Altersvorsorgedepot at FNZ Bank from 2027
FNZ Bank wants to launch in 2027 together with its partners and provides the securities account infrastructure for it. That is not a retail product of its own.
The commitment in detail
Well into August we found nothing on the Altersvorsorgedepot on FNZ Bank's own site. There was only a piece of sales information dated 3 July. It presented product concepts to brokers in two webinars but settled nothing. That is not enough for a status. It became a note instead.
That has changed. At fnz.de there is now a section of its own on retirement provision, and there the provider commits itself. The sales launch is planned for January 2027 at FNZ Bank SE as well. Chief Sales Officer Jürgen Lohmüller is quoted saying that together with its sales partners it is creating the conditions for an attractive and cost-efficient offering in the market.
The mistake was ours. We were watching the wrong address. fnz.com is the international group site and carries nothing on the subject; the German bank sits at fnz.de. That is why the status only changes today and not earlier.
The bank names no costs. The 0.20% transaction charge and €56 custody fee named on the page belong expressly to the existing investment depot and not to the subsidised product. The product names circulating among brokers appear on no page of the bank either. So we do not list them.
The facts at a glance
About FNZ Bank
FNZ Bank launched in 2002 as ebase, is based in Munich and today belongs wholly to Britain's FNZ Group. As a B2B direct bank it serves around 400 cooperation partners with more than two million end customers. fintego is not a company in its own right but a brand of this bank, which is both the discretionary manager and the institution holding the securities account there.
Answered briefly
Does FNZ Bank offer an Altersvorsorgedepot?
Can I approach them directly as a retail investor?
How can I tell that FNZ Bank is behind it?
What does it cost?
Where the information comes from
We show what the status rests on, with the type of source and the date. We keep the deep link internally so that the statement is still evidenced even when the page disappears at the provider.
How to cite this page
Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.
FNZ Bank: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.
Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0