VOLKSWOHL BUND in the provider monitor

Altersvorsorgedepot at VOLKSWOHL BUND from 2027

confirmed

VOLKSWOHL BUND will offer both growth-oriented and security-oriented solutions, among them a standard securities account.

Provider type InsurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What lies behind the commitment

VOLKSWOHL BUND commits to offering both growth-oriented and security-oriented solutions. Both, it says, can be taken out from a single source.

Three routes are named: a standard depot with a choice of two funds and the option of signing up online, plus insurance solutions with an 80% guarantee and without a guarantee.

The usual preparation sentence is on the same page: developments are being monitored. But the two sentences of commitment are unambiguous, and they hold.

There is no waiting list. The provider says it will approach customers actively in the autumn. There are no terms; only the statutory cost cap is named.

The facts at a glance

Does it offer an AVD?
Yes, confirmed
Planned launch
2027
Your contracting party
VOLKSWOHL BUND, as a product inside an insurance wrapper
Access for retail investors
Through intermediaries; the standard securities account digitally as well
Variants announced
standard securities account plus insurance solutions with and without a guarantee
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
product page online
Investment universe
a separate concept for each product variant: standard depot and depot without a guarantee based on FONDS PUR, the variant with an 80 per cent guarantee based on FONDS MODERN. For the standard depot, by its own account „zwei Fonds stehen zur Auswahl – ein sicherheits- und ein chancenorientierter“
Contribution guarantee
Three routes: a standard securities account without a guarantee, an Altersvorsorgedepot (insurance solution) without a guarantee, and an insurance solution with an 80% guarantee based on FONDS MODERN
Riester transfer
the page describes the statutory rule; the house makes no commitment of its own alongside it; the house answers yes with „der Gesetzgeber sieht diese Übertragung explizit vor“
Provider website
volkswohl-bund.de

About VOLKSWOHL BUND

VOLKSWOHL BUND is a mutual insurance association based in Dortmund and works exclusively with independent intermediaries. The company is geared to life insurance and retirement provision.

Questions and answers

Does VOLKSWOHL BUND offer an Altersvorsorgedepot?
Yes. The provider commits to offering both growth-oriented and security-oriented solutions, and names three routes.
Can I take out the standard securities account online?
The provider holds out the prospect of signing up for the standard securities account online. When it will come is not on the page.
What does VOLKSWOHL BUND's offering cost?
There is an announcement, but no price. Only the schedule of fees that follows certification turns a statement into a price.

Evidence & source

No status without evidence. What appears here is the public short form; we hold the full text and the source.

Evidence for the status “confirmed”
provider website, 20 October 2026 · last verified by us on 3 November 2026 „Wir als VOLKSWOHL BUND werden Ihren Kunden sowohl chancen- als auch sicherheitsorientierte Lösungen anbieten.“

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

VOLKSWOHL BUND: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.