UnitPlus in the provider monitor

Altersvorsorgedepot at UnitPlus from 2027

confirmed

From January 2027 UnitPlus will offer an Altersvorsorgedepot of its own in the app; the portfolio is being built together with J.P. Morgan Asset Management.

Provider type FintechSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What the commitment covers

UnitPlus runs a product page of its own with a name of its own, the UnitPlus Altersvorsorgedepot. Signing up and administration are to run entirely in the app. January 2027 is announced as the launch, and there is already a waiting list.

The division of labour is notable, because it is named openly. The depot is to be constructed and optimised in cooperation with J.P. Morgan Asset Management, and the page carries two attributed quotes on this, one from Ivan Durdevic for the fund house and one from Fabian Mohr for UnitPlus. Openness like that is rare.

As we read it, the contracting party would be UnitPlus itself. The imprint names UnitPlus InnoInvest GmbH. Which bank holds the depot does not emerge from the page.

Terms are missing. The trade press says the portfolio consists exclusively of active ETFs; the provider's own page speaks only of active ETF portfolios. The word exclusively is not there, so we do not adopt the stronger version.

Added on 1 September 2026. The provider was missing from our survey. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.

The key facts

Does it offer an AVD?
Yes, confirmed
Planned launch
January 2027
Your contracting party
still open, the provider names no contracting party
Access for retail investors
Direct sign-up in the app
Portfolio
Together with J.P. Morgan Asset Management
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
pre-registration available
Investment universe
Active ETF portfolios with professional risk management, built in cooperation with J.P. Morgan Asset Management
Provider website

About UnitPlus

UnitPlus InnoInvest GmbH, based in Berlin, runs a digital investment platform that combines investing and payments. For the Altersvorsorgedepot the company works with J.P. Morgan Asset Management, which handles the portfolio construction.

Questions and answers

Does UnitPlus offer an Altersvorsorgedepot?
Yes. The provider runs a product page of its own under the name UnitPlus Altersvorsorgedepot, gives January 2027 as the launch date and operates a waiting list.
Who builds the portfolio at UnitPlus?
That is handled by J.P. Morgan Asset Management. The page carries an attributed quote from Ivan Durdevic, Co-Head of ETF Distribution EMEA. As we read it, the customers' contracting party would still be UnitPlus; the imprint names UnitPlus InnoInvest GmbH.
What does the Altersvorsorgedepot cost at UnitPlus?
You can already pre-register. What it will cost is not part of that. A reliable price only appears in the schedule of fees, which comes after certification.

Evidence & source

Every status here is tied to a source. Origin and date are public; the full reference sits in our working table.

Evidence for the status “confirmed”
provider website · last verified by us on 3 November 2026 „Konstruiert und optimiert wird das UnitPlus Altersvorsorgedepot in Kooperation mit J.P. Morgan Asset Management."

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How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

UnitPlus: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
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