Altersvorsorgedepot at Postbank from 2027
On its own product page Postbank names prices for the DWS Standarddepot and for an advice-based offer.
What does the Altersvorsorgedepot cost at Postbank?
The same two components as at Deutsche Bank, here on a product page of its own: 0.10 percent a year for the two ETFs, plus the contract fee from the third year. The page states the total as 0.28 percent.
More
- Securities account
- “0.18% a year contract fee, not charged for the first two years after signing; from the third year the provider names 0.28% a year for both together”
- Order
- “not stated; for the DWS products the release names „possible transaction costs“ that can vary from year to year”
- ETFs/funds
- “0.10% a year, which is the cost of the two ETFs; for the first two years after signing that is the whole price”
- DWS Standarddepot
- Contract fee, not charged for the first two years after signing. Together with the ETF costs the provider then names 0.28%. Cost of the two ETFs. Digital only, without advice, through Postbank.
- DWS Altersvorsorgedepot
- not available yet, planned „im Laufe 2027“ — during 2027; digitally and through in-person advice at Deutsche Bank and Postbank.
The price is there, the product is not. On the advice-based securities account the page writes „Ein Angebot ist im Laufe 2027 geplant“ — an offer is planned during 2027 — without an exact date. The 0.99 percent is stated all the same.
What lies behind the commitment
Postbank is a branch of Deutsche Bank AG, and it carries the same three building blocks. What is remarkable is where the price sits: not in a release, but as a line of its own on the product page, expressly for the route via Postbank.
One break remains. The „Was kostet das Altersvorsorgedepot?“ accordion names only the statutory cap of 1.0 percent, and the line „Stand der Informationen“ gives 15 September — a day on which the group's release was not yet out. The figures above it are set out unambiguously all the same.
Which products Postbank has announced
Three offers, two of them with a price. The DWS Standarddepot is a securities account without a capital guarantee, mixing two securities with different risk profiles. The advice-based DWS Altersvorsorgedepot has a wider choice and lifecycle management.
Beside them stands an Altersvorsorgevertrag from Zurich, a unit-linked annuity policy, optionally with an 80 percent partial capital guarantee. In all three variants the payout runs as a plan until at least 85, and up to 30 percent can be taken as a lump sum at the start.
The facts at a glance
Questions and answers
Does Postbank offer an Altersvorsorgedepot?
Is this the same offer as at Deutsche Bank?
What is the Altersvorsorgevertrag from Zurich?
Where does Postbank state the price?
Will I get the advice-based securities account at launch?
Evidence & source
No status without evidence. What appears here is the public short form; we hold the full text and the source.
How to cite this page
Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.
Postbank: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 13 November 2026, this provider last verified 3 November 2026.
Part of the AVD provider monitor · Full survey 13 November 2026 · CC BY 4.0