page of its own with a payout calculator and a waiting list behind the button “Secure your place now”. There is no explicit commitment sentence, but there is a product page, a calculator and pre-registration. The provider names no costs.

Planned: Prices are in a fee table on the product page. Account, depot, savings plans as well as purchases and sales cost nothing. The zero on fund costs comes with conditions that are on a second page: a savings plan on the respective ETF, holding at the end of the quarter. 17 ETFs are named with ISIN.

Planned: On 8 September Smartbroker+ presented the offering with prices. The securities account, savings plans and orders are free, and the fund costs in the standard securities account are reimbursed for three years. You can pre-register in the app.

Planned: Zero euros for the securities account and for savings-plan execution, plus several dozen ETFs from BlackRock, DWS and Vanguard with no product charges. The co-founder is quoted by name.

Planned: Zero euros for the securities account and for execution. In the general account a trade below 500 euros of order volume costs 0.95 euros. Since 9 October 2026 the FAQ names the same figures as the headline.

Planned: Alongside the blog post there is now a product page of its own with a subsidy calculator. Two models are named: a flexible Altersvorsorgedepot and the statutory standard securities account. The bank names no costs.

Planned: A product page with a waiting list, a pension calculator and the option to transfer an existing Riester pension. It advertises a savings plan or a lump sum from €10 a month.

Planned: A borderline case. justTRADE has a detailed page on the Altersvorsorgedepot, even in the main menu under “Angebot”, but nowhere on it does it say that it will offer one itself. It says the opposite: “Konkrete Anbieterprodukte stehen noch aus.” — specific provider products are still to come.

Planned: Product page of its own with a waiting list and two variants. The provider writes itself that the specifications are not yet final.

Planned: Own release of 28 September 2026 with two components: 0.10% a year for the two ETFs, a 0.18% contract fee that is waived for the first two years — from the third year 0.28% for both. An advice-based offer at 0.99% is announced for 2027, alongside insurance offers with Zurich.

Planned: Two named variants, and since 27 October 2026 the prices as well. No fee of its own, 0.2 percent in the Relax account, from 0.03 percent in the Aktiv account. 50 euros starting bonus for the starting list until 31 December 2026.

Planned: Own product page with two components: 0.10% a year for the two ETFs, and from the third year 0.28% together with the contract fee. The advice-based DWS securities account at 0.99% is „im Laufe 2027 geplant“ — planned during 2027 — alongside an Altersvorsorgevertrag from Zurich.

Planned: A reform page of its own, written throughout in the passive voice. The only statement about itself is a commitment to provide information about new offerings.

Planned: Three models for January 2027, plus an early-bird bonus of €50 for a non-binding pre-registration. The bank explicitly says it will not name costs until shortly before the product launch.

Planned: A product page of its own with a pension calculator and a newsletter. No specifics, costs or fund selection are named.

Planned: A product page of its own with a model calculator and a waiting list. DKB announces a curated selection of financial instruments that may depart from the full range the law permits, so not a free choice of securities.

Planned: Product page with a name of its own, a launch list for pre-registration and a payout plan up to the age of 85. The institution does not state prices.

Planned: A product page of its own with two variants described. N26 states the certification caveat itself rather than passing over it.

Planned: Product page with three variants and funds of its own, moved to openbank.de. The earlier reference to itself has disappeared, and a sentence of commitment is still missing.

Planned: Product page of its own with two variants, Standarddepot and Flexdepot, sign-up through a new app. The institution expressly does not yet state the costs.

Planned: Its own product page with a notification list for January 2027. Investing is possible only in funds and ETFs from the UmweltBank Selektion range.

Planned: The subsidy system is to be usable in the DekaBank securities account, with globally diversified equity funds or ETFs as well as the statutory standard securities account. The page also advertises opening an ordinary securities account in advance; such a securities account does not turn into a subsidised Altersvorsorgedepot by itself.

Planned: Anchored in the product menu, with worked examples and an FAQ. Three of the four banks put Union Investment straight into the menu name.

Planned: Eight of eleven banks with a page of their own; the association does not carry the subject. The product provider is Union Investment throughout, and the Sparda bank is the route to it.

