VGH in the provider monitor

Altersvorsorgedepot at VGH from 2027

confirmed

From 2027 VGH will offer the VGH Altersvorsorgedepot and is already running a waiting list for it.

Provider type InsurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What the commitment covers

VGH is one of the few providers with a real waiting list. No newsletter, no advice reservation. What is there is a sign-up form for the product itself.

The sentence of commitment leaves no room. Sign up, it says, and from 2027 be among the first to open your Altersvorsorgedepot at VGH. The offering is called the VGH Altersvorsorgedepot and is described as a securities depot holding funds, ETFs or government bonds.

There is one figure: entry from ten euros a month — which, however, matches the statutory minimum contribution and so is not a genuine term.

The page carries no date; the year appears only in the URL path.

For context: behind VGH stand Landschaftliche Brandkasse Hannover and Provinzial Lebensversicherung Hannover, which despite the name does not belong to the Düsseldorf Provinzial. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.

The key facts

Does it offer an AVD?
Yes, confirmed
Planned launch
2027
Your contracting party
VGH, as a product inside an insurance wrapper
Access for retail investors
Through local agencies and Sparkassen
Product name
VGH Altersvorsorgedepot
Minimum contribution
From €10 a month, which is the statutory minimum
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
pre-registration available
Investment universe
The page names „Fonds, ETFs oder Staatsanleihen“ and does not say whether the choice is free or prescribed
Payout no earlier than
65 years
Drawdown plan at least until
85 years
Provider website

About VGH

VGH Versicherungen is the public-law insurer in Lower Saxony, owned by Landschaftliche Brandkasse Hannover and Provinzial Lebensversicherung Hannover. Distribution runs through its own agencies and the region's Sparkassen.

Questions and answers

Does VGH offer an Altersvorsorgedepot?
Yes. The provider runs a waiting list for the VGH Altersvorsorgedepot and writes that it can be opened there from 2027.
Can I already pre-register with VGH?
Yes. There is a sign-up form for a waiting list, non-binding and free. That is more than the newsletters other providers offer.
What does the VGH Altersvorsorgedepot cost?
You can already pre-register. What it will cost is not part of that. A price is only settled once the schedule of fees is published after certification.

Evidence & source

Every status here is tied to a source. Origin and date are public; the full reference sits in our working table.

Evidence for the status “confirmed”
provider website · last verified by us on 3 November 2026 „Jetzt kostenlos anmelden und ab 2027 als einer der Ersten Ihr Altersvorsorgedepot bei uns eröffnen."

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

VGH: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.