Traders Place plans two models for January 2027, a standard Altersvorsorgedepot and a general one. Prices for both are on its own product page, and since 9 October 2026 the FAQ confirms them.
Provider type NeobrokerSurvey 4 November 2026Verified by Rolf Henning Hackel on 3 November 2026
What does the Altersvorsorgedepot cost at Traders Place?
In the standard securities account the account, purchases and sales are free. In the general Altersvorsorgedepot a trade costs €0.95 as long as the volume stays below €500.
ProductSecurities accountOrderETFs/fundsReduction in yield
standard securities accountSecurities account€0Order€0ETFs/funds0%until the end of 2028, the ongoing fund costs are refunded at 100 per centReduction in yield—
general AltersvorsorgedepotSecurities account€0Order€0from €500, otherwise €0.95ETFs/funds—Reduction in yield—
More
Securities account
“€0, no account fee for the Altersvorsorgedepot”
Order
“€0 execution fee for savings plans; purchases and sales from €500 free of charge through gettex, below that €0.95 per trade, in each case plus the usual market spreads”
ETFs/funds
“Up to and including 31 December 2028 Traders Place refunds 100% of the ongoing product costs (TER) of the pre-selected ETFs, quarterly and automatically. The refund applies only in the Standard-Altersvorsorgedepot and only up to 20,000 euros invested; for the flexible Altersvorsorgedepot the terms of participation grant no claim”
standard securities account
Purchases, sales and savings plans are free of charge, with no minimum volume, plus the usual market spreads. The FAQ has confirmed this since 9 October 2026. only for an investment volume up to 20,000 euros; the terms of participation apply. For the general Altersvorsorgedepot the house names no TER refund.
general Altersvorsorgedepot
The order prices apply via gettex, plus the usual market spreads. Savings plans are free.
The page contradicts itself at this point: the heading names €0 in account and execution fees, while the FAQ says the terms are not yet fixed. We carry the heading because it is the more specific statement. The contradiction belongs here all the same.
The commitment in detail
Traders Place puts the commitment in the headline: from January 2027 the Altersvorsorgedepot will be available at Traders Place too.
Two models are planned: a standard Altersvorsorgedepot with a preconfigured investment strategy and a general Altersvorsorgedepot with a wide choice of ETFs and funds — though on how either variant will be set up the provider has so far said nothing more.
On charges the provider has caught up with itself. Until 8 October 2026 its FAQ said the specific terms had not been settled, while the headline above it named prices. That contradiction is gone. The FAQ now names the same figures: the standard securities account is free of charge, and in the flexible account orders of 500 euros or more placed via gettex carry no fee either, below that 0.95 euros per transaction. Read at the source on 9 October 2026.
There is no waiting list. There is only the general newsletter, and which company would end up as the contracting party the page does not say. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.
Which products Traders Place has announced
Two routes. The standard securities account works with pre-configured solutions, the general Altersvorsorgedepot with a wide choice.
You sign directly with the provider. Payouts begin at 65 to 70 at the earliest. Who the contracting party will be does not appear on the page, and nothing is certified yet.
The facts at a glance
Does it offer an AVD?
Yes, confirmed
Planned launch
January 2027
Your contracting party
still open, the provider names no contracting party
Access for retail investors
Direct sign-up
Variants announced
Standard Altersvorsorgedepot and general Altersvorsorgedepot
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
Yes, on its own product page for both securities account types. The FAQ on that same page says at the same time that the costs are not yet fixed
How far along the offer is
terms stated
Investment universe
Standarddepot with pre-selected solutions; the second depot carries the name „Allgemeines Vorsorgedepot“ in the heading and is called „flexibles Altersvorsorgedepot“ in the FAQ and in the terms of participation, both on the same page
Riester transfer
the page describes the statutory rule; the house makes no commitment of its own alongside it; the house writes „nach dem aktuellen Gesetzesentwurf soll es möglich sein“
Payout no earlier than
65 to 70 years
Securities account fee
€0, no account fee for the Altersvorsorgedepot
Order costs
€0 execution fee for savings plans; purchases and sales from €500 free of charge through gettex, below that €0.95 per trade, in each case plus the usual market spreads
Fund charges
Up to and including 31 December 2028 Traders Place refunds 100% of the ongoing product costs (TER) of the pre-selected ETFs, quarterly and automatically. The refund applies only in the Standard-Altersvorsorgedepot and only up to 20,000 euros invested; for the flexible Altersvorsorgedepot the terms of participation grant no claim
Source of the information
Provider website, product page and the FAQ on the same page; since 3 November 2026 the terms of participation for the TER refund are written out there as well: „Die Erstattung gilt für erstattungsfähige ETF-Bestände im Standard-Altersvorsorgedepot bis einschließlich 31. Dezember 2028.“ · as of 3 November 2026
Cost figures read on
Provider website, product page and the FAQ on the same page; since 3 November 2026 the terms of participation for the TER refund are written out there as well: „Die Erstattung gilt für erstattungsfähige ETF-Bestände im Standard-Altersvorsorgedepot bis einschließlich 31. Dezember 2028.“, 3 November 2026
Traders Place is an online broker based in Mannheim, launched in 2023, and belongs to a group of shareholders close to Baader Bank. The company is aimed at retail investors with savings plans and direct trading.
Answered briefly
Does Traders Place offer an Altersvorsorgedepot?
Yes. The page is headed with the news that from January 2027 the Altersvorsorgedepot will be available at Traders Place too, and names two planned models.
Which models is Traders Place planning?
Two: a standard Altersvorsorgedepot with a preselected investment strategy, and a general Altersvorsorgedepot with free choice of ETFs and funds.
What does the Altersvorsorgedepot cost at Traders Place?
There is no account fee for the Altersvorsorgedepot. Savings plans run without an execution fee. Purchases and sales are free of charge from €500 via gettex, below which they cost €0.95 per trade, in each case plus the usual market spreads. The prices are on the provider's own product page and apply to both securities account types. At the same time the FAQ on that page says the terms are not yet settled.
What does a trade cost in the general Altersvorsorgedepot?
€0.95 for a volume below €500. In the standard securities account purchases and sales are free.
Why do the heading and the FAQ on the page contradict each other?
The heading names €0 in account and execution fees, while the FAQ says the terms are not yet fixed. We carry the heading because it is the more specific statement, but we record the contradiction.
Where the information comes from
We show what the status rests on, with the type of source and the date. We keep the deep link internally so that the statement is still evidenced even when the page disappears at the provider.
Evidence for the status “confirmed”
provider website · last verified by us on 3 November 2026
„Deshalb planen wir unterschiedliche Modelle: von einer einfachen Lösung mit vorausgewählter Anlagestrategie bis hin zu Varianten mit mehr Freiraum bei der Auswahl von ETFs und Fonds."
No page of their own, because nothing is findable in public: justTRADE.
How to cite this page
Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.
Traders Place: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.
Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.
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