Millions of Muslim women and men in Germany would be eligible for the subsidy from 2027. But is an Altersvorsorgedepot (Germany’s state-subsidized retirement investment account) compatible with the prohibition of interest and with the question of what is actually inside the fund? We took a look.
Cancellation and early withdrawal claw back allowances and tax advantages. What exactly is reclaimed, what remains allowed and what the alternative is.
The Frühstartrente pays children aged 6 to 18 a monthly €10 into their own securities account. How it differs from the child allowance, a model calculation to 67 and what happens at 18.
Estimating the pension gap in three steps, why the pension statement is misleading and what it costs to close it. With tables by income and starting age.
Switching costs a maximum of €150 in the first five years. The process in five steps, when switching pays off and when you are better off staying in your old contract.
Two percent inflation halves purchasing power in 35 years. What separates nominal from real, why guarantees lose in real terms and how the contribution grows along with it.
The permanent allowance application secures the allowance automatically every year. How it works, why it has to be submitted again when you switch provider and what you have to report yourself.
€120 per year is the lower limit for the allowance. Which three thresholds there are, how the basic allowance is staged and what applies with a fluctuating income.
The tax office automatically compares the allowance and the special expenses deduction. At what point the deduction wins, why children shift the threshold and what you have to do.
Retirement provision on Instagram: why social media helps financial education, and how to tell credible information from pure advertising.
One click. Google then shows this page more often.
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Don’t miss the start.
Starting later means giving up subsidy months. We’ll be in touch as soon as the first accounts can be opened.
Starting later means giving up subsidy months.