Altersvorsorgedepot at DKB from 2027

The commitment in detail

DKB runs a product page of its own with a model calculator and a waiting list. The sentence on which we base the status is unusually precise: from 2027, using the Altersvorsorgedepot will require a retirement contract with DKB. The bank names itself.

More important for investors is a second announcement. DKB holds out the prospect of a curated selection of financial instruments that may depart from everything the law allows — in plain terms, a preselection instead of free choice of securities. Anyone wanting to fill their own depot should settle that before signing.

A depot fee of 0.15% is doing the rounds in several comparisons. At DKB it is nowhere to be found. The product page also carries no publication date, which is why we check it afresh every round.

The facts at a glance

About DKB

Deutsche Kreditbank was founded in March 1990, is based in Berlin and belongs to BayernLB. By its own account it serves around 5.9 million customers with total assets of about €135.8 billion and positions itself as a technology-driven financial services provider. As an authorised credit institution it holds the securities accounts itself.

Where the information comes from

We show what the status rests on, with the type of source and the date. We keep the deep link internally so that the statement is still evidenced even when the page disappears at the provider.