Planned: Products under the UniVorsorge label, from 2027 exclusively through the cooperative banks. The contract is signed at the local bank, which thereby becomes the contracting party as well.

Planned: The clearest commitment in the field, plus a subsidy calculator of its own. On certification the provider writes that it is engaged with that step and is preparing the product concepts. Nothing has been applied for or granted.

Planned: An institution holding securities accounts in the background, with no retail product of its own. Anyone opening a securities account with a partner ends up with the contract here.

Planned: Launch on 1 January 2027 with two variants: a premium product of active ETFs with a managed glide path, and a standard product of passive index funds. Both are to be distributed directly and through advisers.

Planned: On its own page the bank names January 2027 as the start of distribution. Before that there was only a sales information sheet for intermediaries.

Planned: Alongside the press release from June there is now a product page of its own with a calculator and a newsletter. A second variant is aimed at partners.

Planned: The provider names five variants and expected total costs for each: 0.42% a year for the ETF version of the standard product, 1.13% for the managed Comfort solution. Every variant pays out through a withdrawal plan, not as a life annuity.

Planned: Two products on 1 January 2027, and since October the price of both has been on a page of its own: VorsorgeDepot around 0.35% a year plus a securities account fee of €1 a month, VorsorgeDepot Plus around 0.6% plus €2.

Planned: Launch on 1 January 2027 with two Vanguard ETFs named explicitly. No account fee in the standard securities account contract at launch, and the provider reimburses the ETF costs for at least the first year.

Planned: A product of Raisin Bank from January 2027, already flagged as new in the navigation. Two variants are announced: a self-managed ETF portfolio or a managed discretionary mandate. A Riester transfer is held out in prospect.

Planned: Preparation without a product name, but with a model calculation based on one of its own funds. At its subsidiary Solidvest the subject still does not appear.

Planned: An offering for 1 January 2027 with a subsidy calculator of its own. It advertises a three-step route: an ordinary securities account, a switch in 2027 and an allowance application. According to Evergreen the switch is expected to require a separate type of securities account.

Planned: A product of its own called Ginmon Pension, with two variants and a calculator. The provider advertises “join the waiting list” and writes that the solution is launching shortly — but there is no sign-up form there.

Planned: Portfolio solutions using Vanguard ETFs. growney intends to take on compliance with the statutory requirements. Broker and intermediary organisations can use the same solution under their own branding.

Planned: A standard securities account with a lifecycle strategy, with the waiting list live. The provider expressly rules out the free securities account, which is unique in the market.

Planned: A subsidised ETF account with automatic rebalancing for 1 January 2027, with the waiting list live. Existing Riester contracts are to be transferable.

Planned: Two standard depot variants with effective costs: 0.1% for the ETF depot, refunded for three years, and 0.5 to 0.9% for the Plus with the house's own funds. Depot management and transactions free of charge. The figures come from the house's own release of 14 October 2026; the product page still names only „Fonds < 1 %“.

Planned: An offering in the app from 1 January 2027, combined with financial education content. beatvest itself lists its terms as “still open” in its own comparison.

Planned: An offering in the app from January 2027, with the waiting list live. The page shows a roadmap of its own, from the subsidy rules through development and approval to the product launch.

Planned: A commitment in half a sentence, plus a page about the securities account at Tomorrow. Who the contracting party would be remains open.

Planned: A product of its own called UnitPlus Altersvorsorgedepot, launching in January 2027, with the waiting list live. The portfolio is being built by J.P. Morgan Asset Management.

Planned: A commitment to a standard securities account for 1 January 2027, with further products to follow. One of the clearest formulations in the field.

Planned: Offerings in all three subsidy-eligible categories: a pension contract with an 80% contribution guarantee, an Altersvorsorgedepot without a guarantee, and a standard securities account. The basis is the unit-linked InvestFlex concept.

Planned: A commitment to an Altersvorsorgedepot from early 2027. The provider holds out the prospect of further details during the course of 2026.

Planned: Investment in equity funds, thematic funds or ETFs; at payout there is a choice of a lifelong annuity, a withdrawal plan up to age 85, or a partial lump sum. Existing Riester customers are to be able to switch.

