Altersvorsorgedepot at Trading 212 from 2027

What the commitment covers

The London broker runs a product page of its own in German. The launch in January 2027 is at the top, a waiting list below it. The provider describes two variants: a self-assembled portfolio of ETFs and funds, or the automated standard account. The page carries no product names.

One restriction appears twice on the same page. Once below the header, once below the sign-up form. „Das Altersvorsorgedepot ist noch nicht verfügbar. Die endgültigen Kontospezifikationen stehen noch nicht fest und unterliegen zum Start den dann geltenden Vertragsbedingungen der Trading 212 EU GmbH.“ Few providers write this down so plainly.

Prices are missing. The three figures on the page belong to the law and not to the provider: the one percent cap for the standard account, the transfer fee capped at €150 and the state allowances. No zero price, no effective cost ratio. What Trading 212 does quantify is a promotion. Up to €100 in shares is on offer for joining the waiting list.

The contracting party is in the small print. It does not appear in the product description. For customers in Germany it is Trading 212 EU GmbH, by its own account authorised and regulated by BaFin, licence number 10109603. For the tax deduction that is the decisive detail. Read by us on 19 October 2026.

The key facts

About Trading 212

Trading 212 is a London fintech founded in 2006 that runs an app for trading shares, ETFs and derivatives. By its own account the provider was the first in the United Kingdom and Europe to offer commission-free share dealing. The German business runs through Trading 212 EU GmbH under BaFin supervision.

Evidence & source

Every status here is tied to a source. Origin and date are public; the full reference sits in our working table.