VPV in the provider monitor

Altersvorsorgedepot at VPV from 2027

in preparation

VPV commits to developing a product, not to offering one. The menu item is already headed “From 2027: Altersvorsorgedepot”, and people interested can register.

Provider type InsurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

Where things stand

The decisive sentence is more cautious than it looks at first glance. VPV will develop a new Riester product, in brackets Altersvorsorgedepot, that makes the best of the reform. What is committed is the development, no more. Whether the product arrives in the end is not stated there, and because at several providers in this market months already separate an intention to develop from an offering, we record the difference.

Everything else on the page is further along. The menu item reads “Ab 2027: Altersvorsorgedepot”, the heading “Geplanter Start: Anfang 2027” — planned launch: early 2027 — and a form lets you register your interest. A subsidy comparison calculator runs alongside. Read the page and you will take the provider to be further along than it describes itself.

We stick to the wording and list the provider as in preparation. We apply the same yardstick at Signal Iduna, which is likewise working on suitable products. As soon as VPV writes that it will offer, we will change the status. One sentence is enough.

The key points

Does it offer an AVD?
In preparation
Planned launch
early 2027, planned by its own account
Your contracting party
still open, the provider names no contracting party
Access for retail investors
Direct sign-up possible
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
pre-registration available
Provider website

About VPV

VPV Versicherungen traces back to Vereinigte Postversicherung and has its head office in Stuttgart. The company is a mutual insurance association and works with a field sales force of its own as well as through brokers.

Answered briefly

Does VPV offer an Altersvorsorgedepot?
Not yet committed. VPV writes that it will develop a product. For a yes we require the statement that it will be offered. Evidence: the provider's website, 22 July 2026.
What has VPV already decided, and what not?
The development is decided. The offering itself, the costs and certification are not decided.
What does the Altersvorsorgedepot cost at VPV?
Pre-registering tells you about the launch first, not about the price. Only the schedule of fees that follows certification turns a statement into a price.

Evidence & source

The status rests on the source below. It documents intent, not a commitment.

Evidence for the status “in preparation”
provider website, 22 July 2026 · last verified by us on 3 November 2026 „Die VPV wird ein neues Riester-Produkt (Altersvorsorgedepot) entwickeln, das die Vorteile der Reform optimal nutzt.“

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

VPV: status “in preparation” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.