How switching from a Riester contract to the Altersvorsorgedepot works from 2027: requirements, costs, timeline, transfer of the allowances, with a step-by-step guide.
Returns in the Altersvorsorgedepot: what is realistically achievable
What return the Altersvorsorgedepot can deliver: realistic expectations for ETFs, mixed portfolios and guarantee products, long-term ranges and worked examples.
Compound interest in the Altersvorsorgedepot: why starting early changes everything
Compound interest in the Altersvorsorgedepot: how contributions multiply over decades, with worked examples for 10, 25 and 40 years of investment and the effect of early contributions.
Inheritance of the Altersvorsorgedepot: what heirs receive
How the Altersvorsorgedepot is inherited: before and after the start of retirement, tax for heirs, comparison with Rürup, with concrete examples and frequently asked questions.