Reduction in yield (RIY) in the Altersvorsorgedepot: what does the 1% limit mean? Which costs are included? How does it affect the return? With a model calculation.
Altersvorsorgedepot
Altersvorsorgedepot from 2027: who benefits, when does it start, how much subsidy is there, how does the payout work? All the answers, clearly explained.
ETFs in the Altersvorsorgedepot: the heart of the new retirement provision
ETFs in the Altersvorsorgedepot: what are exchange traded funds, which ones are suitable (MSCI World, FTSE All-World), TER, replication, tax. Including selection tips.
Contribution guarantee in the Altersvorsorgedepot: optional instead of mandatory
Contribution guarantee in the Altersvorsorgedepot: optionally 80% or 100%. How does it work, how much return does it cost, when is it worthwhile?
Retirement Provision Reform Act (Altersvorsorgereformgesetz): the law behind the Altersvorsorgedepot
Retirement Provision Reform Act: key points, Bundestag resolution, Bundesrat, entry into force on 1 January 2027. All the important dates on the law behind the Altersvorsorgedepot.
Regular savings plan in the Altersvorsorgedepot: save into ETFs automatically every month
Regular savings plan in the Altersvorsorgedepot: how it works, what minimum amounts apply and why cost averaging helps over the long term. Incl. model calculation.