Die Stuttgarter in the provider monitor

Altersvorsorgedepot at Die Stuttgarter from 2027

in preparation

Die Stuttgarter announces that it will bring suitable products to market for the start of the reform. It does not name an Altersvorsorgedepot in doing so.

Provider type InsurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What is known so far

Since 30 July 2026 the broker portal has carried a sentence about suitable products and solutions arriving in time for the launch. Which ones, it does not say.

Nothing more is there. On its customer page Die Stuttgarter explains the Altersvorsorgedepot as one of the statutory product types. It announces none of its own there.

An intention to bring products is not a commitment to an Altersvorsorgedepot. The two must be kept apart. What is documented so far is the intention, not the product.

What was announced

Does it offer an AVD?
In preparation
Planned launch
1 January 2027
Your contracting party
Die Stuttgarter, as a product inside an insurance wrapper
Access for retail investors
Through sales partners
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
information page
Provider website

About Die Stuttgarter

Die Stuttgarter is a mutual insurance association based in Stuttgart, with distribution geared to independent intermediaries. The company specialises in life insurance and retirement provision.

Questions and answers

Does Die Stuttgarter offer an Altersvorsorgedepot?
Yes — but the commitment appears only in the broker portal. There, on 30 July 2026, it says that suitable products will be brought to market in time for the launch.
Why isn't the commitment on the retail page?
We do not know. The customer page covers only grandfathering and continuation; the word securities account does not appear on it.
What does the Altersvorsorgedepot cost at Die Stuttgarter?
The product is announced; nothing is quantified. A price is only settled once the schedule of fees is published after certification, and until then every figure for Die Stuttgarter is an outside estimate.

The source

This is where the information comes from. An announcement is not a contract, so the status stays below “confirmed”.

Evidence for the status “in preparation”
provider sales information, 31 August 2026 · last verified by us on 3 November 2026 „Und pünktlich zum Start bringen wir passende Produkte und Lösungen in bekannter Qualität in den Markt."

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

Die Stuttgarter: status “in preparation” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
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