ÖSA in the provider monitor

Altersvorsorgedepot at ÖSA from 2027

confirmed

ÖSA runs a waiting list for its own Altersvorsorgedepot and intends to get in touch as soon as it can accept applications. Two subsidy calculators are already live on the page.

Provider type public-sector insurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What lies behind the commitment

ÖSA does not say it is examining something; it is already collecting applications in advance. You can put yourself on the waiting list, it says, and will then be contacted as soon as the application can be taken. That is the language of a provider planning a product of its own and already sorting prospects for it, not of one watching the market. A difference.

The page is better equipped than at most insurers. There is a real waiting-list form, plus two calculators, one for the subsidy and one for comparison with an existing Riester contract. A newsletter comes on top.

There is one figure, though with nothing to relate it to. A list of benefits says that monthly amounts from ten euros are possible. That is the smallest savings instalment and not a price. What the depot will cost, ÖSA does not say. Not a word on it. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.

The facts at a glance

Does it offer an AVD?
Yes, confirmed
Planned launch
1 January 2027
Your contracting party
still open, the provider names no contracting party
Access for retail investors
Direct sign-up possible
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
pre-registration available
Provider website

About ÖSA

ÖSA Versicherungen is the public-sector insurer for Saxony-Anhalt, based in Magdeburg. It is owned by the state's Sparkassen-Finanzgruppe and distributes through the local Sparkassen and a field sales force of its own.

Questions and answers

Does ÖSA offer an Altersvorsorgedepot?
From 2027, yes. The provider already runs a waiting list for applications. Evidence: the provider's website.
What has ÖSA already decided, and what not?
The intention is decided, and pre-registration is open. Costs, fund selection and certification are not decided.
What does the Altersvorsorgedepot cost at ÖSA?
ÖSA names no price. The figure of €10 a month is the smallest savings instalment and says nothing about fees. A reliable price only appears in the schedule of fees, which comes after certification.

Evidence & source

No status without evidence. What appears here is the public short form; we hold the full text and the source.

Evidence for the status “confirmed”
provider website · last verified by us on 3 November 2026 „Tragen Sie sich auf unserer Warteliste ein und wir melden uns bei Ihnen, sobald wir Ihren Antrag aufnehmen können.“

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

ÖSA: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.