Altersvorsorgedepot at UnitPlus from 2027
From January 2027 UnitPlus will offer an Altersvorsorgedepot of its own in the app; the portfolio is being built together with J.P. Morgan Asset Management.
What the commitment covers
UnitPlus runs a product page of its own with a name of its own, the UnitPlus Altersvorsorgedepot. Signing up and administration are to run entirely in the app. January 2027 is announced as the launch, and there is already a waiting list.
The division of labour is notable, because it is named openly. The depot is to be constructed and optimised in cooperation with J.P. Morgan Asset Management, and the page carries two attributed quotes on this, one from Ivan Durdevic for the fund house and one from Fabian Mohr for UnitPlus. Openness like that is rare.
As we read it, the contracting party would be UnitPlus itself. The imprint names UnitPlus InnoInvest GmbH. Which bank holds the depot does not emerge from the page.
Terms are missing. The trade press says the portfolio consists exclusively of active ETFs; the provider's own page speaks only of active ETF portfolios. The word exclusively is not there, so we do not adopt the stronger version.
Added on 1 September 2026. The provider was missing from our survey. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.
The key facts
About UnitPlus
UnitPlus InnoInvest GmbH, based in Berlin, runs a digital investment platform that combines investing and payments. For the Altersvorsorgedepot the company works with J.P. Morgan Asset Management, which handles the portfolio construction.
Questions and answers
Does UnitPlus offer an Altersvorsorgedepot?
Who builds the portfolio at UnitPlus?
What does the Altersvorsorgedepot cost at UnitPlus?
Evidence & source
Every status here is tied to a source. Origin and date are public; the full reference sits in our working table.
How to cite this page
Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.
UnitPlus: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.
Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0