The tax office automatically compares the allowance and the special expenses deduction. At what point the deduction wins, why children shift the threshold and what you have to do.
Child allowance in the Altersvorsorgedepot: €300 per child per year
Child allowance in the Altersvorsorgedepot from 2027: €300 per child per year, from an own contribution of just €25 a month. Requirements, examples, comparison with Riester.
Basic allowance in the Altersvorsorgedepot: up to €540 per year from the state
Basic allowance in the Altersvorsorgedepot: up to €540 per year from the state. Who is entitled, how is the allowance calculated, when is it paid out? All the answers.
Altersvorsorgedepot
Altersvorsorgedepot from 2027: who benefits, when does it start, how much subsidy is there, how does the payout work? All the answers, clearly explained.
Deferred taxation in the Altersvorsorgedepot
Deferred taxation in the Altersvorsorgedepot: pay in tax-free today, pay tax at a lower rate in retirement. All the details with an example.
Altersvorsorgedepot (Germany’s state-subsidized retirement investment account) vs. Rürup pension: what makes sense for the self-employed?
Altersvorsorgedepot vs. Rürup (Basisrente): comparison for the self-employed, maximum subsidized contributions, taxes, inheritance, flexibility. What is worth it for whom?
Annex AV (pension section of the German tax return): entering the Altersvorsorgedepot in your tax return
Annex AV in the income tax return: how to enter contributions to the Altersvorsorgedepot correctly from 2027, step by step, with examples and common mistakes.
The 10 most common mistakes with the Altersvorsorgedepot
The 10 most common mistakes with the Altersvorsorgedepot: costs too high, a guarantee chosen out of fear, a missing allowance application, early cancellation. With practical tips.
The self-employed in the Altersvorsorgedepot: fully eligible for the subsidy for the first time
Altersvorsorgedepot for the self-employed from 2027: €540 basic allowance, special expenses deduction up to €1,800, combination with Rürup, model calculations for freelancers and traders.