Planned: Three solutions by name: FörderPlus GarantieRente Invest, Altersvorsorgedepot Premium and Standarddepot. An 80% guarantee only in the GarantieRente, the depots without. The house names no prices.

Planned: One of the clearer commitments in the field, with the group company named and a firm date. At the same time the page argues strikingly plainly against pure securities accounts.

Planned: A commitment to a Standarddepot from 1 January 2027, fully digital to sign up for. The direct insurer names no cost figure, only a direction.

Planned: A landing page of its own with a timeline. The FAQ says that Riester contracts held with other providers can be transferred into an Altersvorsorgedepot at Debeka by changing provider.

Planned: Two products from 2027: an ETF-based standard securities account and a guarantee concept. The provider commits to staying well below the statutory cost cap, but names no figure.

Planned: On its retail page Die Stuttgarter explains the Altersvorsorgedepot as one of the statutory product types, without announcing one of its own. In the intermediary portal it says the provider will bring suitable products and solutions to market in time for the launch. Which ones, it does not say.

Planned: All three subsidy-eligible variants from January 2027, offered through ERGO Vorsorge Lebensversicherung. The provider names no terms.

Planned: Own release of 14 September 2026: the offer is said to range from fund-based Altersvorsorgedepots through the Standarddepot to the Frühstartrente. The provider's own reform page, by contrast, does not name a securities account once and points to an adviser of Deutsche Vermögensberatung.

Planned: An extensive page on the reform, but with no commitment of its own. The product overview there describes the law, not the provider's own offering.

Planned: Three named variants and a Startdepot which, by its own account, is to run as early as the fourth quarter of 2026 — before the statutory launch on 1 January 2027.

Planned: A product preview of its own with a lead form. “From that date you can take out the new contracts with us”, the FAQ says. Four variants are shown, from a 100% guarantee to a free choice of ETFs.

Planned: A landing page with a product announcement of its own that hangs in no navigation. Instead of a waiting list there is a newsletter sign-up.

Planned: Commits to products of its own, but names the Altersvorsorgedepot only in the FAQ and never as an offer of its own. The landing page hangs in no navigation and could only be found through the sitemap.

Planned: Its own product page with a subsidy calculator and pre-registration, marked „coming soon“. The provider expressly does not yet state its terms.

Planned: Pre-registration possible, but no commitment. The provider writes that it is working on a suitable product.

Planned: Three named variants under a product name of its own, planned for 1 January 2027. On costs it says only that it works without large costs.

Planned: Three named solutions on a product page of its own, available from 1 January 2027. A comparison table gives the guarantee levels; no cost figure comes with it.

Planned: An advice page newly published on 7 September, with a second page for the self-employed added a day later. That changes nothing in the wording: the provider is still working on products without committing itself.

Planned: The most fully developed preparation page in the monitor, with two calculators, thirteen FAQ entries and pre-registration. A product commitment is missing all the same.

Planned: Four solutions from security-oriented to return-oriented, plus a standard product. Product names and terms are missing.

Planned: By its own account working on products without committing to one. The product matrix on the page is remarkably specific — only without a product of its own in it.

Planned: Commitment in the third person. Topic page with sample calculations and FAQ, but without a waiting list and without product names.

Planned: A product name of its own and a real waiting list with a sign-up form. Entry from ten euros a month; further terms are missing.

Planned: Three routes committed to, among them a standard securities account that can be taken out digitally. The provider announces further details for the autumn.

Planned: A commitment to developing, not to offering. The menu item and the registration of interest are ahead of the wording.

Planned: An offering inside an insurance wrapper rather than as a securities account. Since the end of August there has been a promotion with a €15 shopping voucher for signing up later or for transferring a Riester contract.

Planned: A commitment to all subsidised product types from January 2027, with the Altersvorsorgedepot expressly included. The provider names no terms.

Planned: A product page of its own with three variants and a subsidy calculator. The sign-up list is gone; instead the page leads to advice. The provider now names 2027 as the launch, no longer the spring.

Planned: Positions itself expressly alongside the neobrokers and advertises personal advice. A waiting list and two calculators, amounts from ten euros a month, and the provider names no costs.

Planned: A page of its own with a waiting list and two subsidy calculators. It advertises entry from ten euros a month, and the provider names no costs.