Altersvorsorgedepot at Oskar from 2027

What the commitment covers

Oskar does something nobody else does. The provider also says what it will not offer. The free-choice Altersvorsorgedepot, in which customers pick every single ETF themselves, is one Oskar will not provide.

What is offered is the standard depot with a lifecycle strategy built from an equity ETF and a bond product. Savings plans from €25 a month, no minimum term.

On costs there is a sentence, but no figure. The statutory cap is 1%, it says, and Oskar is well below it. That is not verifiable.

The waiting list is hidden. The sign-up text appears only in an overlay that opens on clicking the start button, and a second waiting-list module on the same page leads to a broken address.

Oskar's existing depot is held at Baader Bank. Which institution will hold the subsidised Altersvorsorgedepot, the provider has not so far said.

The key facts

About Oskar

Oskar is a digital asset manager based in Berlin aimed at families, which became known for ETF portfolios for children. The securities accounts are held at Baader Bank.

Evidence & source

Every status here is tied to a source. Origin and date are public; the full reference sits in our working table.