Altersvorsorgedepot at Helvetia from 2027
Helvetia names three solutions of its own: Altersvorsorgedepot Standard and Premium as investment solutions, Best Invest Altersvorsorgedepot as an insurance solution. The Startdepot as a bridging solution for the fourth quarter of 2026 has not been on the page since October.
What lies behind the commitment
Three variants, one page. Helvetia covers the subject on a customer page of its own and names three variants. The standard securities account invests in ETFs, the premium one in managed portfolios, and Best Invest comes on top.
The Helvetia Startdepot is the striking one. It is to be available as early as the fourth quarter of 2026, a quarter before the statutory launch. That makes it not a subsidised Altersvorsorgedepot.
Signing up is not provided for on the page. There is a request for a quote, a pointer to advice, and two calculator buttons that lead into the sales-partner area.
On costs Helvetia has so far said nothing. In the broker area a webinar on its own Altersvorsorgedepot ran on 14 September 2026. Nothing from it has been published.
On 15 September 2026 the sales-partner page describes the offering more precisely than the customer page does. AVD Standard is built on ETFs. AVD Premium works with professionally managed portfolios of active fund and ETF concepts. Best Invest AVD is the insurance solution. On the Startdepot it says there that it is a bridging solution for the Altersvorsorgedepots, with the holdings to be moved across into them later. Costs? Not a figure, on either page. The webinar series for brokers continues; part four, on 28 September 2026, covers guarantee models.
Two dates on one page. The product text says the Helvetia Startdepot will be available as early as the fourth quarter of 2026, while the collapsed FAQ says a Startdepot can be used from October 2026. October falls within the fourth quarter. That is not a contradiction, the FAQ is simply more precise, and it thereby names a month that has already begun. The Startdepot is still not a state-subsidised Altersvorsorgedepot. According to the page, the move into the AVD product is to be possible from 1 January 2027 by consent, with the assets transferring along. Read at the source on 8 October 2026.
The facts at a glance
About Helvetia
Helvetia Deutschland belongs to the Swiss Helvetia group and has its head office in Frankfurt am Main. Since the merger with Baloise in 2026 the company has run both portfolios under one brand, and the former German Baloise website redirects to helvetia.de.
Questions and answers
Does Helvetia offer an Altersvorsorgedepot?
Why isn't the evidence on the retail page?
What does the Altersvorsorgedepot cost at Helvetia?
Evidence & source
No status without evidence. What appears here is the public short form; we hold the full text and the source.
How to cite this page
Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.
Helvetia: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.
Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0