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Altersvorsorgedepot Logo von AVD Vergleich, animiertes Symbol für die staatlich geförderte Altersvorsorge.
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Expert interviews

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Expert interviews

The Altersvorsorgedepot from a rating expert’s point of view

September 8, 2026 AVDAV Team Comments Off on The Altersvorsorgedepot from a rating expert’s point of view

fb research managing director Fabian Van Lancker in interview: how do you compare Altersvorsorgedepots fairly, why is the industry betting on premium products, and how do ratings stay independent?

Fabian als Experte zum Altersvorsorgedepot und Riester-Nachfolger
Expert interviews

Vanguard on the Altersvorsorgedepot: costs, competition and the 2027 launch

August 12, 2026 AVDAV Team Comments Off on Vanguard on the Altersvorsorgedepot: costs, competition and the 2027 launch

From 1 January 2027 the Altersvorsorgedepot (Germany’s state-subsidized retirement investment account) replaces the Riester pension as the core state-subsidized product. How the provider side views the new rules has barely reached the outside world so far. So we asked.

Christoph Braun und Team, Experteninterview Altersvorsorgedepot.
Expert interviews

The Altersvorsorgedepot: why the Riester successor is real progress

August 3, 2026 AVDAV Team Comments Off on The Altersvorsorgedepot: why the Riester successor is real progress

A contribution from advisory practice – for private individuals, families and the self-employed, by Christoph Braun, Managing Director of Gesellschaft für Finanzberatung und Vermögensbetreuung mbH

Rolf Henning Hackel, Experte Altersvorsorgedepot und Steuerberater
Expert interviews

“Most mistakes do not happen when saving, but when it comes to tax”

July 20, 2026 AVDAV Team Comments Off on “Most mistakes do not happen when saving, but when it comes to tax”

20 tax questions on the Altersvorsorgedepot – an expert interview with Diplom-Kaufmann and Steuerberater Stepan Riek

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You cannot open an Altersvorsorgedepot before 1 January 2027. We follow the market and will write to you when there is something real to compare. Independent, with editorial responsibility held by Rolf Henning Hackel, lawyer & financial market expert.

  • Provider updates.
  • Legal clarifications
  • Comparison editorial
Altersvorsorgedepot Logo von AVD Vergleich, animiertes Symbol für die staatlich geförderte Altersvorsorge.

An independent information site on the Altersvorsorgedepot, the successor to the Riester pension, run by Rolf Henning Hackel, lawyer and financial market expert. Our provider monitor checks commitments and terms directly at the provider every working day.

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Information

  • About us
  • Press
  • Altersvorsorgedepot glossary: all terms from A to Z
  • Altersvorsorgedepot 2027 - Facts

Topics

  • Frühstartrente (early-start pension for children)
  • Riester switch

Who it's for

  • Altersvorsorgedepot for the self-employed
  • Altersvorsorgedepot for women
  • Altersvorsorgedepot for families
  • Altersvorsorgedepot for young people
  • Altersvorsorgedepot from 50
  • Altersvorsorgedepot for higher earners
  • Altersvorsorgedepot for low earners
  • Altersvorsorgedepot for foreign nationals and cross-border commuters

Neobrokers and brokers

  • flatex
  • Scalable Capital
  • Smartbroker+
  • Traders Place
  • Consorsbank
  • Trade Republic
  • finanzen.net ZERO

Major and direct banks

  • Deutsche Bank
  • Postbank
  • HypoVereinsbank
  • N26
  • Santander / Openbank
  • Targobank
  • comdirect
  • Commerzbank
  • DKB
  • ING

Regional banks

  • DekaBank
  • PSD Banken
  • Volks- und Raiffeisenbanken
  • Sparda-Banken

Specialist banks

  • FIL Fondsbank
  • FNZ Bank
  • MorgenFund
  • apoBank
  • Baader Bank

Robo-advisors

  • quirion
  • Ginmon
  • Raisin / WeltSparen
  • Evergreen
  • growney
  • Oskar
  • Whitebox
  • DJE

Apps and fintechs

  • Sunrise
  • beatvest
  • Finanzguru
  • UnitPlus
  • Tomorrow

Insurers

  • Allianz
  • ERGO
  • Helvetia
  • Provinzial
  • Württembergische Versicherung
  • Öffentliche Braunschweig
  • Alte Leipziger
  • Debeka
  • HUK-Coburg
  • Liechtenstein Life
  • LVM
  • R+V
  • SV Sachsen
  • VGH
  • VPV
  • Öffentliche Oldenburg
  • ÖSA
  • AXA
  • Concordia
  • DEVK
  • Generali
  • Hannoversche
  • InterRisk
  • Signal Iduna
  • SV SparkassenVersicherung
  • VOLKSWOHL BUND
  • Zurich
  • BarmeniaGothaer
  • Die Stuttgarter
  • HDI
  • Itzehoer
  • uniVersa
  • Versicherungskammer Bayern

Investment management companies (KVG)

  • DWS
  • Fidelity

provider monitor

  • All 76 providers

last verified on 9 October 2026

© 2026 altersvorsorgedepot-anbieter-vergleich.de · We are not a provider and we do not give advice. Legal notice Privacy

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