Basic allowance in the Altersvorsorgedepot: up to €540 per year from the state. Who is entitled, how is the allowance calculated, when is it paid out? All the answers.
Altersvorsorgedepot
Altersvorsorgedepot from 2027: who benefits, when does it start, how much subsidy is there, how does the payout work? All the answers, clearly explained.
Drawdown plan to age 85: the flexible alternative to a life annuity
Drawdown plan to age 85 in the Altersvorsorgedepot: how it works, how high the pension is and when it beats the life annuity. Including inheritance of remaining capital.
Life annuity in the Altersvorsorgedepot: a guaranteed pension for life
Life annuity in the Altersvorsorgedepot: how the lifelong pension payment works, what the annuity factor tells you and when a life annuity is worth it.
Special expenses deduction in the Altersvorsorgedepot: €1,800 plus allowance entitlement
Special expenses deduction in the Altersvorsorgedepot: deduct €1,800 of contributions per year, the more-favourable-treatment check, and examples of tax savings at different income levels.
Altersvorsorgedepot (Germany’s state-subsidized retirement investment account) vs. Rürup pension: what makes sense for the self-employed?
Altersvorsorgedepot vs. Rürup (Basisrente): comparison for the self-employed, maximum subsidized contributions, taxes, inheritance, flexibility. What is worth it for whom?
Inheritance of the Altersvorsorgedepot: what heirs receive
How the Altersvorsorgedepot is inherited: before and after the start of retirement, tax for heirs, comparison with Rürup, with concrete examples and frequently asked questions.