Altersvorsorgedepot at Provinzial from 2027

The commitment in detail

Provinzial is one of the few providers that already names its offering. On the product page it is called AV Depot der Provinzial, and there are three variants with names of their own: Altersvorsorgedepot Standard, Altersvorsorgedepot Invest and Altersvorsorge Garant.

Standard runs a set strategy based on a risk-return profile. Invest leaves the fund selection free. Garant is aimed at customers with a greater need for security or a short remaining term.

A date is missing. The FAQ says implementation is planned for 1 January 2027.

On costs there is only advertising language. It works without large costs, the cost structure is clear. No figure appears anywhere, not even the statutory cap.

Careful with the attribution. Provinzial, based in Düsseldorf, is not the same provider as Provinzial Lebensversicherung Hannover, which belongs to VGH and which we list separately.

The facts at a glance

About Provinzial

Provinzial, based in Düsseldorf, is the public-law insurer for the Rhineland, Westphalia, Schleswig-Holstein and parts of Lower Saxony. It is anchored in the Sparkassen network and is one of Germany's largest public-sector insurers.

Where the information comes from

We show what the status rests on, with the type of source and the date. We keep the deep link internally so that the statement is still evidenced even when the page disappears at the provider.