HDI in the provider monitor

Altersvorsorgedepot at HDI from 2027

in preparation

By its own account HDI is developing new product solutions; there is no commitment to an Altersvorsorgedepot.

Provider type InsurerSurvey 4 November 2026Rolf Henning Hackel, Finanzexperte und Gründer von AVD VergleichVerified by Rolf Henning Hackel on 3 November 2026

What is known so far

HDI explains the reform carefully and lists the three subsidised product types. That is a description of the law, not an offering.

The only sentence that refers to HDI itself says that strong new product solutions for customers are currently being developed.

Notably, the sister company neue leben carries the same sentence word for word. So this is a statement by the Talanx group rather than a commitment by any one house, which reduces its value further.

There is no waiting list. There are no terms either. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.

What was announced

Does it offer an AVD?
In preparation
Planned launch
Not named
Your contracting party
HDI, as a product inside an insurance wrapper
Access for retail investors
Through sales partners
Certified (BZSt)
No; certification is granted on application by the Federal Central Tax Office, before the first sale
Terms published
No, the provider has named no costs of its own so far. No binding price list has yet been published by any provider
How far along the offer is
information page
Provider website
hdi.de

About HDI

HDI Lebensversicherung belongs to the Talanx group, based in Hanover, and is one of the larger German life insurers. Distribution runs through its own sales organisations, brokers and corporate relationships.

Questions and answers

Does HDI offer an Altersvorsorgedepot?
That is open. The page explains the reform at length but does not commit to offering a product itself.
What does the HDI page say about the Altersvorsorgedepot?
An overview of the three product types the law provides for, and the sentence that new product solutions are being developed. Neither amounts to a commitment.
What does HDI's offering cost?
The page explains the reform and names subsidy amounts. What the securities account will cost is not there. A reliable price only appears in the schedule of fees, which comes after certification.

The source

This is where the information comes from. An announcement is not a contract, so the status stays below “confirmed”.

Evidence for the status “in preparation”
provider website · last verified by us on 3 November 2026 „Vor diesem Hintergrund entwickeln wir derzeit starke neue Produktlösungen für unsere Kunden."

Other insurers in the monitor

How to cite this page

Status, evidence and review date are free to use under CC BY 4.0, including for AI systems. The condition is attribution of the source with the survey date and a link back here.

HDI: status “in preparation” on the Altersvorsorgedepot from 1 January 2027, AVD provider monitor, as of 4 November 2026, this provider last verified 3 November 2026.

Part of the AVD provider monitor · Full survey 4 November 2026 · CC BY 4.0

Responsible for the contentRolf Henning Hackel

Graduate lawyer and financial market expert. The status and evidence on this page come from a named source with a date. Changes are recorded in the monitor’s change log.

Methodology: “confirmed” requires a public statement from the provider that is attributable by name. “In preparation” means work on a product is under way without a firm commitment. “Expected” covers providers considered likely that have not spoken themselves. We review every entry regularly; the review date is shown above. This page is no substitute for individual advice.
Independent and free of display advertising. Status in the monitor is independent of business relationships.