Signal Iduna in the provider monitor

Altersvorsorgedepot at Signal Iduna from 2027

in preparation

Signal Iduna writes that it is working on suitable products. There is nothing more there.

Provider type InsurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What is known so far

On 7 September 2026 the provider republished its guide page, and a day later a second page for the self-employed was added. Both stay with the familiar formulation that it is working on suitable products. That is not a commitment.

On its own guide page of 7 August 2026 Signal Iduna writes that it is already working hard on the suitable products. There is nothing more. For a commitment that is not enough for us; for the status “in preparation” it is.

Which of the three statutory product types the provider will launch itself stays open. A retirement contract with a guarantee, an Altersvorsorgedepot without one and a standard depot are legally different things, and Signal Iduna commits to none of them. On its own role there is nothing.

A mix-up suggests itself here. HANSAINVEST, the group's fund house, has announced a white-label solution of its own and is listed separately in the monitor, because that is a different group company in a different role. Conflate the two and an infrastructure solution for intermediaries turns into a retail product from the insurer.

On 20 August 2026 the guide page carries a new publication date. Nothing has changed in what it says. Working on suitable products has not become a commitment.

On 31 August 2026 the provider republished the page and has since been advertising it via a banner across the whole website. The wording stays cautious: it is working on the suitable products so that customers can start from 1 January. That is not a commitment, so the entry stays at preparation.

The guide page was redated to 8 October 2026 and has grown considerably. New are a subsidy comparison calculator, Riester against the AV-Depot, on an address of its own, an overview of the three statutory product types and two further guides, for the self-employed and for families. None of that changes the commitment sentence: the provider says it is „bereits fleißig an den passenden Produkten“ working, and nothing more is there. What is described is the law, not a product of its own. Read at the source on 12 October 2026.

What was announced

Does it offer an AVD?
In preparation
Your contracting party
still open, the provider names no contracting party
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
announcement only

About Signal Iduna

Signal Iduna is an insurance group based in Dortmund and Hamburg. It grew out of the merger of several mutual associations and today offers everything from health and life insurance to retirement products for retail and corporate customers. Fund business runs through HANSAINVEST.

Questions and answers

Does Signal Iduna offer an Altersvorsorgedepot?
Not yet committed. Signal Iduna itself states that it is working on a product, evidenced by the provider's website. For “confirmed” we require a statement that an offering will actually be made.
What has Signal Iduna already decided, and what not?
The intention is decided, evidenced by the provider's website. Costs, fund selection and certification are not decided.
What does the Altersvorsorgedepot cost at Signal Iduna?
There is an announcement, but no price. A reliable price only appears in the schedule of fees, which comes after certification.

The source

This is where the information comes from. An announcement is not a contract, so the status stays below “confirmed”.

Evidence for the status “in preparation”
provider website, 15 October 2026 · last verified by us on 3 November 2026 „Damit Sie ab dem 1. Januar mit Ihrer neuen Altersvorsorge durchstarten und alle Förderungen für 2027 mitnehmen können, arbeiten wir bereits fleißig an den passenden Produkten.“

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

Signal Iduna: status “in preparation” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.