Altersvorsorgedepot at Öffentliche Oldenburg from 2027

What the commitment covers

The headline is unusually combative for a public-sector provider. It asks why Öffentliche Oldenburg rather than a neobroker. The answer below rests on personal advice, individual recommendations and 260 years of experience. With that, a regional insurer from the Oldenburg area compares itself directly with Trade Republic and Scalable Capital — providers holding millions of depots. Self-assured.

The fittings resemble ÖSA's right down to the choice of words: a waiting-list form and two subsidy calculators. Both belong to the public-sector network. A shared template is the obvious explanation.

Amounts are on the page; prices are not. Advertised are ten euros a month as an entry point and €25 as the contribution with which families capture the subsidy. Both are savings instalments, not prices. A jump link also leads nowhere: it promises a calculator and lands at the waiting list. The page carries no date. We therefore check it in every round, and the review date above is the only date we can give for it.

The key facts

About Öffentliche Oldenburg

Öffentliche Versicherungen Oldenburg is a regional public-sector insurer based in Oldenburg, founded in the 18th century. It belongs to the Sparkassen-Finanzgruppe and works with the Sparkassen and the Landessparkasse in the Oldenburg region.

Evidence & source

Every status here is tied to a source. Origin and date are public; the full reference sits in our working table.