Altersvorsorgedepot from 2027: who benefits, when does it start, how much subsidy is there, how does the payout work? All the answers, clearly explained.
Drawdown plan to age 85: the flexible alternative to a life annuity
Drawdown plan to age 85 in the Altersvorsorgedepot: how it works, how high the pension is and when it beats the life annuity. Including inheritance of remaining capital.
Deferred taxation in the Altersvorsorgedepot
Deferred taxation in the Altersvorsorgedepot: pay in tax-free today, pay tax at a lower rate in retirement. All the details with an example.
Altersvorsorgedepot (Germany’s state-subsidized retirement investment account) vs. Rürup pension: what makes sense for the self-employed?
Altersvorsorgedepot vs. Rürup (Basisrente): comparison for the self-employed, maximum subsidized contributions, taxes, inheritance, flexibility. What is worth it for whom?
Riester pension vs. Altersvorsorgedepot (Germany’s state-subsidized retirement investment account): switch or stay?
Riester pension vs. Altersvorsorgedepot: grandfathering, switching rules, comparison of the subsidy. When is switching worth it? Including a checklist.
Inheritance of the Altersvorsorgedepot: what heirs receive
How the Altersvorsorgedepot is inherited: before and after the start of retirement, tax for heirs, comparison with Rürup, with concrete examples and frequently asked questions.