Whitebox in the provider monitor

Altersvorsorgedepot at Whitebox from 2027

confirmed

Whitebox announces a subsidised ETF account with automatic rebalancing for 1 January 2027, and the waiting list is already running. The company words this throughout with “expected”.

Provider type Robo-advisorSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What lies behind the commitment

Whitebox announces a subsidised ETF depot with automatic rebalancing for 1 January 2027, and a waiting list is already live. The evidence is the wording that it will be the first to inform those interested as soon as the subsidised Whitebox depot can be opened. Riester contracts are to be transferable.

In its wording the provider hedges throughout with “voraussichtlich” — expected to. That is more honest than a hard commitment without certification, but it also makes the statement noticeably softer, which is why we record the choice of words here explicitly. For “confirmed” it is enough. Whitebox names the product as its own.

Almost everything verifiable remains open. The custodian bank, the fee and the state of certification are all missing. Anyone wanting to know what the future offering will cost finds nothing on it so far. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.

The facts at a glance

Does it offer an AVD?
Yes, confirmed
Planned launch
1 January 2027
Your contracting party
still open, the provider names no contracting party
Access for retail investors
Direct sign-up possible
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
pre-registration available
Investment universe
A broadly diversified ETF portfolio in the Whitebox discretionary mandate, with automatic rebalancing when it drifts from the chosen strategy
Contribution guarantee
no contribution guarantee; Whitebox expressly advertises forgoing guarantees
Riester transfer
indicated
Payout no earlier than
65 years
Drawdown plan at least until
85 years
Provider website

About Whitebox

Whitebox was founded in July 2014 and is based in Freiburg im Breisgau. The company is authorised as an investment firm for discretionary management; it has no banking licence, which is why the account and the securities account sit with flatexDEGIRO Bank. Who owns Whitebox, the company states nowhere.

Questions and answers

Does Whitebox offer an Altersvorsorgedepot?
Yes. Evidence: the provider's website. The wording and our verification date are at the top of this page.
What has Whitebox already decided, and what not?
The intention is decided, evidenced by the provider's website. Costs, fund selection and certification are not decided.
What does the Altersvorsorgedepot cost at Whitebox?
The waiting list is open; the provider names no fee alongside it. A price is only settled once the schedule of fees is published after certification.

Evidence & source

No status without evidence. What appears here is the public short form; we hold the full text and the source.

Evidence for the status “confirmed”
provider website · last verified by us on 3 November 2026 „Wir … informieren Sie als Erste, sobald Sie Ihr gefördertes Whitebox-Depot eröffnen können.“

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How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

Whitebox: status “confirmed” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.